Can someone please help with Select Account charges..

[Lynzilou]

Hi there,

 

I'm currently helping my dad claim back his charges with Lloyds after successfully claiming mine back from RBS!

 

Ok, Lloyds have sent his requested charges. however half of them have come through as statements and the other half just a list of charges i.e.

 

01/04/03 account charge £10.00

01/05/03 account charge £10.00

 

Now my dad said he had a select account with these. I can see in 2001/2002 the select account charge was £4.00. Then in May 2002 it jumps up to £8.00 and then June 2004 its up to £10.00 per month.

 

Can anyone else currently claiming from Lloyds help me! are these definitely select account charges or could they be something else?? The only reason I query it is because even at the moment the Select charge is only £7.00 per month!!! I'm confused!!

 

Any help would be great (my dads no longer with Lloyds by the way)

 

Many thanks in advance

 

Lynzilou xxxx

[BARTY]

Hi Lynzilou

They do sound like unclaimable account charges to me, I think the Gold type account is £10 a month, maybe it's that one??

Good luck with your Dad's claim, keep us informed on how you're doing.

Barty:)

[thumbs_up]

Hiya Lynzilou

I'm not totally au fe with what a Select account is, but the account charge your talking about appears to be a monthly fee that they're entitled to charge. Go ahead and claim for any charge that refers to:-

 

unpaid DD's

unpaid SO's

unpaid cheques

overdraft usage fees

 

and anything that isn't a standard monthly charge for banking. My lloyds account (don't remember what it was called) carried a £10/month fee, but that is a legitimate fee for a service . . . unlike the above!!

Any other questions though, just shout

[dj59]

Normally with Lloyds statements and lists of charges they show up like this

 

 

21/08/2006 CHG UNPAID D/D (or S/O or O/DRAFT EXCESS FEE) £35.00

 

21/08/2006 FEE ACCOUNT CHARGE (This is the select fee) £7.00

 

 

The items marked CHG you can claim for the Select Account monthly fee (FEE) you cant.

 

 

Hope this helps.