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juliedee

Me -v- Lloyds TSB

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Received copy statement from Lloyds and have worked out that they have taken £2750 from me in charges over the last 6 years. Made me feel sick, especially when I noted that the charges they took off me resulted in me going overdrawn the next month and incurring more charges and so on and so on, such a vicious circle.

 

Anyway, sent my first letter off on 23rd January demanding full refund........................

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Don't worry Julie, If they've debited your account to that effect, provided you're diligent, you'll see it all back. With interest.

You've got backup here, so if you need it, just ask :)

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Thanks Thumbs Up

 

Will keep you up to date !!:)

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Quick Update

 

Got standard reply from Lloyds on 2nd February saying not refunding charges, blah blah.

 

Sent off second letter on 5th February stating shall move to legal action after 14 days.

 

Am expecting same standard reply back and am now preparing myself for legal action.

 

As I am in Scotland I understand the whole small claims thing being a maxiumum of £750 but I think my plan is going to be to raise my claim under English Law using their Head Office address. That way I can claim back full amount of over £2700 in one go. Appreciate that I may need to go to a court in England if I need to appear but dont think it will get that far (probably live to regret saying that !!):rolleyes:

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Hi

 

raised summary cause for £1450 plus small claims for £350. With interest etc total amount comes to over £2,000.

 

Today checked my bank account and £750 ex gratia has been paid in.

 

What should I do. I want to accept but only as part payment. any advice on how to deal with this. My court date is set for 20th April

 

Thanks

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Victory over Lloyds £890

Click!

Victory over Vodafone: default removal

click!

Victory over Lloyds PPI claim £2606 click!

Barclaycard lazygoing - £580 + £398 contractual int at 17.7 % click! (Received partial payment £110 21/11/06)

The GF's battle against RBS click! stayed awaiting the end of the world

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