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Still no CCA response


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I sent my CCA request on the 15/12 to Debt Managers. Today I received a letter back stating that I neede to continue making payments and that they were awaiting my CCA request from their clients Aktiv Kapital.

Now clearly they have defaulted on the monthly deadline and until such time as it is produced it doesn't have to be paid. However are they able to have my details if they have no written agreement in their possession ie from AK, and are they committing a data protection act offence. I have paid them £400 thus far. Shall I attempt to claim this back indicating the above information.

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Hi cherminate

Sorry I cannot advise but it might be worth sending a personal message to a moderator or a member with high postings/good reputation indicator...


Good luck


If my advice has helped, please click on my scales. Thank you!

MBNA - CRA file to be cleared then finished!


Abbey Personal - Final LBA 28/5/7 - then Court


Capital One - Final LBA 28/5/7 - then Court


GMAC - Sent DCA SAR 9th March 07 - confirmed not legally assigned.

Waiting for GMAC to provide breakdown of charges and CCA under s79


Alliance & Leicester - Final LBA 28/5/7 - then Court.

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By my calculations the twelve working days plus one calandar month isnt up until the 4th Feb (bear in mind there were several bank holidays in December!)

Personally I would continue making payments up until that date.

Hope this helps

Halifax settled

Halifax (again) settled

Nationwide settled

Natwest settled

Don't forget to donate to this site, they gave us the backbone to put up a fight, we've learnt how to reclaim our rights and proved banks are all nothing but........ rubbish <wink>

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