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Halifax have offered me £2500. I have accepted as part payment with the understanding that I intend to settle in court for the whole amount. Sent letter back and they had until today to reply. Nothing has arrived via post so is my next step to file at the small claims court and If I do will I be successful.:cool:

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Hi, You should really stick to the one thread then it's easier for us to look back at the history.

 

However, You are on YOUR timescale not theirs, I would now file (MCOL is so easy).

As for your success. As far as I'm aware NO BANK has gone to court to defend! They'll string you along and try to frighten you. At some point you will make a post which says "I think I'm going to be the test case!".

But I really do believe that shortly after that you'll post WON WON WON***.

Up to you but it seems you're straight down the middle like I was, and they paid me (more to come too!)

There's plenty help in the library to fill out both the MCOL and the hard copy N1.

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/34887-5-money-claim-line.html

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

 

If you need anything else just shout.

 

A D

[sIGPIC][/sIGPIC]"Another charge by the Bank?"

 

1st Claim (Current account)

30/11/06 WON! £3146.41

 

2nd Claim (Mortgage charges)

27/3/07 WON! - £277

 

3rd Claim (Credit card charges)

14/5/07 WON! £300

 

4th Claim (Old account 97-99 £444)

20/4/07 Prelim sent

9/5/07 LBA sent

Can't remember now but I WON!!!

My current thread - An A-Z - My previous saga

 

IF THIS HAS HELPED PLEASE CLICK THE SCALES - THANK YOU.

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Thanks for the advice. I am having some bad times at the moment and I keep thinking that I will probably be the one picked as a test case.

I will keep the link informed as I go along. Your support is mch welcomed.

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The day that it goes to court, you will inundated with offers from solicitors wanting to help you. They all want to be the ones to say "We took the banks to court and won"

 

At least, that's what I think :p

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