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    • Thanks Guys, I'll ask the questions and come back
    • It's always a good idea to check out the current posts since even though they might be totally different from your own case the arguments against their charge may be relevant to your own. And the more reasons you can come up with why the original PCN was wrongly issued, the more reason why they will not take you to Court never mind them getting a thrashing in Court.  
    • Get the opinions in writing. I suggest that you write to the seller and tell them that you are not accepting the position and that you are now obtaining quotes and also medical assessments – and if these incur fees then you will be looking to them, the seller, to reimburse you as well as the cost of the dental treatment. I suggest you write to the sender immediately and give them a couple of days to respond because they may cave in and agreed to pay the cost of the dental treatment to save themselves any further expense. You won't want to have incurred costs of quotations et cetera and then suddenly find that the seller is going to put their hands up – leaving you out of pocket for the cost of the reports. Make sure the seller realises that you are only giving them 48 hours to respond after which you will go ahead and get the reports. Then get the reports and quotations for the work. Give the seller notice that you are putting the work in hand with such and such a person for such and such a price. Provide the seller with the two quotations and the letter of claim at the same time.
    • Thanks to all, and especially Bankfodder. I had seen your replies to the lady that had a similar issue with her cat and really hoped you'd comment on post. I'm really grateful. I intend to follow this through to its conclusion and I'll keep the board updated for the benefit of future users.   On the question of Vets4Pets, I'm taking advice as to whether this is something they should have detected. From my own research, however, puppy teeth are fully grown in at 6 weeks. His health check was 8 week. The defect can't have reasonably occurred within the intervening two weeks. I'm going to ask a vet to confirm this.   In terms of your point, Ethel Street, I had the same concern. The Consumer Rights Act 2015, however, seems to suggest that if a return presents 'significant inconvenience' then a tier two process can take place in which the buyer can apply for a partial refund.   I can prove that we've spent in excess of £600 on various expenses in preparation for our dog that would be lost if we returned him. I can also detail the time spent caring for and investing in our dog - not to mention the time etc of having to find a replacement. This is before we take into account the main reason, which is our emotional attachment to him.
    • No I don't think that affects the rights at all. I don't think that a trader can relieve themselves of their contractual responsibilities simply by offering to take an item back. It's absolutely up to the OP/customer whether they want to treat the contract is terminated by the seller's breach or whether they simply want it to be treated as a minor breach which can be remedied by suitable reparation.
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      I was in Sainsbury’s today and did scan and shop.
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Barclaycard no Response

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Hi it has been coming up to 5 weeks now and Barclaycard have not responded to my Subject Access Request (SAR).


Are there any others out there experiencing this, and if anyone is so kind, could you please share a letter template. Whats next in the process if they dont respond within the time, frame?


Thanks for your help


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Barclaycard are doing it to everyone! Just read other threads for advice on what to do. Loads of people having the same problem. You could make a complaint to the ICO as well as doing what bob said.

If my post has been useful, tip my scales and let me know


Always start with the User guide!

Stuck with RBS charges? Click here!!



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Had the same problem - spoke to adrian Whalley who head of their data protection team - got the statements after that but it was like pulling teeth

If you think my advice has been helpful, please click on the scales to the left :) thank you!


Non illegitimi carborundum



I wish I was a glow worm,

A glow worm's never glum!


How can you be grumpy,

when the sun shines out yer bum?! :p



Amex * 2 *** WON *** Settled

Marbles ****WON*** In full settlement

Capital 1 ***WON*** In full settlement

MBNA ***WON**** In full settlement

Barclaycard ***WON*** In full settlement

Barclays Bank - ***WON*** In full settlement

Abbey ***WON*** In full settlement

Abbey (Mrs Chorlton) ***WON*** In full settlement

Abbey (Mr and Mrs C) - MCOL submitted 16/5/07

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