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Claiming a second time - bank account closure


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I was on this site a while back, everything got sorted, which was fine. I've just had a look at my bank account, and I have an £81 charge pending. I'm going to phone and complain, however, how likely is it that they will close my account, and can I stop this from happening?

HSBC - Received offer for 3621, accepted confidentiality crossed out. Money in bank 10/10/06!

 

Barclaycard - 180.00 LBA sent 5/10/2006

72.00 offered, rejected.

 

MBNA - S.A.R sent 13/9/2006 :idea:

 

Mint - 244.00 prelim sent 30/9/2006

 

Dorothy Perkins and GE money - S.A.R sent 30/9/2006

 

Simpley BE - S.A.R sent 30/9/2006

 

What I say is of my own opinion. Seek professional legal advice if need be.

 

If I have helped, tip the scales! Thank you x :)

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I would say that HSBC are likely to close your account if you claim for a second time. By all means phone them but I doubt very much that they will stop the charge but they may reduce it. Good luck:)

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We have just had a letter saying they are closing our account in 30 days after we claimed for the second time.

They are stating that we were unwilling to adhere to the Ts & Cs as our account wasn't operated within credit.

 

The main reason for us going overdrawn in the first place was the charges!!! :mad: My partner left his job last year and after that he was temping so not earning enough. When I knew we were going overdrawn I approached my parents to borrow money - this happened quite often but the money didn't always reach the account in time and then we were charge. Our income was only just matching our outgoings and so the charges made things even worse. :(

 

We are with a Debt Management Plan with CCCS and we were advised to open another account so we now have a Co-op Cashminder account (all we could get with our credit rating)... am quite p***ed off that HSBC are closing our account when I tried to keep it in the black!

LisaDJ & partner vs HSBC - partial refund £522 of £700.

 

LisaDJ & partner vs HSBC - partial refund £250 of £367 (Oct 06-Jan 07) - account being closed by HSBC :rolleyes:

 

LisaDJ vs HSBC - claiming £1550 up to Sept 06 - result coming soon.

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Yep.

These most reprehensible HSBC guys close the account on the second claim, even if you phone rather than write.

 

 

HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE

Capital One WON Link

HERE

GE capital (5 accounts) WON link HERE

Lloyds bank account WON second claim starting! link HERE

Budget insurance cough up WON link HERE

Principles WON link HERE

A&L (Mrs Crusher's account) claim link HERE

Barclays claim link HERE

 

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.

IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!

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