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Mrs Martinix v NatWest**Won post OFT**


martinhw
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Thanks for the advice. Will send them ANOTHER copy since its quite obvious they are unable to read!!!! (Maybe I should send it in a few different languages). Isnt it funny how they can respond to the court papers (with the Schedule and a detailed POC attached) and still say that its not enough.:confused:

Lloyds TSB (C.Acc) **WON - Fully Settled**

NatWest - £1367.96 - N1 Filed - AQ Compl

Lloyds TSB - Select Loan PPI - £4629.52 - N1 Filed - Settlement rejected

Lloyds TSB Credit Card - £373.48 - N1 Filed

MBNA Credit Card - £791.52 - N1 Filed

Capital One - £746.67 - N1 Filed -** Settlement awaited **

Halifax Credit Card - £836.12 - N1 Filed

Paragon Personal Finance - S.A.R 15/12/2006

Littlewoods - £834.43 - N1 Filed

Barclaycard - £1145.00 - N1 Filed

My Wife:

Natwest Current Account - £1197.98 - N1 Filed at Court

Capital One - £1150.94 - N1 Filed - **Settlement offer rejected **

Littlewoods - £1405.48 - N1 Filed

8-) PROUD TO BE DEALING WITH MY DEBTS! 8-)

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martin ,

Strange isn't it ? ;)

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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Sorry i just thought maybe they wanted another POC , which is what they have asked me for, even though i have always sent mine. I have won 2 claims for over £4,000 and have another just at AQ stage for £4,000, so even though it is obvious that you have already sent your POC I just thought they were asking for them, again as they always seem to do .

 

Good Luck

NW (NO 1) ACC

REC'D FULL SETTLEMENT 5/01/07 :)

 

NW (NO2) ACC

REC'D FULL SETTLEMENT 28/12/06 :lol:

 

NW (JOINT) ACC

MCOL STAGE AS WE SPEAK :-|

Court date 23rd May(bring it on!!!!)

Paid up 3 wks before court date - all done & dusted ( for now lol)

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Alf

 

Sorry I wasnt having a go at you. I was just venting my irritation at Cobblers with stalling and scare tactics. I appreciate the advice and will send them another copy. You know what your talking about since you have already had that info requested yourself.

 

Thanks again

Lloyds TSB (C.Acc) **WON - Fully Settled**

NatWest - £1367.96 - N1 Filed - AQ Compl

Lloyds TSB - Select Loan PPI - £4629.52 - N1 Filed - Settlement rejected

Lloyds TSB Credit Card - £373.48 - N1 Filed

MBNA Credit Card - £791.52 - N1 Filed

Capital One - £746.67 - N1 Filed -** Settlement awaited **

Halifax Credit Card - £836.12 - N1 Filed

Paragon Personal Finance - S.A.R 15/12/2006

Littlewoods - £834.43 - N1 Filed

Barclaycard - £1145.00 - N1 Filed

My Wife:

Natwest Current Account - £1197.98 - N1 Filed at Court

Capital One - £1150.94 - N1 Filed - **Settlement offer rejected **

Littlewoods - £1405.48 - N1 Filed

8-) PROUD TO BE DEALING WITH MY DEBTS! 8-)

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  • 2 weeks later...

Sorry Martin

 

Must have been time of the month lol, Please ignore all self pitying remarks or statements as i can sometimes be a little too sensitive. As can all females lol.

 

Anyways, have you heard anymore, i have had my cour date for 23rd May, so fingers crossed.

 

A

NW (NO 1) ACC

REC'D FULL SETTLEMENT 5/01/07 :)

 

NW (NO2) ACC

REC'D FULL SETTLEMENT 28/12/06 :lol:

 

NW (JOINT) ACC

MCOL STAGE AS WE SPEAK :-|

Court date 23rd May(bring it on!!!!)

Paid up 3 wks before court date - all done & dusted ( for now lol)

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  • 5 months later...

So - a development today.......

 

We went to court..........

 

Cobblers had an application to dismiss our claim for contractual interest on grounds that they had settled the claim in full.

We got to the court ad Cobblers "Rather New looking Lawyer" introduced himself. He handed us a bit of paper and said "This is the case I will be using for my arguement today".

said - "Oh - That's nice, shame it wasn't sent to us 14 days ago as per CPR" - Silence from the Newbie!

 

We appeared and so did Cobblers. We entered the court and the Judge started proceedings.

 

Judge gave the solicitor a bollocking for not having an attendance register ready :)

 

One thing lead to another and the Cobblers lawyer stared argueing his case. He pleaded the entire lot, and the judge looked at us and asked for our response........

 

Well, it's like this...... we are accepting full and final settlement as offered by the defendant, but the chq they have sent us is crossed for a closed account, and therefore - we can't bank it. We find this as unreasonable behaviour by the defendant and request judgement and payment in full in an alternate form.

 

Judgement Granted!

 

Judge says - Mr Cobblers, anything else??

 

Mr Cobblers Noob says "Yes, I'd like to apply for my costs"

 

Mr Judge says - Don't push it son - you've just lost the case.

 

Mr Judge says - Mrs Martinix - anything else?

 

We says "Thank You, but we're happy to act reasonably and not claim the costs we know we are entitled to"

 

Judge says - "Mr Cobblers, maybe you can take some lessons from the Litigant in persons"!

 

Job done - they have 14 days to pay in full - by means of EFT to our chosen account at ANOTHER BANK!

Lloyds TSB (C.Acc) **WON - Fully Settled**

NatWest - £1367.96 - N1 Filed - AQ Compl

Lloyds TSB - Select Loan PPI - £4629.52 - N1 Filed - Settlement rejected

Lloyds TSB Credit Card - £373.48 - N1 Filed

MBNA Credit Card - £791.52 - N1 Filed

Capital One - £746.67 - N1 Filed -** Settlement awaited **

Halifax Credit Card - £836.12 - N1 Filed

Paragon Personal Finance - S.A.R 15/12/2006

Littlewoods - £834.43 - N1 Filed

Barclaycard - £1145.00 - N1 Filed

My Wife:

Natwest Current Account - £1197.98 - N1 Filed at Court

Capital One - £1150.94 - N1 Filed - **Settlement offer rejected **

Littlewoods - £1405.48 - N1 Filed

8-) PROUD TO BE DEALING WITH MY DEBTS! 8-)

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Well done Martin!

 

You out-barristered Cobblers........... wish I'd been there to see it!

 

Excellent job and............... CONGRATULATIONS!!!!!! x :D

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BRILLIANT AND WELL DONE. I still can't find Cobblers success thread !!! :D

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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COngratulations.

 

 

 

 

 

I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

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