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    • thanks ae - yes  I understand the claims are between me and the lender.  But with regards to the order for sale the judge specifically said it is the receiver who is appointed to sell - and he hasn't/ and isn't - which is why I am asking if I can apply to the court v the receiver for an order for sale right now?   The receiver is not part of the current proceedings heading to trial.  But he is responsible for selling the property - and he has consistently rejected offers over >5y.   This is specifically why I would like to understand if I can apply to the court to enforce the sale by the receiver??? As above - The judge has said otherwise the order for sale v the lender has to be dealt with via the trial.  Which they have deliberately delayed via the adjournment. Valuation is an issue. The lender chose the valuer.  I paid but his report basically belongs to and is referred to by the lender.  He did a prof valuation without doing a site visit.  He had done a site visit 5 months earlier for different potential lender.  The 1st valuation he erroneously did as fh.  He just did a re-write 5m later - but kept the same value for lh. I had a great offer on the table from a niche buyer which would have cleared the loan and given me a lot of £s.  But the lender rushed through the repo and the buyer got spooked and ran.  The lender then slashed the price by 30%+ from their valuation (fire sale price?).  As you suggest - they fully expected potential buyers to quickly grab the property at such a discount.  But it turned out they couldn't.  The market had dropped anyway. Then covid hit.  Every potential buyer was questioning the valuation.  The lender and receivers actions have eroded the equity.  This wouldn't make sense to any normal lender.  99.9% would have just sold to the 1st buyer willing to transact.  The lender/ receiver had such a willing buyer on day 1 of marketing.  But they spent 15months trying not to sell to them.  As I said, disclosure shows the ceo wanted (wants?) to keep it for himself - so common sense didn't (doesn't) prevail.   The lender has made a £ Claim v me.  I am disputing it because I maintain it is their actions that has caused the erosion of equity/ a debt to accrue. The lender's problem now is that they have spent so much money and added so much interest over 5y that they cannot sell the property for what they need/ want.  They are trying to blame me for this.  But it is their fault; not mine - because I am not in possession or in charge of selling it. As I also said above - if there is some legal reason why I cannot make an application to the court for an order for the receiver to sell - then can I ask the other entity which has a charging order and threatened to do so. ???    
    • We registered our child with a nursery last year for a June 2024 start date. This was before how the new 15 hours free childcare was going to work. At the time my wife paid a £50 deposit. A few weeks ago they sent out an email about how the new funding was going to work. The nurseries can use it as they wish and they said if the child wants to come for one full day we still have to pay £50 and we can't use all the hours for one day. They also drastically increased their day rate. As a result of this we were looking elsewhere and have found a much cheaper nursery so we are changing.  The original nursery now said you only get the deposit back if she starts because it comes out of the first month of fees. I don't think we filled any any form or anything so there were no terms and conditions. Are we entitled to get the deposit back or is it our fault for not asking what the terms were when we paid. 
    • Hi Baldilocks. Welcome to CAG. I've done some minor formatting edits to your post to make it easier to read for people on mobile. Try to keep to 1 or 2 sentences max before creating a line break in your post. It's the Consumer Rights Act 2015, not the Sale of Goods Act 2015. The Consumer Rights Act 2015 superseded The Sale Of Goods Act 1979 and the latter does not apply as I imagine this purchase was made after 1st October 2015. Can you confirm the make and model of the vehicle? Some vehicles have their service history stored within the on board computers now or have it available to view online at any point. How did you pay for the vehicle? Finance (what type), Debit/Credit Card etc? I would argue, that should the above points not be correct, you would be right to claim that the goods are not as described under the Consumer Rights Act 2015.  
    • Thanks everyone for all your help, but unfortunately my case was dismissed. This is the 2nd time I've had this happen now so I doubt ill be taking on any parking firms in future sadly. The judge said I lost it on the grounds that the sign said I had 28 days to declare who the owner of the vehicle was, and said I should have complied with this.  My costs are Judgment for the claimant £133.33 Issue fee Hearing fee Solicitors costs - total £265 grand total £398.33 Do those costs look about right?
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Argos aggro


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I bought an Xbox original as a Birthday prezzie (Xmas day :rolleyes: ) in late Nov '06 during thier £49.98 + 4 free games promotion. Xmas day it worked fine but by Boxing day the display failed.

 

Took it back to Argos on 27th Dec to exchange for a new one but they were out of stock as were all the local stores. They offered to refund the purchase price but there was nowhere else I could get another new Xbox and games for £50 so I declined. Alternatively, I could contact the Xbox service centre and get it repaired or replaced with a refurbished unit.

 

I decided to wait and see if Argos got some more in stock and was chuffed when someone gave me a reservation number for an Xbox in Newbury (miles away from me).

 

Last week I took the Xbox and reservation number to my local Argos and after battling with the till operator and supervisor for 20 minutes I finally managed to get to see the manager. He was pretty good and agreed to get the reserved console sent down from Newbury and said he would call me when it arrived.

 

Having not heard a peep I popped into the store today only to be told that the Newbury store had sold my reserved Xbox and despite the local manager's best efforts he could not locate another Xbox in any other store. To add insult to injury Argos are not ordering any more stock.

 

So, I have a duff console that would cost twice the refund to replace + the cost of four games if I bought them elsewhere or I would have to settle for a refurbed console.

 

Does anyone know what my rights and options are? Can I still insist on a new Xbox original or even a 360 as a replacement seeing as they probably cannot replace like for like?

 

Any help appreciated as my daughter is still short of Birthday prezzie :x

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The xbox is no longer in production, and very very cheap hence why it goes so fast. Let me see if one of my stores has it in stock tomorrow (was going to buy one myself, can't remember if I canceled the reservation). If I still have it reserved, I will see if I can do anything, however I am not guarenteeing anything, and will have to be approved by my line manager.

 

Stock transfers are rare, and have to be approved by the manager the item is coming from. You can't insist on replacement if one doesn't exist, and the offer of a refund will still stand. You will not get a 360 because a normal xbox is fault, no matter what court you took it too, and how much you complained. 300% price difference

 

from the DTI website: http://www.dti.gov.uk/consumers/fact-sheets/page24700.html

 

Q12. Neither repair nor replacement of the goods are possible. What can I do?

You may either pursue the old route of damages or a partial or full refund. Probably either would give you exactly the same amount of money. You would seek a full refund in scenarios such as those where you had enjoyed absolutely no benefit from the goods. If you had benefited from them then you would seek a partial refund as a fair remedy. This is exactly the reasoning that would be employed if you sought damages.

 

I am busy tomorrow, but should find time to find out for you. Can you pm me your local store as well. As I can only get a stock transfer if they have the same Distribution center.

  • Haha 1

Ex-Retail Manager who is happy to offer helpful advise in many consumer problems based on my retail experience. Any advise I do offer is my opinion and how I understand the law.

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Hi blitz, many thanks for taking the time to reply and for your offer to help. I'll PM you the store details in a tick.

 

The 360 thing was more tongue in cheek really, I should have used a ;)

 

The manager has been very helpful and appeared to be pretty embarrassed by the whole thing. He did say that if I could find an Xbox at another Argos or store to let him know. He also said he'd emailed all the Argos stores nationally to see if anyone still had stock.

 

Thanks again, PM on the way :)

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You'd be looking at a claim for "loss of bargain" which is basically compensation to cover any extra you would have to pay to get the same product elsewhere due to their breach of contract.

 

Sorry no time to explain in full as it's past my bed time but will try and add more later.

Please note I'm not insured in this capacity, so if you need to, do get official legal advice.

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Unfortunately the xbox I had reserved expired 2 days ago, and was therefore sold yesterday. Neither of my stores now have any in stock, and as the manager at your store has already 'emailed' other stores there isn't much else I can do. You can try and phone customer services, to see if they can offer a resolution, I did forget to see if they had a repair facility (cat launch today), so will check tomorrow.

Ex-Retail Manager who is happy to offer helpful advise in many consumer problems based on my retail experience. Any advise I do offer is my opinion and how I understand the law.

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Thanks for trying blitz, I guess you must have been busy today judging by the piles of new catalogues I saw yesterday.

 

I'll have a chat with the manager and see what he can come up with.

 

I'll keep you posted.

 

Many thanks again.

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I know your contract is with Argos but I would forget dealing with them

and go straight to Microsoft.

 

My partner bought me an xbox 2 years ago for christmas. By the April it had developed a fault in that if you were in the middle of a game, the screen would go black and then would display a disc error message and then the game would come back on a few second later. Some games it wouldn't even load. Rang Microsoft on the Friday with the serial number from the back of the console, they sent me the packaging by Monday, I dropped it of at our local DHL depot on the Tuesday. Got an email on the Wednesday morning from the repair centre to say they'd received the console. Got another email on the Wednesday afternoon to say the fault had be fixed and it was on it's way back to me. I got it back from the DHL depot on the Friday evening.

 

All the contact details you need are in the booklet that comes with the console. We couldn't find our receipt from Argos but didn't need it, Microsoft obviously knew from their records when it was made and never asked for it.

 

Good luck

 

Karen

August 06- S.A.R. handed into a Halifax Branch

Sept 06 statements received and first letter sent requesting repayment of charges totalling £3,90

beginning Oct 06 received phone call offering £1,397, said would accept as interim payment andLBA letter sent same day

mid Oct 06 MCOL submitted online

end Oct 06 paid in full including interest and court fee - £4,980!

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