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mey v capital one


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Hi

 

Today I realized that I could claim back some charges from Capital One. Just need to ask advice.

Is a claim against a credit card company the same as a bank claim? What charges can you claim back? Do I use the same letter templates? And finally do I ask for my statements from them?

 

Thanks

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Effectively its the same thing - you can claim against over limit charges, late payment charges etc and the interest applied on those default charges. The one difference with a ccard is you can claim contractual interest rather than just statutory.

 

I would strongly suggest you read the FAQ's on this site, and look at as many posts as you can in the capital 1 threads, before you get going - it will make it easier for you in the long run.

 

Good luck! :)

If you think my advice has been helpful, please click on the scales to the left :) thank you!

 

Non illegitimi carborundum

 

 

I wish I was a glow worm,

A glow worm's never glum!

 

How can you be grumpy,

when the sun shines out yer bum?! :p

 

 

Amex * 2 *** WON *** Settled

Marbles ****WON*** In full settlement

Capital 1 ***WON*** In full settlement

MBNA ***WON**** In full settlement

Barclaycard ***WON*** In full settlement

Barclays Bank - ***WON*** In full settlement

Abbey ***WON*** In full settlement

Abbey (Mrs Chorlton) ***WON*** In full settlement

Abbey (Mr and Mrs C) - MCOL submitted 16/5/07

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