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New Claim - Another Capital One


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Hi Redsonja

 

A quick question ahead of starting my N1 (LBA rejecting offer sent today with Court Date for 11 April). I'm a tad confused about the Value section on the N1 form:

 

Charges £820

Overdraft Interest (? overdraft):

Interest under s.69 [...] £xxx (if I'm claiming CCI do I really need to include this?)

Court Fee: £120

 

Plus interest pursuant [blah blah] what?

Oh heeeeeeeeeeeeeeelp!!!

:confused:

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Paintball,

I willpost the info on your thread for you.

Morgan Stanley

**Won 31.01.07 with CCI**

Capital One

**Won 19.04.07 with CCI**

Halifax current & Joint

Verbal S.A.R 11.01.07, stats recd 18.01.07

Halifax Visa prelim sent 26.01.07. Reply 31.01.07 Filed N1 on 20.03.07 - Judgement granted, sent in the bailiffs

GE Capital

Frazercard Prelim sent with CCI 27.01.07

Burtons Prelim sent with CCI 22.01.07

 

RBOS Visa S.A.R sent 12.01.07

Partners JJB card (Creation) *Won* with part interest - 15.02.07

 

 

Partners LLOYDS Account S.A.R 13.12.06 - stats recd 30.01.07. Prelim sent with CCI 01.02.07

 

Partners BOS Mastercard Offered all charges except £12. Refused. N1 filed 20.03.07 - Judgement granted, sent in the bailiffs

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Hey sonja, I do that too - I get in bed and everything starts going round your head - am usually thinking of everything I have to do the next day, have just got my daughters hsbc claim paid out so thats another one less, but still have my brothers abbey, hubbys cap one (bit behind me) and will soon be starting hubbys barclaycard and brothers cap one. Shame we don't get paid doing this.

 

Re: CCA not suprising, sent my letter off to them saying mine was missing from envelope - wonder what they will do next. Perhaps they will say it was the only copy they had lol.:D

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I know what you mean doo! My other half then moans at me when I wanna watch some telly in bed to take my mind of it lol.

Crikes, I still have loads more to do but Im having a bit of a break as I have filed 3 at court and dont wanna end up in court for a whole week lol.

Im off to London for the weekend so hopefully i will come back refreshed!

Morgan Stanley

**Won 31.01.07 with CCI**

Capital One

**Won 19.04.07 with CCI**

Halifax current & Joint

Verbal S.A.R 11.01.07, stats recd 18.01.07

Halifax Visa prelim sent 26.01.07. Reply 31.01.07 Filed N1 on 20.03.07 - Judgement granted, sent in the bailiffs

GE Capital

Frazercard Prelim sent with CCI 27.01.07

Burtons Prelim sent with CCI 22.01.07

 

RBOS Visa S.A.R sent 12.01.07

Partners JJB card (Creation) *Won* with part interest - 15.02.07

 

 

Partners LLOYDS Account S.A.R 13.12.06 - stats recd 30.01.07. Prelim sent with CCI 01.02.07

 

Partners BOS Mastercard Offered all charges except £12. Refused. N1 filed 20.03.07 - Judgement granted, sent in the bailiffs

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sarah, ages away yet then, why do you think they are dragging yours out, must have another look at your thread to refresh the memory. sonja, yes I have tried to stagger mine but it doesn't always work to plan, I was supposed to be way ahead of hubbys claim but because of delay due to default he won't be that far behind me now - with the rest to follow. I think that once this claim goes in tomorrow I also can have a bit of a break. Have a nice time in London, sounds good.

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Wooooohooooo doo! (I love it when I can rhyme to your name lol)

I had court acknowledgement for other 2 claims today so hopefully Cap 1 is following.

Morgan Stanley

**Won 31.01.07 with CCI**

Capital One

**Won 19.04.07 with CCI**

Halifax current & Joint

Verbal S.A.R 11.01.07, stats recd 18.01.07

Halifax Visa prelim sent 26.01.07. Reply 31.01.07 Filed N1 on 20.03.07 - Judgement granted, sent in the bailiffs

GE Capital

Frazercard Prelim sent with CCI 27.01.07

Burtons Prelim sent with CCI 22.01.07

 

RBOS Visa S.A.R sent 12.01.07

Partners JJB card (Creation) *Won* with part interest - 15.02.07

 

 

Partners LLOYDS Account S.A.R 13.12.06 - stats recd 30.01.07. Prelim sent with CCI 01.02.07

 

Partners BOS Mastercard Offered all charges except £12. Refused. N1 filed 20.03.07 - Judgement granted, sent in the bailiffs

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Hurrah I had the email notifying me of yooooou doo! lmao

Morgan Stanley

**Won 31.01.07 with CCI**

Capital One

**Won 19.04.07 with CCI**

Halifax current & Joint

Verbal S.A.R 11.01.07, stats recd 18.01.07

Halifax Visa prelim sent 26.01.07. Reply 31.01.07 Filed N1 on 20.03.07 - Judgement granted, sent in the bailiffs

GE Capital

Frazercard Prelim sent with CCI 27.01.07

Burtons Prelim sent with CCI 22.01.07

 

RBOS Visa S.A.R sent 12.01.07

Partners JJB card (Creation) *Won* with part interest - 15.02.07

 

 

Partners LLOYDS Account S.A.R 13.12.06 - stats recd 30.01.07. Prelim sent with CCI 01.02.07

 

Partners BOS Mastercard Offered all charges except £12. Refused. N1 filed 20.03.07 - Judgement granted, sent in the bailiffs

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Tanz, it seems that cap one have offered another person (dori20) who is claiming CCI - total charges, all interest paid on the account plus 8% statutory, which is what I think they offered Rougesept. Do you think this is a new tactic, I think she is going to accept - so am probably thinking that redsonja and I will get same offer.

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Tanz, it seems that cap one have offered another person (dori20) who is claiming CCI - total charges, all interest paid on the account plus 8% statutory, which is what I think they offered Rougesept. Do you think this is a new tactic, I think she is going to accept - so am probably thinking that redsonja and I will get same offer.

 

Yes they seem to be doing this as a new tactic presently. This is why it is important to word your POC correctly and make it clear that the 8% is awarded when there is no other equitable alternative available.

 

Tanz

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Had a quick panic attach re: POC but have read it over again and it states very clearly it is CCI that I am claiming - only in the alternative (if the court finds this rate is not applicable) am I claiming 8% stat. Hope it is OK , there are some of Bong's new bits in there re: CCI.

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Hey Doo, I had notification that Cap 1 intend to defent the claim so bring it on. If they offer me 8% they can go jump as the POCs state that "alternative as the judge deems fit" not the least amount that Cap 1 think they can get away with paying. We know they have paid full CCI to people so I will hold out for CCI.

Morgan Stanley

**Won 31.01.07 with CCI**

Capital One

**Won 19.04.07 with CCI**

Halifax current & Joint

Verbal S.A.R 11.01.07, stats recd 18.01.07

Halifax Visa prelim sent 26.01.07. Reply 31.01.07 Filed N1 on 20.03.07 - Judgement granted, sent in the bailiffs

GE Capital

Frazercard Prelim sent with CCI 27.01.07

Burtons Prelim sent with CCI 22.01.07

 

RBOS Visa S.A.R sent 12.01.07

Partners JJB card (Creation) *Won* with part interest - 15.02.07

 

 

Partners LLOYDS Account S.A.R 13.12.06 - stats recd 30.01.07. Prelim sent with CCI 01.02.07

 

Partners BOS Mastercard Offered all charges except £12. Refused. N1 filed 20.03.07 - Judgement granted, sent in the bailiffs

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:D Good news sonja, things are moving. Feel the same as you in regard to CCI, Cap One seem to think they make the decision on this and not the judge - You are right that there are alot of people on this site that have been paid CCI, had a quick panic when I read Tanz's post but re-read my POC and calmed myself down. Will post when I get some news
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  • 2 weeks later...

Blimey, they are slacking. I had my intention to defend notification before I had the notice of issue lol.

Not long to go now doo.....woooohooooo.

Morgan Stanley

**Won 31.01.07 with CCI**

Capital One

**Won 19.04.07 with CCI**

Halifax current & Joint

Verbal S.A.R 11.01.07, stats recd 18.01.07

Halifax Visa prelim sent 26.01.07. Reply 31.01.07 Filed N1 on 20.03.07 - Judgement granted, sent in the bailiffs

GE Capital

Frazercard Prelim sent with CCI 27.01.07

Burtons Prelim sent with CCI 22.01.07

 

RBOS Visa S.A.R sent 12.01.07

Partners JJB card (Creation) *Won* with part interest - 15.02.07

 

 

Partners LLOYDS Account S.A.R 13.12.06 - stats recd 30.01.07. Prelim sent with CCI 01.02.07

 

Partners BOS Mastercard Offered all charges except £12. Refused. N1 filed 20.03.07 - Judgement granted, sent in the bailiffs

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me tooooo dooooo.

They will settle with youuuuuu dooooo.

 

Sorry, couldnt resist...in a funny mood lol.

Morgan Stanley

**Won 31.01.07 with CCI**

Capital One

**Won 19.04.07 with CCI**

Halifax current & Joint

Verbal S.A.R 11.01.07, stats recd 18.01.07

Halifax Visa prelim sent 26.01.07. Reply 31.01.07 Filed N1 on 20.03.07 - Judgement granted, sent in the bailiffs

GE Capital

Frazercard Prelim sent with CCI 27.01.07

Burtons Prelim sent with CCI 22.01.07

 

RBOS Visa S.A.R sent 12.01.07

Partners JJB card (Creation) *Won* with part interest - 15.02.07

 

 

Partners LLOYDS Account S.A.R 13.12.06 - stats recd 30.01.07. Prelim sent with CCI 01.02.07

 

Partners BOS Mastercard Offered all charges except £12. Refused. N1 filed 20.03.07 - Judgement granted, sent in the bailiffs

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