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    • as you mention the bpa sounds like its a scummy private car park lot blue badges mean nothing on private land anyway.............. so a failure to display something that is meaningless on private land anyway is a money grabbing scam moved to the private parking forum dx dx
    • who is it from  a council or a private parking company?
    • As per the heading, received a parking charge for failure to display a blue badge in a disabled bay on a retail park.  I am a blue badge holder, disabled/wheelchair user with a Motability vehicle. I received the charge as 'notice to keeper' I was not the driver. I don't have a valid driving license so use a carer. The notice arrived a week after the alleged incident. It states that as the 'driver' failed to pay the charge in full  hence, it is now the keepers responsibility ( the notice was dated 2 days after the alleged infringement and as no notice to driver was on the vehicle, I don't know how they expect the driver to be able to either pay or dispute the charge if they are not aware of it) Anyway, really looking for help how to reply. I cannot remember if the badge was correctly displayed or not. Photos taken of car miss a bit where I store my badge if not displayed so it would be possible to see a badge even if not 'correctly displayed" . It was a bit of a sh**ty day weather wise, gusty and raining  (as seen on the photos which reminded me of the actual day) so it is possible that badge blew to the floor as the driver was helping me out of the car into wheelchair. There is no windscreen photo showing that a PCN to "Driver" was stuck on the window either. The car park is free. There are no Parking Signs at all near the disabled bays that one could read to adhere to any terms and conditions. The whole row of disabled bays - of which are there many only state badge holders ( does not stipulate Blue Badge Holders) The notice states that the parking company is a member of the BPA and Operating in accordance with the British Parking Association's Code of Practice. The BPA, section 19.1 State that at least one parking sign should be near the disabled bays, in a position that can be easily  read by by a disabled person without leaving their car in order to decide to be bound by such terms. We returned to look for signage on the retail park and could not find one sign that was near the bays. The only sign we could find was high up on a pole but not near the bays. Someone had to get out of the car and stand on tip toes to be able to take a photo of a sign. I would be grateful if someone could help or point me in the right direction. It is now  15 days since the alleged incident and 7 days since I received the notice.
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 162 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi everyone. Im in the first stage of this claim, I have recieved the statements along with my £10.00 back and have worked out the charges etc, which come to £380.00. Now I have also wanted to work out the interest on this, as it is a credit card and is considerably high. I do have a complex spreadsheet on my PC for working out these interest charges but for some reason it wont work it out, and is just saying 0.00 in the interest section even though I have filled in all the data correctly as required. Can anyone point me to a spreadsheet that works this out correctly? Thanks in advance.

Cheryl :roll:

 

Barclays Account 1 ~ March 11th *WON* ~ £2600.00

Barclays Account 2 ~ Awaiting court date.

MBNA ~ May 2nd ~ £440 *WON*

HFC ~ April 3rd ~ £380 *WON*

HFC #2 ~ May 10th ~ £75 *WON*

Egg #1 ~ Pending

Egg #2 ~ Pending

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  • 2 weeks later...

I have recieved the first letter back from HFC today.

It states that "The OFT has recently published the findings from its enquiry into default charges on credit cards. HFS Bank has carefully considered the OFT's publication and does not accept its finding. However, the OFT's investigation has led to a change in market practises and in the interests of customers, to reduce its credit card default charges for the future. These changes do not affect charges that have already been applied. Accordingly, I regret that we are not prepared to make any refund of default charges or provide any compensation payments. I hope I have been able to clarify HFC Bank's position on credit card charges"

Is this the standard fob off letter everyone has received? It sounds to me like they are saying they dont agree with what the OFT has found but they know its right so they have changed the charges lol! Shall I just proceed as usual?

Cheryl :roll:

 

Barclays Account 1 ~ March 11th *WON* ~ £2600.00

Barclays Account 2 ~ Awaiting court date.

MBNA ~ May 2nd ~ £440 *WON*

HFC ~ April 3rd ~ £380 *WON*

HFC #2 ~ May 10th ~ £75 *WON*

Egg #1 ~ Pending

Egg #2 ~ Pending

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  • 2 weeks later...

Got a goodwill offer of £200.00 last week, and sent the 'dont be bloody stupid I want the lot' letter back on the 4th of feb. Today got a letter saying ok, sorry about that, spoke to a manager and heres your full £380.00 back! Very happy now...even if it is only going to pay it off abit...but better than nothing!!

Cheryl :roll:

 

Barclays Account 1 ~ March 11th *WON* ~ £2600.00

Barclays Account 2 ~ Awaiting court date.

MBNA ~ May 2nd ~ £440 *WON*

HFC ~ April 3rd ~ £380 *WON*

HFC #2 ~ May 10th ~ £75 *WON*

Egg #1 ~ Pending

Egg #2 ~ Pending

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