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Fighting Fund For Mortgage Erc Recovery


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Hi

 

Just taking time out to discuss with others a way forward,we feel this needs to get to House of Lords so directions can be made.

 

A few of us are in contact and we'll post next week how we are going to tackle this.

 

Cheers

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Count me in for a donation too

Preliminary Letter sent to Woolwich 05/06

LBA sent 19/06

Court claim filed 04/07 : Total £824.75

Acknowledgement of Service 27/07

Defence received 08/08

AQ filed 11/08

Barclays AQ filed 05/09

Hearing date 20/12

SETTLED IN FULL £840.49: 14/12/06

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count me in to....as soon as get paid next fri i'll donate £20 need to know how.....:razz:

statements requested 23rd Nov charged £5

statements arrived 28th Nov

sent first letter claiming £1264 on 7th Dec to halifax

halifax replied standard letter 13th Dec

second letter sent 22nd Dec :p

Halifax sent letter 22nd Dec offering £1087 full & final only £177 short of the full amount:eek:

Accepted the offer on 28th Dec on to the next one.......

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I'm definitely in with my £20.

 

I understand that there can't be an official CAG fighting fund. But there really isn't anything to stop us supporting jamorgan ourselves, is there? I'd set up an escrow account myself if I could, but I just don't have the knowledge or the time to acquire it at the moment. Does anyone else have some of either to spare?

 

Kate

Nationwide: £2443. Settled in full

Co-operative Bank Visa: £351. Settled in full.

MBNA Visa: £476. Settled in full.

AA Account with Capital Bank: £80. Settled in full.

Capital One Visa: £160. Settled in full.

Paragon Personal Finance: £120 fees SETTLED ERC claim withdrawn Feb 07.

Kensington Mortgages: Claim withdrawn Feb 07.

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Count me in too. A class action is a VERY good idea, & we are not going to win against Kensington unless we have the very best of legal representation.

Going it alone is not really an option as far as I can see - Courts just arent set up for the public.

Kensington Mortgages: letter sent 3/10 requesting fee breakdown

Smile bank: letter sent 3/10 requesting fee breakdown

GE Capital: letter sent 3/10 requesting fee breakdown

Kensington Mortgages: first letter re £13k ERC sent 3/10

MBNA: letter sent 3/10 requesting fee breakdown

Morgan Stanley: letter sent 3/10 requesting fee breakdown

 

Those B*stards have got my money & I want it back!!! Now!!!

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Yep, count me in, we could all do with as much help as we can get.

Barclays Bank

13/9/06 - ACCEPTED HALF ON BOTH A/Cs

HSBC

21/10/06 - SETTLED IN FULL

Preferred Mortgages

11/8/06 - prelim let sent - redemption fee

12/07 - case dropped

Halifax B/S

2/07 settled in full

Halifax visa card

MCOL due

Citicards & Hillesden

2/07 Data Protection Act & CCA let sent

3/07 Prelim let sent

4/07 LBA sent

Barclaycard

04/07 offer received for 1/3 - refused

Argos Card services

Half offered - refused

PPI Claims:

8/12 MBNA Loan settled in full

7/12 Barclayloan settled in full

9/12 Liverpool Victoria settled in full

7/12 Barclaycard claim rejected

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Any news on discussions for way forward.

Hope you are ok Jamorgan -very brave facing judge barristers etc

If House OF Lords is way forward- good

Suppose a lot of people have put there claims on hold not knowing what to do

Les Gunn certainly seems to have started something here.

Once again Jamorgan greatest respect for you

Should rename Mortgages with ERC -FERRARI MORTGAGES because someone is making plenty.

Im not taking this lightly as i have one.

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I am in let me know where the monies needed!

SBFIDO

 

Accredited Member of the CIEH

 

No more will I be bullied or harassed.

 

When informed that the call is recorded for training and monitoring I always say I don't want it used for training. :razz:

 

I always ask for the ICO registration information - they often dont have it, shame i never discuss my personal data unless I know they comply with the DPA.

 

Finally I always record calls and state at the start of there call. Although I don't have too.

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One way forward on this is for an account be set up (say PayPal) into which money can be paid. I am sure there are other ways but it's got to be an easy way of making a payment. Should really be administered by at least 2 trusted members of the forum. Anybody got any suggestions? We got to get this off the ground just in case the worst happens and jamorgan is stuck with bill for doing something we all could benefit from if things went right way.

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One way forward on this is for an account be set up (say PayPal) into which money can be paid. I am sure there are other ways but it's got to be an easy way of making a payment. Should really be administered by at least 2 trusted members of the forum. Anybody got any suggestions? We got to get this off the ground just in case the worst happens and jamorgan is stuck with bill for doing something we all could benefit from if things went right way.

 

Sounds good idea to me.

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Guest DEATHLORD

well, I had to stop and think for a while WE ALL must start to work together on this as believe me mortgage companies areand as always we the customers are suffed! I went to a repossision hearing the Judge did not want to know the arrears could be paid off over 4 months and could be proved to be done but WAIT they got poressission so there you have it the court are not there for us.

Even as there is a Court of appeal case Glos v Norgan which very clearly states time to pay arrears in these matters.

So jamprgan let me know what happens. Please.

You can open a Turstee Account for a funding as WE all need to win on this.

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paypal excellent idea im in needs to be set up asap do we know who is sorting this out?

HSBC - 11/9/06 - prem letter sent

19/9/06 - lba sent £3391 requested

5/10/06 - MCOL

17/10/06 - offer for £1600 on one account recieved

28/11/06 - Full offer recieved

 

Capital one - 13/9/06 -letter asking for statements sent

17/10/06 - prelim sent for £640

 

Lloyds TSB - 13/9/06 -letter asking for statements sent

17/10/06 - prelim sent fro £732

Lloyds TSB - 26/9/06 - prem letter sent - £391

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Ideally we need to set up the account and start building the money up - my only thought is who would administer it and "police" it if you get my drift.

 

Any thoughts anyone?

 

Zoot, would you help us with this one?

 

:)

--------------------------------------------------------------

HSBC

Settled in FULL on 8/8/06 - £3619.53

:D

CAPITAL ONE

Settled in Full on 6/9/06 - £84.76

:D

ABBEY NATIONAL (Old N&P Mortgage)

Settled In Full on 2/3/07 - £307.13

:D

SPML

*Court Case Withdrawn - family illness*

MORTGAGES PLC

*Court Case Withdrawn - family illness*

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The best route, IMO, would be to sort the solicitor first, then pay into their client account, that way it is easily accessible for their disbursements etc, when they need them.

 

They can give R & P's when we require etc.

Barclays - £276.60

6/11/06 prelim letter sent:eek:

22/11/06 LBA Sent:-)

N1 to be filed 30 Jan 2007 :cool:

 

Barclaycard - Awaiting response from prelim + complaint for blatant ignorance. Unsure of Charges. :mad:

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I thought I had made the CAG position clear in my earlier post. If people wish to go down the route of group action this is something that CAG will not be involved with and people are to do so at their own risk.

 

If you want to discuss the options on the forum openly in order for you to make connections and contacts with each other then you can do so. But CAG will not be involved in the organising or collecting funds for this.

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I think someone with IT skills needs to set up a website for the fighting fund , I can completly understand zootscots atitude . If we want it we have to sort it ,it will be complicated , and the legal implications will be difficult to get through .there is so much red tape over this some one must have the know how to get this of the ground. I know a little but not that much a possible suggestion is a comunity interest company with certain ideas but I' m not sure we need help someone

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I thought I had made the CAG position clear in my earlier post. If people wish to go down the route of group action this is something that CAG will not be involved with and people are to do so at their own risk.

 

If you want to discuss the options on the forum openly in order for you to make connections and contacts with each other then you can do so. But CAG will not be involved in the organising or collecting funds for this.

 

Okay Zootscoot thanks for that.

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