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ahall v halifax 2 claims running

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hi y'all,


i have two calims running against our friends HBOS, one claim issued for £4900 2/1/7 the other claim issued for £1010 3/1/7


they have acknowledged both calims, and have stated tehy intend to defend the claim in full.


Does anyone have any experience of them defending?


i have our company barrister on my side, so hopefully they will see sense!


any words of wisdom will help!



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I think this is perfectly normal - you want them to say they are going to defend - you are now on your way to getting your money back, keep checking your account.

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Well done you, and I am sure if they settled one they will settle your other one very soon.

I wish they would settle my husbands claim instead of messing him arround. They phoned yesterday and agreed a Good will gesture, full amount in the end, then today renaged on it as they have come up with a ridiculous argument that one of his paid up accounts still has a balance on it. This account was fully paid up in 2005 and he has a letter from Eversheds their Solicitors confirming this and that his account balance is nil. He has now faxed this accross to them although initially they did not want a copy.

Had you isssued a claim against them!


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yes, i had issued a claim on 2 accounts, one 3rd Jan, one 5th jan which were due to expire on the 22nd and 24th respectively. they initially acknowledged both on the 15th, claiming that they were going to defend, giving them until the 2nd feb to do so.


checked my accoutn balance today (as i got paid) and low and behold, paymetn on the 2nd claim, including 8% interest, and 120 mcol fee!


i cocked up i think on the bigger claim (4900) as i didnt include the interest on my MCol claim form (over a grand) so if they do pay up, that will peeve me slightly, but i will be chuffed to get 5 grand back!


have taken 300 out of the cash machine tonight, to stop them taking it off me again. am waiting for the 'your account is closed' letter, or 'your overdraft hs been removed' letter.


these claims are only on accounts, i havent gone after my credit card, as i had an agreement with eversheds when i paid them....

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in the post today i gt a letter telling me they are settling the smaller claim, the one i got paid for yesterday, AND the large 4900 + interest & costs! 6300 should be paid into my account later next week!!!!!


the letter states on purley commercial terms, and without liability!!


if you have sent all your letters correctly, and issued your claim form right (i thought i had done mine wrong, but they have taken my figures off my letters before action) then you shouldnt have any problems. email me privately if you need any copies....



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Today he got the defence from Halifax and in it it states that they have agreed to pay to the claimaint contray to what their legal team were saying yesterday. So the written word on the defence is the written word and on Monday my husband will contact the Solicitor who did the defence and get her to sort it out otherwise they will have to go to court and make a full disclosure and pay costs...mmmmm dont think so!

You should get your second claim completed any time now!


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