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Gemma Birmingham

In court next week!!

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Congratulations Gemma

 

I have my court date at Birmingham Court for April, lets hope they do the same with me.

 

Janine. x :razz:

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And congrats from me! Well done!

 

And how I wish that some judge could PUNISH LTSB for this awful time wasting abusive process that they are putting us all through. grrrrr.


kind regards to all, maryt

------------

13/2/07 - full settlement from Lloyds TSB

14/2/07 - 5% (rounded up!) to CAG - THANKS!

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Congrats Gemma, very well done!:D


Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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how did you get on

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Congratulations Gemma

 

really really pleased for you

 

Debbie


Debbie

 

Lloyds TSB - Subject Access Request for 2 accounts - 27/07/06

26/08/06 - statements received

29/08/06 - preliminary letter sent - account 1 owed £915 plus £70.90 interest = £985.90

account 2 owed £650 plus £79.99 interest = £729.99

18/09/06 - LBA sent - includes extra charges incurred

 

MCOL filed

Acknowledgement of Service - 04/12/2006

Copy of Lloyds Allocation questionnaire received 12/01/06

My AQ form received 30/01/06

 

HSBC - Subject Access Request - 27/07/06

05/08/06 statements received

08/08/06 - Preliminary letter - £1388 plus £128.69 interest = £1516.69

25/08/06 - received offer of £1200

29/08/06 - LBA sent

17/09/06 - MCOL submitted - £1875.65 (incl 8% int)

19/09/06 - Notice of Issue received

Full settlement

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well done gemma thats fantastic i couldnt find you on this site to fid out how it went and i finally found you!! im really pleased for you its gives us all hope ! happy spending

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well done and many congratulations

 

Tomorrow morning, may I order you to go to your nearest Clarins counter and buy something pointless, but beautifully wrapped ?

 

Paula

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wow, thats amazing..... your so brave...hahahah

im shaking reading about your experience

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hi everyone

 

Thanks for all the congrats notes its been nice not having to think about and stressing about Lloyds.

 

HOWEVER they still havent sent a settlement cheque through and its been a week, (they have 14 days!) so do i just sit and wait??? i cant spend the money until i have it!!!

 

gemma x

  • Haha 1

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Hi Gemma,

Well done and belated congrats. I've only just found this thread. You could try phoning the solicitors "just to see if the cheque is in the post as it might have gone astray". But I think it is far more likely that as they kept you waiting till the very last second at the last stage, they are likely to do the same again and leave it until the 13th day before they do anything.

Chrisi


If only I'd known then what I know now.

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Congratulations Gemma - Been folowing your thread - I have been worried sick for you, Have they paid up yet??

 

Also were you able to claim fopr the expences you incurred, copying and paper, time etc as you asked in the thread earlier?? Did you actually go into the court and meet up with the judge?? I am just about to put in the AQ in, but in the fast track not small claims, so worried sick...

 

But, well done you! (hope they pay up PDQ B***ards)

Darling1


If I have been of any help to you please be kind enough to click on my scales! Thank you

 

:D Halifax Bank...December 2006 ..... WON! 1 week after N1 filed.

:eek: Lloyds TSB....... April 2007 Lloyds TSB.....WON, 1 day before prelim. court date, still went before judge.

:p Nationwide.........April 2007 Nationwide.......WON, 3 weeks after N1 filed.

:rolleyes: Nat West....June 2007 (on behalf of friend) Settled after LBA and before filing.

:smile:HSBC - full settlement ...on behalf of my son...

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Hi everyone

 

thanks for the advice chrisi, will call the solicitors and see what they're planned to do, although the point of sending the cheque at the last minute does seem VERY pointless as they have already admitted defeat!! crazy what the hell is the point???

 

to reply to darling1. I did have to go to court and meet with the judge he seemed ok but a bit hard faced so glad i didnt have to argue my case infront of him, although i think he was just a bit p****ed off that Lloyds had done it again, (gone all the way to court without showing and wasting time). I am not actually aware how much Lloyds are going to pay out as they did not specify a amount they just said, every plus court fees and interest so thats why I want the cheque, cos if its not enough then i think i have to go through the whole thing again, but im not sure :( will get the number and phone soliciters tomorrow. darling1 im sure you'll be fine, if yours goes as far as mine has, they will cave at the last minute so dont be scared!!

 

thanks for all the support

 

gemma x

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If they don't send you a cheque for the write amount, go back to the court and say that the claim has not been settled in full.

 

Wonder if you could call in the bailiffs at this point, would be some great publicity to get them to go into your local branch for a small outstanding amount.


Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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:grin: He He!


If I have been of any help to you please be kind enough to click on my scales! Thank you

 

:D Halifax Bank...December 2006 ..... WON! 1 week after N1 filed.

:eek: Lloyds TSB....... April 2007 Lloyds TSB.....WON, 1 day before prelim. court date, still went before judge.

:p Nationwide.........April 2007 Nationwide.......WON, 3 weeks after N1 filed.

:rolleyes: Nat West....June 2007 (on behalf of friend) Settled after LBA and before filing.

:smile:HSBC - full settlement ...on behalf of my son...

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Gemma if they don't come through with the money, consult one of the mods about the above.


Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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ITS COME!!!!

 

the cheque came this morning, they paid it all! yay!!! just got to wait for it to clear and then its all over with!!

 

will let you know when its cleared!! im so happy!!

 

Thanks for all your messages of support and all the advice, i dont think i would have had had the courrage to go all the way with it all.

 

Thanks again

Gemma x

 

p.s where do i make a donation to the web site??

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fantastic,, your hard work has paid off:D.

 

welldone

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Well Done Gemma - you can now have a spend up but don't go overdrawn! lol


amber_ellie :)

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p.s where do i make a donation to the web site??

 

Top of the page....... click on the panel that reads 'Please donate to help keep the site alive'

 

Elsinore:)


BANK CHARGES CAMPAIGN CONTINUES - PLEASE SIGN THIS PETITION

 

Aktiv Kapital £300.00 SETTLED IN FULL

Capital One £741.47 SETTLED IN FULL

Citi Cards £1221.00 SETTLED IN FULL

LTSB(personal) £3854.28 SETTLED IN FULL

LTSB(business) £7487.97 SETTLED IN FULL

 

What poor education I have received has been gained in the University of Life

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Well Done Gemma!........Now You Can Relax :p Enjoy Yourself!!


If I have been of any help to you please be kind enough to click on my scales! Thank you

 

:D Halifax Bank...December 2006 ..... WON! 1 week after N1 filed.

:eek: Lloyds TSB....... April 2007 Lloyds TSB.....WON, 1 day before prelim. court date, still went before judge.

:p Nationwide.........April 2007 Nationwide.......WON, 3 weeks after N1 filed.

:rolleyes: Nat West....June 2007 (on behalf of friend) Settled after LBA and before filing.

:smile:HSBC - full settlement ...on behalf of my son...

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Well done Gemma!

Just been reading through this thread as I've just posted off the AQ on behalf of my mum who is claiming back £2350 from Lloyds. I expect it to go the whole way, as they did with you, which is a shoddy trick in my book, given that my mum is 70 years old and no way would she ever undertake this on her own.

 

You showed a great deal of fortitude and bottle and fully deserve your reward and I intend to do the same!


Halifax

- Subject Access Request 19th June

- Statements Recieved (17 envelopes!)

- Preliminary Approach for £785 25th June

- Offer of £60!

- Declined offer and LBA sent 6th July

 

No response from Halifax

- Money Claim case filed 18th August

- Papers Served 23rd August

- Acknowledged 28th August

- Paid in Full ! 30th August

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Hi gemma

 

I have been looking over your thread. Congratulations! I have my court date (14th Aug) and I am now in the same stressed out state that you were in. any advise on the bundles and what you took to court will be great! I cant belive they still made you go on the day and they didnt show. So stupid!! Well done again, hopefully i can follow in your footsteps and get mine!

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