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    • did you submit your directions
    • They have defended the claim by saying that the job was of unsatisfactory standard and they had to call another carpenter to remedy. My husband has text messages about them losing the keys a second time and also an email. What do they hope to achieve??? Most importantly,  as far as I have seen online, now I need to wait for paperwork from the court, correct?
    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Old Claim


chelskitel
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I started a claim against Nationwide last year.They then started closing accounts and I could not open another account.I got as far as threatening court action in may 2006.

I have now opened another account and wish to continue with My claim.

Should I start from the beginning again or just send a last chance letter ?

It was suggested in another forum that I should persue the origional claim but I want to get it right.

Keep up the good work !

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Hi chelskitel!

Check out the developments in Claiming Contractual Interest.

Here's a link to a very user friendly spreadsheet (...courtesy of Mindzai)to help U:

http://www.consumeractiongroup.co.uk/forum/general/51736-excel-contractual-interest-spreadsheet.html?highlight=Excel+spreadsheet

It may well be best and more methodical for U to start your Claim from stratch.

If U have all your statements go straight to the Preliminary Letter stage.

If U haven't got your statements start with sending off your S.A.R.

 

Hope this helps re-start your ball rolling?!

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Sorry 2 hijack your post milktrayman, but i have the same thing. Last yr i sent nationwide a letter did all my statements etc, and got a reply saying no, and i have only just opened up another account as well. I didnt think i would b able 2 still claim the money back as they 28 days 2 reply. So i can still pursue it can i?

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Thanks milktrayman.I will start fresh claim,the amount has doubled in the past year anyway.

I think I may send the prem.letter straight to Charles Bacon as the last time I was passed to a different person at every stage.

What do You think?

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Hi chelskitel!

Wouldn't think it makes much difference who U send your NEW PL to really.

Different Claimants have sent it to their local branch/HQ.

It will still get internally sent to the Official "Fob Off" Dept.

Charles Bacon is only Nationwide's Solicitor in name, your Claim won't get dealt with any quicker!...lol...:)

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I posted the premilinary letter today.Taking Milktrayman's advise I sent it to Nationwide's head office.;)

Oh right...I ACTUALLY stated that was THE address did I??...lol...:)

So long as U get proof that it was received, it doesn't much matter anyway!

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