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Mass complaint ;Add your name here if a dca has acted incorrectly with your account.

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Guest Battleaxe

Sarah,

 

I agree with your interpretation, had the same thought when I got the reply, take it to the company, excuse me, isn't that like putting Dracula in charge of the blood bank?

 

I think it is time to call the media in, and use what clout we have and get a debate going between us, the CSA and TS regarding these clowns.

 

No one wants to get into the gritty bits of the laws these people are violating.

 

Yep, hit them when they have their cloaking devices down.

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DCA acting inappropriately

Moorcroft phoning and telling my parents I'm in big debt. Passing the debt onto........

Newman & co messing up my Direct Debit and then blaming me!

 

Reliable Collections who ignore every letter I write now, but still phone me every week but haven't sent me the credit agreement.

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DCA acting inappropriately

Moorcroft phoning and telling my parents I'm in big debt. Passing the debt onto........

Newman & co messing up my Direct Debit and then blaming me!

 

Reliable Collections who ignore every letter I write now, but still phone me every week but haven't sent me the credit agreement.

 

 

KERRY GO GET THESE PEOPLE!!! telling your parents your business is wrong of them - under no circumstances should these people tell anyone your personal business.


My CCA skeleton argument to use in court -

http://www.consumeractiongroup.co.uk/forum/cabot/115280-useful-information.html

 

Useful Letters (CCA request is letter N)

http://www.consumeractiongroup.co.uk/forum/general-debt/20758-creditors-dcas-letter-templates.html

 

CAG A-Z list of useful places in CAG -

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/69359-cant-find-what-youre.html

 

Introduction to Consumer Litigation -

http://www.consumeractiongroup.co.uk/forum/general-debt/108467-basic-introduction-consumer-credit.html

CABOT THREADS -

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/131321-cabot-threads.html

 

ALWAYS SEEK A PROFESSIONAL OPINION FROM QUALIFIED ADVISORS - any advice offered is from my own experience and knowledge - I am NOT qualified.

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Guest Battleaxe

Kerry,

 

this is a breach of the Data Protection Act. Moorcroft should not be talking to anyone at all other than you. I would report this immediately to the Information Commissioner's Office. You can do this on line .

 

Reliable Collections are the inhouse idiots of JD Williams, Oxendales, Sanders & Kay et al. Report this lot to Trading Standards and OFT.

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Lowell financial - chasing debt that has been disputed for years.

 

NO CCA Complaince over 40 days and still insisted i am required to provide information.

 

As if!


SBFIDO

 

Accredited Member of the CIEH

 

No more will I be bullied or harassed.

 

When informed that the call is recorded for training and monitoring I always say I don't want it used for training. :razz:

 

I always ask for the ICO registration information - they often dont have it, shame i never discuss my personal data unless I know they comply with the DPA.

 

Finally I always record calls and state at the start of there call. Although I don't have too.

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Intrum Justisia for Cap1 sending horrible letters to my mums address chasing my sister who never gave them the address and only lived there as a minor, took months to get them to stop even after being given the correct address.

 

Lowell for Cap1 for doing the same and for being rude, forceful and patronising to my sister on the phone also.


Ex CAG helper ^_^

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Barclaycard/1st Credit/Connaught Collections - Insolvency letter from Connaught, CCA Request (didn't have that info) :mad:

 

CABOT - 3 accounts (CCA Non-Compliance, its only been 3 months :mad:

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Guest Battleaxe

Reliance Collections for absolute stupidity and affording me to opportunity to make a claim for damages if they persist.

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Another Cabot fan club member,

 

harrassment phone and letters (SAR in awaiting reply)

cca failure to supply agreements or statements

dpa sharing my personal information

misleading customers - using different names to hide behind

 

awaiting court meeting end of Feb, can't wait:D :D :D


If I have helped click my scales....

 

Find my threads by clicking here

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DEBT MANAGERS LTD (NPower debt) - They are aggresive, rude and threaten to send people to your doorstep if you don't pay. They then passed my account onto CALL SERVE LIMITED even though I was making regular monthly payments to them, just not on the day that they wanted them to be made.

 

Yvette

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speak to this lady at hm customs and revenue about trading dcas which are dormant according to companies house.

judith sweatman 08707853833


CLICK HERE FOR A LOOK AT ALL OF MY FILES: http://s134.photobucket.com/albums/q82/bailiffchaser/

do not forget to click on my scale if i am giving you the right advice or advice is making sense click my scales otherwise others think i am not helping you.

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speak to this lady at hm customs and revenue about trading dcas which are dormant according to companies house.

judith sweatman 08707853833

 

 

Thank for that I am sure that will come in very useful indeed :D:D


My CCA skeleton argument to use in court -

http://www.consumeractiongroup.co.uk/forum/cabot/115280-useful-information.html

 

Useful Letters (CCA request is letter N)

http://www.consumeractiongroup.co.uk/forum/general-debt/20758-creditors-dcas-letter-templates.html

 

CAG A-Z list of useful places in CAG -

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/69359-cant-find-what-youre.html

 

Introduction to Consumer Litigation -

http://www.consumeractiongroup.co.uk/forum/general-debt/108467-basic-introduction-consumer-credit.html

CABOT THREADS -

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/131321-cabot-threads.html

 

ALWAYS SEEK A PROFESSIONAL OPINION FROM QUALIFIED ADVISORS - any advice offered is from my own experience and knowledge - I am NOT qualified.

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Capquest - chasing me for £2500 including harassing phone calls depite sending a letter asking them not to. Couldn't prove they owned the debt with the alloted time. Harassing phone calls from 8am until 9am!

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Global - Not entering into coversation,wont discuss my acco**** at all arragant and harrasing telephone calls.

 

Cabot harrasing phone calls demading payments be increased

 

Capital One and G E Money Oh so rude words fail me

Bach

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Can bailiffchaser just let us know the outcome his conversation with HM Revenue & Customs? Apart from Mercers (Barclays) what other DCA's are shown as non trading and dormant at Companies House and how do they keep getting away with it.

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aktiv kapital first investment ltd,

sent them a letter for a credit agreement use the 1 pound and took it off the loan

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Guest Battleaxe

Howe about Cabots and Kings Hill No.1. of course it has nothing to do with new Fraud Act which came into force in January 2007

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Can bailiffchaser just let us know the outcome his conversation with HM Revenue & Customs? Apart from Mercers (Barclays) what other DCA's are shown as non trading and dormant at Companies House and how do they keep getting away with it.

 

It appears that they are taking advantage of exemptions afforded to them under the companies act together with other legislation that they are hiding behind.

However we are looking closely at this and have some information that they would rather we did not have.

Cannot say more than that at this stage


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Ok the list is looking good thanks to those who have contributed,if there is more then keep them coming.I have some free time tonight and will set about going through it all.hopefully will post more on this once there is a picture.

In the meantime if you could put together an outline of your complaint detailing the case.Ie from the date you first encountered the problem then a list of actions with your response giving dates.If you can do this putting your user name at the top. I think best way if you do that and then save it to a file.

Thanks

 

Martin.

note; If you have got more than one complaint,then you will need to do one for each of the others.


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Cabot, Cabot, Carbot: AAArghh!

 

Telephone harassment 300 calls over a 2 year period mostly in the last 6 months. CCA breaches, Data Protection Breaches, OFT breaches. Purchasing and pursuing statute barred debt. Several other offence once I track them down.


He didn't come looking for trouble, but trouble came looking for him.

When the smoke clears, it just means he's reloading.

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Martin, thanks for your reply. Mercers are appalling - not only still shown as non trading and dormant, but issuing look-alike default notices on behalf of Barclaycard as well. I've been writing to BCard since October 2006 for an explanation - silence.

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Ok guys I have sent you all pms with some details.

If you did not get it please pm me.

Thanks.


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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aktiv kapital first investment ltd,

 

sent them a 1 pound postal order asking for my wifes credit agreement they did not send it and took 1 pound off the loan

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CABOT

 

For causing me to suffer painful stomach cramps, when their incompetent, brainless, undertrained phone workers constantly ring me. usually when i, m eating my tea after a hard days work. Then threatening me with the old " pay up or we, ll send the boy, s round" routine. Oh how i laugh uncontrollably

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