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Mass complaint ;Add your name here if a dca has acted incorrectly with your account.

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Intrum Justitia,

Attempting to chase an account that is in dispute!

and whilst the ICO is still investigating the non compliance of my SAR to the OC.

Furthermore, the alleged agreement is improperly executed.

 

angry cat

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1st credit phoning everyday and asking us to remortgage,borrow from family get a loan,threats of baliff threats of court action blah blah blah.

Wish i rented my house,i would just let them whistle for their money infact i would send them less ,

One of their muppets phoned again Sunday morning and I was waiting for a phone call about my seriously ill cousin who has a brain tumour and all i get are these muppets on the phone,i am really brassed off with them,they have 2 accounts in my OH name and one joint which is in dispute and we are waiting for them to respond to a SAR request,so not very happy bunnies with them..

 

Nobody seems to want to help us we have phoned all the relevant complaints companies and they are not intersted,we are on our own by looks of it apart from all our pals on this forum we loves you loads :D

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jacobs - making a walking possesion order and not givingb us ANY copies of paperwork

 

moorcroft - calling me up and demanding i increase my payments, saying that they could not accept what i was paying as i was not on benefits. because i work, i have to double my monthly payments (which i didnt!) even tho i had already told them i couldnt afford any more, way back at the beggining.

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Payplan. By not paying the correct agreed amount to LLoyds TSB I incured £215 charges and when I asked them to explain why the correct amount was not paid they said "the system somtimes does it" and would not discuss the £215

ALSO Lloyds TSB, even though I have a payment plan with Payplan they still call me, five times in 5 days Thursday Friday Saturday Sunday and Monday.

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Hi ,been paying Lloyds T.S.B and B.L.S for past year kept getting letters of them saying i had,nt paid,after hearing nothing from them in afew weeks thought everything was fine,but now got three letters saying they want the money i owe in full,as i havee,nt been paying,i pay the money into there bank with there own paying in books,what do i do,also they keep asking me to ring,did also get letter saying they were putting one account up to 10 pound from one of my accounts

thank you Rakker

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rakker.

 

if you have proof of payments to theses people then you have nothing to fear, but if you need expert advice, i would go see someone from either, citizens advice or trading standards.

 

These companys can help you profeesionaly and they do not charge anything for their help. I have used trading standards previously, to stop idiots like these, trying to bully me into paying more.

 

Also if any court action is started you have evidence to provide the court, who will look favourably on you. Do not ring the banks.

 

If you have any bank accounts with them close it and move to another bank,otherwise you could end up losing all money from account, to pay for your debts. Goodluck :cool:

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Hi Rakker,

I would suggest that you start your own thread in the Debt Collection Industry section, as it is more likely to be seen there, include as much detail about the debt as possible and who the DCA is.

Dibs.


Don't know if i'm coming or going!

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hi. my name is andrew. i have been recieving letters from the lovely lowell portfolio. its for a debt with abbey national supposedly over 10 years ago. thanks to the advice on this site. i have not given them a penny.

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Iwould like to add,BLS AND ,Lloyds Tsb,ingorerd letters ive sent and now there back phoning my friends house again,after writing and telling them,they must no that people are paying them but keep saying you have,nt kept up with your payments,they realy get up ones noise

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Mackenzie Hall - for leaving an SMS message on my work phone and then sending one of those payslip/pin no letters from Patrick Stewart (any Star Trek fans remember Gaylens mums name so I can write lovingly back.....) stating that as they hadn't heard from me a field collector will visit in the next 7 days, all they quote is a phone no and reference.

 

As I've reported them for the SMS to their Trading Standards who have passed it onto the OFT I now can supply some 'correspondence' to back up my claim - still don't know who or how much this alleged debt is for.

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Intrum Justicia for not sending CCA in 12+2+30, claiming recent payments unbarred the debt, gave verbal OK for calandar month payments then wrote to confirm it was 4-weekly and I was in immediate default, continued phone harassment despite telephone letter set, defaulting me when the debt was in dispute, continuing to send demands for money while debt in dispute.

 

Lowell for not sending CCA in 12+2+30, attempting to take a payment from my account while debt was in dispute, misrepresentation of enforceability of debt, claiming recent payments unbarred the debt, refusing to acknowledge statute barred status of debt, falsely stating a payment was made in 2003 which reactivated the satus and faling to send documentary eveidence of it.

 

Robinson, Way and Co for returning my £1 CCA demand telling me to go to OC myself, defaulting me on a disputed debt, continuing to send demands while debt in dispute.

 

Ah well

 

RobMitch

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ive got "1st credit" whoever the hell they are selling my details to the fake [problematic] lowell group/red/lowell portfolio what it is with these fake companies i dont even know what "debt" they are on about i sent them a email and just get a dodgey one saying "not sure when you get reply" in other words i wont dodgey or what

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ive got "1st credit" whoever the hell they are selling my details to the fake [problematic] lowell group/red/lowell portfolio what it is with these fake companies

 

They're not fake, they're very real and some of the largest in the market.

 

1st Credit

 

Lowell Group - Financial Debt Purchase Specialists

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Not forgetting Lowells' "mates", Red Debt (next desk ;))

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Or Hamptons Legal who sit next to Red ;-).

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Aye, I have that pleasure to come - numpties :D

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i hear they've bought another desk .... don't know who sits there.

 

that room must be getting crowded.

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A.A. Hutton LLP, Perth, PH1 5NG

For threatening me with "bad credit and court action" furthermore false statements and no reply to my complaints. It was for "private parking penalty charge".

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where shall i start 1st credit for a debt i know nothing about filed a complaint, c.a.r.s. beaten!! harrassed me for over 4 months because of tiscali and their illegal charges finally resolved this one today (thurs) and got rid of them they were ringing me constantly at all times of the night giving me silent calls filed a complaint with ofcom and them and it stopped

wescot for a debt i settled years ago threatened me with court i sent letters and they still harass

lowell group/portfolio1 and portfolio 2 harassing me for the 1st credit debt same one and saying i can "buy back" my account

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Mackenzie Hall - saying I haven't replied to any correspondence (I've not had any previously)

Cabot - I felt forced to pay a debt I didn't realise I had and now they're sending letters saying I'm behind on my payments when I have the receipts to show I have

Link Financial ltd - again forced on the phone to pay up even though I went to Aylesbury debt advise who said they would deal with it. Link ignored this and carried on phoning me until I caved. I also get letters for other so called debts which I don't recognise!!!

 

Worst of all I'm sure the ones I am paying now would have come under the 6 year rule and I did nothing but say I'd pay, yet I receive no paperwork or statements telling me if the account is getting any lower (which I am sure it is not). If only I found this web site before

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Lowell Portfolio (and their alter-ego Red Debt) for trying to pin a debt on me that wasn't even mine and ignoring all requests to supply me with proof the debt was mine.


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moorcroft fr still sending me letters asking to pay the entire debt despite the account being in dispute as the original creditors have not complied with my request for a signed true copy of the credit agreement andf them for them dending a collector round to my house at five to nine this evening.

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I would like to add Dukes Bailiffs, working for Manchester City Council. They are claiming that I owe MCC £258.65 for " sundry " debts. I wrote and asked them to provide evidence and breakdown of debt using National Debtline letter. No reply except to threaten legal action, home visit etc. The leter quite clearly states bailiffs and is used to cause alarm and distress because it has never been to court and I owe MCC not a penny.

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Triton Credit Services:

Continuing to ask me to phone them despite requesting that all correspondence is in writing only

Saying that they will take action 7 days after date of letter - giving me 3 days to get a letter to them - just pressure to phone

Not providing their complaints procedure when I made a formal complaint to them

 

Grumpy

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