Mass complaint ;Add your name here if a dca has acted incorrectly with your account.

[littleoldme]

dont speak to em on the phone. tell em u want it ALL in writing.

[Guest blackie]

Link Financial phone a neighbour requesting my oh get in touch as a matter of urgency, sending silly postcards, threatening letters, ignoring SAR. Good luck to the boss though building his new house.

 

Also HFO, and a Mr DeSilva who works for them, for threatening my family, telling my OH that he would not like what HFO were capable of doing. Telling phoning at ungodly hours of the night, Turnbull Rutherfords, one in the same for the unscrupulous practices.

[letsmakeamark]

Issue for harassment against them or even better issue a small claim for £30 against them for anything and then wait. If they have any sense they will stop the calls if not you have a judgement against them.

[Desperate Daniella]

Hi Castaway,

 

If you go to the home page, and then press "Welcome to the Consumer Forum" it will then come up with "post new thread" just a bit down on the left hand side.

 

Put mackenzie hall in your thread title because then others dealing with them will pick up.

 

Have you made any payments on this account since 2002? This is very important because if you haven't it is statute barred anyway and you can tell them to shove it.

 

DD

[luckysandpiper]

We are fed up of reading the stories about the Dcas who continually flout laws and principles and do not act responsibly.Following all your requests,you are invited to add your user name here together with the dca or firm of baliffs that you wish to complain about.Just add a few lines of your complaint.

Once we have a list we can then get something drafted to launch a bulk complaint to Consumer direct The FSO the others who are required to take up complaints.

 

I would like to cite 1st Credit, Reigate whose actions provoked me into complaining to the OFT on the day they(OFT) imposed conditions upon them (19/02/2009). Dodgy tactics too numerous to detail here.

 

I would like to cite Metropolitan Collection Services (MCS) acting for HSBC, who answered a s.77/78 CCA request with an insistance on signed application, and a quotation from the Data Protection Act which 'forbids them divulging data to an unidentifiable entity' (I have been dealing with them since March 2009.

 

I would like to site Apex Credit Management (formerly B C W Group) whose response to a s.77/78 CCA request was to return my letter and PO, and to close my account and pass it back to Barclaycard.

 

I would like to cite Barclays Bank plc, who, when asked in May 2009 why I did not receive any benefit from the PPI included in my loan, found themselves unable to answer my query within 8 weeks and 'hoped I would not find it necessary to complain to the FOS'. I did, and neither have so far given me a final response (Nov 2009).

 

All of these are the subject of threads that I have posted on this forum.

 

I am pleased to participate in this Mass Complaint.

 

LuckyS

Edited October 29, 2009 by luckysandpiper
typo

[G4ryb2]

Sainsbury's Bank and their pets...Oliver Blair and Scott and of course APEX who sent threatening letters, phone calls every day....and yet I have it in writing that Sainsburys were at fault...

[nporter]

Blair, Oliver & Scott - 5 phone calls a day until I moved, changed home and mobile numbers then wrote a letter telling them to shove it which amazingly they did, but then I hear from:

iQor - bought a debt from Intelligent finance that was in dispute and kept sending letters chasing it despite being advised they had breached regulations.

Mercers now chasing a credit card in dispute - requested signed agreement back in August - nothing since.

Edited November 18, 2009 by nporter

[FlyboyAgain]

Blair, Oliver & Scott - 5 phone calls a day until I moved, changed home and mobile numbers then wrote a letter telling them to shove it which amazingly they did, but then I hear from:

iQor - bought a debt from Intelligent finance that was in dispute and kept sending letters chasing it despite being advised they had breached regulations.

 

I think you'll find that the debt has only been passed on. Iqor, or wang -qor, are HBOS' next bottom feeder after hopeless in-house BO&S

 

Don't reply to them.

[kingaling]

Max Recovery c/o Eversheds!!!!

 

They registered seven defaults on my credit report and havent provided any evidence as to why!!!!!! I have contacted them 17 times in writing (recordered delivery) and still nothing. I had never heard of them until i got a copy of my credit report.

 

THEY SHOULD NOT BE ABLE TO GET AWAY WITH IT...................

 

OFT & Financial Ombudsman dealing with them now.

[2SHEP]

We are fed up of reading the stories about the Dcas who continually flout laws and principles and do not act responsibly.Following all your requests,you are invited to add your user name here together with the dca or firm of baliffs that you wish to complain about.Just add a few lines of your complaint.

Once we have a list we can then get something drafted to launch a bulk complaint to Consumer direct The FSO the others who are required to take up complaints.

 

2SHEP WE HAVE ISSUED A COMPLAINT AGAINST 1ST CREDIT AND CONNAUGHT TO THE OFT REGARDING A SUPPOSEDLY OWED DEBT FROM 1999 WHICH WAS STATUTE BARRED AND THEY ISSUED ME WITH A STAT. DEMAND WHICH WAS THROWN OUT BY THE JUDGE , THEY NEVER EVEN TURNED UP AT COURT AND THEY STILL 1ST. CREDIT ARE STILL SENDING LETTERS THAT IS WHY WE HAVE REPORTED THEM NOW WE HAVE HAD A LETTER BACK FROM THE OFT WHO ARE LOOKING INTO IT.THIS IS ALL THANKS TO MEMBERS ON THIS SITE TELLING US WHAT TO DO.

1ST CREDIT ARE LOWER THAN THE LOW,

CONNAUGHT WHO ARE IN CAHOOTS WITH 1ST CREDIT TELLING ME TO TAKE A LOAN OUT, UNBELIEVABLE THREATS AND HARASSMENT THESE LOW LIFES WILL STOP AT NOTHING AND THERE STAFF CANNOT POSSIBLY HAVE ANY CONSCIENCE THE LIES AND SCHEMING WAYS THEY TREAT VUNERABLE PEOPLE ITS DIABOLICAL.

HOPE YOU CAN PUT THIS ALLTOGETHER MARTIN 3030.

[AA99]

My OH's Barclaycard is in dispute and is with solicitors but Allied International, AIC, have chosen to start sending colourful postcards and using my cellphone to get hold of him! The solicitors have already sent BC a letter about this and how I need to have my cell phone free for our little boy with a life-threatening illness, but they continue to call. They do not veryify identity with me and are the rudest people I have ever spoken to. No more than a bunch of thugs.

 

Names so far, McDermott, Watson and Soave

0141 2283008

[Desperate Daniella]

You still have the delightful Mr Gilmour to look forward to.

[billygoat]

Buchanan Clark + Wells

 

Failed to stop action despite being told I dispute the debt exists, I complained to the OFT and informed BCW again that no debt exists, they have stopped action only to pass it to another DCA

[AA99]

You still have the delightful Mr Gilmour to look forward to.

 

 

Oh heck, DD, now you're making me want to phone (recorded of course) him in the morning before he phones me:D:D:D

 

Incidentally, they only use MY cellphone number now to try and contact OH, haven't I read somewhere how to record cellphone calls???

[platinum]

they only use MY cellphone number now to try and contact OH, haven't I read somewhere how to record cellphone calls???

 

That is definitely not acceptable if you are not the debtor.

 

Have a look at this link

Edited December 11, 2009 by platinum

[exit3]

I do not believe I owe barclays any money . The debt is denied . The agreed the overdraft and then agreed to put in on loan in 2006 , Section 18 of the consumer credit act maintainas theat verbal agreemetns enters into a series of multiple agreement. The data acess report is full of errors and they tried to con me in to changing the product to get an new agreement , as they admit in the report that they would have great difficutly recovering their money if they did not . Tehy messed up my credit rating to keep control of the debt so I could not go elsewhere. I have made a goodwill gesture of of £2000 which has been refused , then looked as if they would agree I acalled the DC and got a load of agression. I have been very ill hence off line. I would like to meet someone at b who speaks sense to thrash this out for the sake of my health.

 

Exit3

[emmar]

Account in dispute with Egg, Apex sent letter with dodgy photocopy from Egg enclosed. Sent them a "sod off" letter and got back a letter without my flat number on it (i live in a block of 22 floors!!!) saying they are disappointed that i have failed to reach a payment agreement

 

[Iamharrassed]

Account in dispute with Allied International, who having failed to reply to me returned the account back to LTSB who then, when informed of the outstanding dispute, forwarded the account to Apex who now want the full amount or else!!

[platinum]

The easiest way to get them off your back is probably to use the template letter posted here.

 

It forces them to take notice or be taken to FOS and could result in them having to pay you for distress and inconvenience (FOS reported last month that it has happened).

 

IAMHARRASSED - You should send the template letter to Lloyds TSB AND Apex

[atoner1234567]

hl legal & collections pestering me for a debt I know I do not owe.

[exit3]

DCA First credt solutions using automated message ringing service and I received a call at 10.20 p.m. They said this was impossible as they closed at 8 p.m. I do not use my answering machine. They stated that they could not help it if a message was left at 12 p.m. and the service kept ringing. Surely they have control of their calls. I persisted with the statement that they called me at 10.20 at night and they chose to terminate the conversation which must be recorded . I cannot get any sense out of these people. They must use a separate company to do the calling. Tehy also use a sperate comapny at the same address to threaten to call round .CFL not first credit solutions is annoucned in the message . Are they skimming around the rules of the officeof fair trading. I ask to speak to the person who left the message adn I was told that James left the messages and they dealt wit th accounts.

 

When I told them on previous conversation that I had been seriulsy ill. and was still recovering the answer was you are fit enought to work to are fit enought to deal with this. I cannot deal with the agression their client is BArclays and I am hoping to find an alternative solution. I beleive that if they knwe how they were being represented they may lose their contract.

 

exit 3

 

exit 3

[breakanegg]

Optima Legal

Arndale House

Charles Street

Bradford, BD1 1UN.

Optima Legal - Welcome

 

These swines threated to take my HOME for a Credit Card debt with MBNA. Calling it an inhibition application, saying my home will be sold and MBNA will request the credit card debt paid with equity available following sale of my home.

[natalie]

Capquest - calling me claiming to be from The Telegram Office with a very important letter for me (1471 told me it was Capquest)

 

Capquest sending me demands even though they have been told that the debt is in dispute with the OC

[shell001]

Please add Newmans to this, they didn't respond to any of my letters requesting cca or correct follow up letters. They even turned up on my doorstep despite a letter revoking the right all of which were sent recorded delivery. Constant phone calls to my wife who told them time and time again that I would not be in during the day as working. All this while she was also adjusting to life with a newborn! Awful awful people. No respect for the law whatsoever. The debt was through Tesco's who have since sent the debt to Moorcroft despite the final letter ( from this site) informing my details to be removed!

[jqinfo]

Please add Rundle to the list, they harassed me as a vulnerable person and unlawfully charge me 5 times for each visit and charged levy fees when they had not levied and misrepresented their powers saying they were coming to remove my goods, without a walking possession. Info given in two separate letters from them gave different dates for certification of bailiff. Also, called at my business address (guest house, all goods tools of trade) to remove goods!

 

I am too stressed out to take them to Court, I am busy fighting a committal to prison for non-payment of the council tax to deal with the bailiff!! Therefore, whatever progress is made with this mass complaint would be a benefit!

 

Thank you to the originator/s of this idea!

 

JQ