Jump to content



Brooksdad v Woolwich


Please note that this topic has not had any new posts for the last 3884 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

  • 1 month later...
  • Replies 282
  • Created
  • Last Reply

Top Posters In This Topic

All is so quiet my end- I can't believe it!

 

Where has all the hassel gone?

 

 

 

;):confused::)

.

NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

Link:

FAQ

 

ANY ADVICE OFFERED IS A PERSONAL OPINION AND IS GIVEN AS SUCH

Link to post
Share on other sites
  • 3 weeks later...
  • 1 month later...
  • 3 weeks later...

What's all this then - I have been given (without requesting) an increase of £1000.00 on my credit card limit.

 

Is this unusual - or do they just want me to use it more?

 

Has anyone else been offered this carrot?

 

What you think?

 

:confused:

.

NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

Link:

FAQ

 

ANY ADVICE OFFERED IS A PERSONAL OPINION AND IS GIVEN AS SUCH

Link to post
Share on other sites
  • 2 weeks later...

Should I use my new credit limit to pay the roof repairer after the storms of Saturday and Sunday or request a bank loan?? What's the chances??

 

I'm sure the cost (hopefully) will be within insurance excess.

 

I'll certainly claim if it's more than excess.

 

:confused:

.

NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

Link:

FAQ

 

ANY ADVICE OFFERED IS A PERSONAL OPINION AND IS GIVEN AS SUCH

Link to post
Share on other sites
  • 3 weeks later...

Robinson, Way - (who?)

 

UP FOR SALE??

 

Wonder who will buy this S**T?

 

:D:D:D

.

NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

Link:

FAQ

 

ANY ADVICE OFFERED IS A PERSONAL OPINION AND IS GIVEN AS SUCH

Link to post
Share on other sites
  • 3 weeks later...

Received a 'threatening' letter on Saturday (printed in red ink) from a NEW DCA - Belfast Collections - No Address other than a postcode and a telephone number.

 

Seven days to pay, or Account will be passed to 'Field Representative' to arrange a doorstep call.

 

This account is in dispute and filed with Northern Ireland Court, awaiting a hearing date.

 

PS - I'm shaking in my boots!

 

:mad:

.

NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

Link:

FAQ

 

ANY ADVICE OFFERED IS A PERSONAL OPINION AND IS GIVEN AS SUCH

Link to post
Share on other sites

You don't seem to get many replies on this thread do you Huhges690 which is rather a shame, anyway, I wish you luck with this. Keep at em.

Cabot and the Cabot Fan Club Threads:

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/73598-dealing-cabot-101-cabot.html

 

Legal Actions Explained for Businesses:

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/20492-legal-actions-explained-company.html

 

Payplan CCCS Advice:

http://consumeractiongroup.co.uk/forum/getting-out-debt/128587-info-cccs-payplan-experiences.html?highlight=Payplan

 

How to use the Forum

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

 

A click on the scales below is appreciated if my posts were helpful

Do not regard my postings or suggestions as professional advice. If in doubt seek a professional opinion.

 

PLEASE DONATE IF SUCCESSFUL - Every little helps :)

 

PLEASE, Do not Private Message me with basic questions, start your own thread and PM a link if you wish, but I will not be able to respond to all individual questions as I am very busy on numerous other things and anyway, others cannot learn from PM's. It also stifles contributions from the vast talent base this site offers from it's contributors and I'm not all that clever really! :D Thank you.

Link to post
Share on other sites
  • 2 weeks later...

Recived today by Mail - another Mckenz Horlicks threat of a doorstep visit!

 

. . . in RED ink, too!

 

:D

.

NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

Link:

FAQ

 

ANY ADVICE OFFERED IS A PERSONAL OPINION AND IS GIVEN AS SUCH

Link to post
Share on other sites
  • 1 month later...

Nothing new these last weeks from 'Robbers Way'

 

. . . but . . .

 

TWO NEW (to me) DCAs now seeking 'full' payment

 

. . . plus . . .

 

FIVE 1751 BT messages seeking me to ring unknown numbers to discuss!

 

I don't ring DCAs!

 

:mad:

.

NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

Link:

FAQ

 

ANY ADVICE OFFERED IS A PERSONAL OPINION AND IS GIVEN AS SUCH

Link to post
Share on other sites

NEW:Letter fron 'Russel + Aitken' (Solicitors, Debt Recovery).Who knows of this lot? They are threatening County Court action. I wonder are they Debt Managers Ltd or a connection to?Anyone advise?

.

NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

Link:

FAQ

 

ANY ADVICE OFFERED IS A PERSONAL OPINION AND IS GIVEN AS SUCH

Link to post
Share on other sites

Another demanding letter (plus several phone calls (unanswered) but messages left on BT 1571 from Debt Managers Limited) received today.

 

Is there no end to all this when account is in dispute and claim is before the Court and presently on hold?

 

Does DML have the right to pursue this - the fourth or fifth DCA to try? How do they become involved when they don't have the facts of the dispute?

 

:evil:

.

NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

Link:

FAQ

 

ANY ADVICE OFFERED IS A PERSONAL OPINION AND IS GIVEN AS SUCH

Link to post
Share on other sites
  • 1 month later...

Floods of BT 1571 messages (when I check my line periodically) from a particular (unnamed) DCA asking to me contact them.

 

I have ignored this contact request.

 

I am not full time at my home address/phone number.

 

;)

.

NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

Link:

FAQ

 

ANY ADVICE OFFERED IS A PERSONAL OPINION AND IS GIVEN AS SUCH

Link to post
Share on other sites

You shouldn't ignore them as they may hit you with a statutory demand.

 

I am assuming you have gone through the process of reclaiming bank charges and have got to the stage of a Court Claim which is stayed.

 

You should write to the DCA stating that the debt is in dispute, which Woolsnitch is aware of being the defendant. As such they may not pursue the debt in any way. There is a template for this, look in the debt forum etc.

 

Good luck

There is no such thing as impossible; only the degree of difficulty required to achieve the desired outcome.

Read through the

FAQ Section.... Use these links :grin:

 

Like what I say show - add to my reputation (click the scales!)

My advice & opinions are offered informally, without prejudice & without liability. Please use your own judgment.

Halicrap - Full settlement 12/06 £408.34

Crapitol 1 - Settled in Full 27/04/07 £15808-)

All & Pester - Claim served £5695 4/09, Stayed

Woolsnitch mortgage accounts - Claim served £2995 4/09, application to strike out 06/09

Lloybles - No CCA, CPR disclosure notices served.

Link to post
Share on other sites
  • 2 weeks later...

My claim is on 'hold' in the Court.

 

I have ignored all DCAs since my letter to Equidebt (the first DCA) who were informed the debt was in dispute, 19 Jan 07 (recorded delivery).

 

Equidebt never, ever, furnished confirmation of Deed of Assignment or true copies of signed agreements and were informed they were in default - 10 Feb 07. As I did not receive my request they were in default of the Act and unable to enforce.

 

If this thread is read carefully the correct procedure and advice has been followed and it is the 'hanging-on' chancer DCAs who are the problem.

 

ECI came on the scene 19 March 2007.

Highland Associates on 4 May 2007.

Robinson Way on 11 May 2008.

Belfast Collection Services on17 February 2009.

Debt Managers Ltd on 24 Mar 2009.

Russel+Aitken on 24 Apr 2009.

 

Ghee!

 

:cool:

.

NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

Link:

FAQ

 

ANY ADVICE OFFERED IS A PERSONAL OPINION AND IS GIVEN AS SUCH

Link to post
Share on other sites

Been a long haul hasn't it. well done for keeping at it..Not much advice we can give you, you seem to be well and truly on top of things, but as sergeant says, keep an eye out for the stat demands, Have you taken a scan over your credit file by any chance to see if any of these low life have docked you?

Cabot and the Cabot Fan Club Threads:

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/73598-dealing-cabot-101-cabot.html

 

Legal Actions Explained for Businesses:

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/20492-legal-actions-explained-company.html

 

Payplan CCCS Advice:

http://consumeractiongroup.co.uk/forum/getting-out-debt/128587-info-cccs-payplan-experiences.html?highlight=Payplan

 

How to use the Forum

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

 

A click on the scales below is appreciated if my posts were helpful

Do not regard my postings or suggestions as professional advice. If in doubt seek a professional opinion.

 

PLEASE DONATE IF SUCCESSFUL - Every little helps :)

 

PLEASE, Do not Private Message me with basic questions, start your own thread and PM a link if you wish, but I will not be able to respond to all individual questions as I am very busy on numerous other things and anyway, others cannot learn from PM's. It also stifles contributions from the vast talent base this site offers from it's contributors and I'm not all that clever really! :D Thank you.

Link to post
Share on other sites

Good to hear it! :D

Cabot and the Cabot Fan Club Threads:

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/73598-dealing-cabot-101-cabot.html

 

Legal Actions Explained for Businesses:

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/20492-legal-actions-explained-company.html

 

Payplan CCCS Advice:

http://consumeractiongroup.co.uk/forum/getting-out-debt/128587-info-cccs-payplan-experiences.html?highlight=Payplan

 

How to use the Forum

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

 

A click on the scales below is appreciated if my posts were helpful

Do not regard my postings or suggestions as professional advice. If in doubt seek a professional opinion.

 

PLEASE DONATE IF SUCCESSFUL - Every little helps :)

 

PLEASE, Do not Private Message me with basic questions, start your own thread and PM a link if you wish, but I will not be able to respond to all individual questions as I am very busy on numerous other things and anyway, others cannot learn from PM's. It also stifles contributions from the vast talent base this site offers from it's contributors and I'm not all that clever really! :D Thank you.

Link to post
Share on other sites

Another route to bring on some pain for them is a CPR demand for pre-action disclosure.

 

This is a two staged process ending in an application to Court.

 

See http://www.consumeractiongroup.co.uk/forum/legal-issues/197598-lloybles-no-cca-still.html

There is no such thing as impossible; only the degree of difficulty required to achieve the desired outcome.

Read through the

FAQ Section.... Use these links :grin:

 

Like what I say show - add to my reputation (click the scales!)

My advice & opinions are offered informally, without prejudice & without liability. Please use your own judgment.

Halicrap - Full settlement 12/06 £408.34

Crapitol 1 - Settled in Full 27/04/07 £15808-)

All & Pester - Claim served £5695 4/09, Stayed

Woolsnitch mortgage accounts - Claim served £2995 4/09, application to strike out 06/09

Lloybles - No CCA, CPR disclosure notices served.

Link to post
Share on other sites
  • 2 weeks later...

Nothing new to report since previous Posts.

 

No DCA mail received and no BT 1571 messages since I visited my home address today!

 

;)

.

NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

Link:

FAQ

 

ANY ADVICE OFFERED IS A PERSONAL OPINION AND IS GIVEN AS SUCH

Link to post
Share on other sites
Nothing new to report since previous Posts.

 

No DCA mail received and no BT 1571 messages since I visited my home address today!

 

;)

 

The lull before the storm? :D

Cabot and the Cabot Fan Club Threads:

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/73598-dealing-cabot-101-cabot.html

 

Legal Actions Explained for Businesses:

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/20492-legal-actions-explained-company.html

 

Payplan CCCS Advice:

http://consumeractiongroup.co.uk/forum/getting-out-debt/128587-info-cccs-payplan-experiences.html?highlight=Payplan

 

How to use the Forum

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

 

A click on the scales below is appreciated if my posts were helpful

Do not regard my postings or suggestions as professional advice. If in doubt seek a professional opinion.

 

PLEASE DONATE IF SUCCESSFUL - Every little helps :)

 

PLEASE, Do not Private Message me with basic questions, start your own thread and PM a link if you wish, but I will not be able to respond to all individual questions as I am very busy on numerous other things and anyway, others cannot learn from PM's. It also stifles contributions from the vast talent base this site offers from it's contributors and I'm not all that clever really! :D Thank you.

Link to post
Share on other sites

Again. Nothing new to report. :cool:

 

No mail but several missed calls from DCA.

 

I'm not at home address to receive these calls. :lol:

 

Still no sign of 'Storm Clouds,' tho.

 

As yet!

 

:mad:

.

NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

Link:

FAQ

 

ANY ADVICE OFFERED IS A PERSONAL OPINION AND IS GIVEN AS SUCH

Link to post
Share on other sites
  • 3 weeks later...

Still calls BT 1451/messages BT1571 TWICE every day from DCA and on several occasions voice mail. Now my mobile number is being used as well!

 

I now DO NOT know who is who - who is ringing/messaging - I have IGNORE against the numbers of all DCA contact numbers who ring my home number- but when at home I do not answer.

 

I'm only periodically at home address to check missed calls plus BT1571 messages.

 

. . . and so it goes on . . . My claim against unfair bank charges is STILL on hold at Court - but the hassel continues!

 

:???:

.

NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

Link:

FAQ

 

ANY ADVICE OFFERED IS A PERSONAL OPINION AND IS GIVEN AS SUCH

Link to post
Share on other sites

Hi Hughes,

 

You could try taking some of the calls, tell them they are being recorded and report the callers to the FOS for harassing you while the case is Stayed.

 

Are you keeping a log of all calls that you HAVE identified ?

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...