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Brooksdad v Woolwich


hughes690
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  • 1 month later...
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All is so quiet my end- I can't believe it!

 

Where has all the hassel gone?

 

 

 

;):confused::)

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NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

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  • 3 weeks later...
  • 1 month later...
  • 3 weeks later...

What's all this then - I have been given (without requesting) an increase of £1000.00 on my credit card limit.

 

Is this unusual - or do they just want me to use it more?

 

Has anyone else been offered this carrot?

 

What you think?

 

:confused:

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NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

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  • 2 weeks later...

Should I use my new credit limit to pay the roof repairer after the storms of Saturday and Sunday or request a bank loan?? What's the chances??

 

I'm sure the cost (hopefully) will be within insurance excess.

 

I'll certainly claim if it's more than excess.

 

:confused:

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NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

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  • 3 weeks later...

Robinson, Way - (who?)

 

UP FOR SALE??

 

Wonder who will buy this S**T?

 

:D:D:D

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NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

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  • 3 weeks later...

Received a 'threatening' letter on Saturday (printed in red ink) from a NEW DCA - Belfast Collections - No Address other than a postcode and a telephone number.

 

Seven days to pay, or Account will be passed to 'Field Representative' to arrange a doorstep call.

 

This account is in dispute and filed with Northern Ireland Court, awaiting a hearing date.

 

PS - I'm shaking in my boots!

 

:mad:

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NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

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  • 2 weeks later...

Recived today by Mail - another Mckenz Horlicks threat of a doorstep visit!

 

. . . in RED ink, too!

 

:D

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  • 1 month later...

Nothing new these last weeks from 'Robbers Way'

 

. . . but . . .

 

TWO NEW (to me) DCAs now seeking 'full' payment

 

. . . plus . . .

 

FIVE 1751 BT messages seeking me to ring unknown numbers to discuss!

 

I don't ring DCAs!

 

:mad:

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NEW:Letter fron 'Russel + Aitken' (Solicitors, Debt Recovery).Who knows of this lot? They are threatening County Court action. I wonder are they Debt Managers Ltd or a connection to?Anyone advise?

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Another demanding letter (plus several phone calls (unanswered) but messages left on BT 1571 from Debt Managers Limited) received today.

 

Is there no end to all this when account is in dispute and claim is before the Court and presently on hold?

 

Does DML have the right to pursue this - the fourth or fifth DCA to try? How do they become involved when they don't have the facts of the dispute?

 

:evil:

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NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

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  • 1 month later...

Floods of BT 1571 messages (when I check my line periodically) from a particular (unnamed) DCA asking to me contact them.

 

I have ignored this contact request.

 

I am not full time at my home address/phone number.

 

;)

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NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

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You shouldn't ignore them as they may hit you with a statutory demand.

 

I am assuming you have gone through the process of reclaiming bank charges and have got to the stage of a Court Claim which is stayed.

 

You should write to the DCA stating that the debt is in dispute, which Woolsnitch is aware of being the defendant. As such they may not pursue the debt in any way. There is a template for this, look in the debt forum etc.

 

Good luck

There is no such thing as impossible; only the degree of difficulty required to achieve the desired outcome.

Read through the

FAQ Section.... Use these links :grin:

 

Like what I say show - add to my reputation (click the scales!)

My advice & opinions are offered informally, without prejudice & without liability. Please use your own judgment.

Halicrap - Full settlement 12/06 £408.34

Crapitol 1 - Settled in Full 27/04/07 £15808-)

All & Pester - Claim served £5695 4/09, Stayed

Woolsnitch mortgage accounts - Claim served £2995 4/09, application to strike out 06/09

Lloybles - No CCA, CPR disclosure notices served.

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  • 2 weeks later...

My claim is on 'hold' in the Court.

 

I have ignored all DCAs since my letter to Equidebt (the first DCA) who were informed the debt was in dispute, 19 Jan 07 (recorded delivery).

 

Equidebt never, ever, furnished confirmation of Deed of Assignment or true copies of signed agreements and were informed they were in default - 10 Feb 07. As I did not receive my request they were in default of the Act and unable to enforce.

 

If this thread is read carefully the correct procedure and advice has been followed and it is the 'hanging-on' chancer DCAs who are the problem.

 

ECI came on the scene 19 March 2007.

Highland Associates on 4 May 2007.

Robinson Way on 11 May 2008.

Belfast Collection Services on17 February 2009.

Debt Managers Ltd on 24 Mar 2009.

Russel+Aitken on 24 Apr 2009.

 

Ghee!

 

:cool:

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NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

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ANY ADVICE OFFERED IS A PERSONAL OPINION AND IS GIVEN AS SUCH

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Been a long haul hasn't it. well done for keeping at it..Not much advice we can give you, you seem to be well and truly on top of things, but as sergeant says, keep an eye out for the stat demands, Have you taken a scan over your credit file by any chance to see if any of these low life have docked you?

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Another route to bring on some pain for them is a CPR demand for pre-action disclosure.

 

This is a two staged process ending in an application to Court.

 

See http://www.consumeractiongroup.co.uk/forum/legal-issues/197598-lloybles-no-cca-still.html

There is no such thing as impossible; only the degree of difficulty required to achieve the desired outcome.

Read through the

FAQ Section.... Use these links :grin:

 

Like what I say show - add to my reputation (click the scales!)

My advice & opinions are offered informally, without prejudice & without liability. Please use your own judgment.

Halicrap - Full settlement 12/06 £408.34

Crapitol 1 - Settled in Full 27/04/07 £15808-)

All & Pester - Claim served £5695 4/09, Stayed

Woolsnitch mortgage accounts - Claim served £2995 4/09, application to strike out 06/09

Lloybles - No CCA, CPR disclosure notices served.

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  • 2 weeks later...

Nothing new to report since previous Posts.

 

No DCA mail received and no BT 1571 messages since I visited my home address today!

 

;)

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NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

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Again. Nothing new to report. :cool:

 

No mail but several missed calls from DCA.

 

I'm not at home address to receive these calls. :lol:

 

Still no sign of 'Storm Clouds,' tho.

 

As yet!

 

:mad:

.

NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

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ANY ADVICE OFFERED IS A PERSONAL OPINION AND IS GIVEN AS SUCH

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  • 3 weeks later...

Still calls BT 1451/messages BT1571 TWICE every day from DCA and on several occasions voice mail. Now my mobile number is being used as well!

 

I now DO NOT know who is who - who is ringing/messaging - I have IGNORE against the numbers of all DCA contact numbers who ring my home number- but when at home I do not answer.

 

I'm only periodically at home address to check missed calls plus BT1571 messages.

 

. . . and so it goes on . . . My claim against unfair bank charges is STILL on hold at Court - but the hassel continues!

 

:???:

.

NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

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ANY ADVICE OFFERED IS A PERSONAL OPINION AND IS GIVEN AS SUCH

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Hi Hughes,

 

You could try taking some of the calls, tell them they are being recorded and report the callers to the FOS for harassing you while the case is Stayed.

 

Are you keeping a log of all calls that you HAVE identified ?

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