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    • Hello,

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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H L Legal for Cap 1


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Hi, been away but now I'm back and annoyed.

In next few days will be firing up my Cap 1 joint complaint again for anyone who was interested before Christmas. I just had a few personal probs to sort out first.

 

Anyway, Cap 1 paid me my claim before Christmas but still passed on the whole debt to CapQuest who passed it on to H L Legal who have threatened to add £38 court costs (why?) and £50 legal costs. This is on a claim that was in dispute. Subject to court claim and subsequently paid out on.

 

They are also asking me to pay the amount quoting a 'claim no'.

 

Are there any laws being broken here? Or guidelines? Anyone heard of HL?

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Technically your dispute ended with Cap 1 after they settled.This is why we now suggest dealing with charges and defaults in 1 claim from the start.

HL are a dca come Solicitors practice.

First you should make sure that the default process was done legally they should have issued you with the default notice.Tou should send Cap 1 an s10 notice t stop processing your data.

I would write to cap 1 and tell them you will be reporting them to the Financial Ombudsman Service which you should do.As regards Capquest ....you could take them to Court....

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I will do the S10 but I am also trying to organise a mass complaint to OFT, Banking Code, FOS and Trading Standards as they didn't default me properly and they have screwed up procedure to an awful lot of people so we can all stick our complaints in at same time and stir something up.

 

Wasn't sure where I stood on HL so thanks for the advice. I have since read elsewhere they may not be real solicitors...... this one could be fun.

 

p.s. to anyone starting a claim against Cap1 I got my money refunded in 10 days from starting court claim. So go for it and ignore the replies from Mr Udy.

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Good to see you back Blackrain. Spotnot said HL were forced into liquidation by the courts over unpaid tax:D and it's actually just Capquest trying to frighten the more gullible into calling their phone chimps. I got an extraordinary letter from them the other day threatening me with bailiffs, walking possession etc. in three days time without a court order. I really would like to see Capquest get a mass complaint - they are breaking rules left right and centre.

"Why CCJ when you can CCA!"

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IF HL Legal send you a letter and invite you to phone them you can never get through to the person dealing with your case as they're likely to be on the phone chasing other people. They ask you to leave your number where you can be contacted so that they can call you back.

 

Never leave a number as I believe they use this to add to the list of contact numbers they have for you. I gave them a PAYG number to call me back on as I wanted to pay off my debt. But they continued to call my home number when I was at work! I sometimes wonder if HL listen to the messages.

23/05/06 DPA Sent to Halifax

I Love You All :D

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Checked on the Law Society web site and H L Legal have not gone into liquidation. They are still active so this may not be an idle threat.

 

I searched the Law Society website with the "find a solicitor" search engine and came up with nothing:confused:. How did you find them on there?

"Why CCJ when you can CCA!"

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Good to see you back Blackrain. Spotnot said HL were forced into liquidation by the courts over unpaid tax:D and it's actually just Capquest trying to frighten the more gullible into calling their phone chimps. I got an extraordinary letter from them the other day threatening me with bailiffs, walking possession etc. in three days time without a court order. I really would like to see Capquest get a mass complaint - they are breaking rules left right and centre.

 

A mass complaint has been discussed both for Capquest and others who are just as bad.I will make a post in the top as a Stickie.We need people who are interested to leave their user name and the dcas name.Once we have a list we can then get them off in a block complaint.

  • Haha 1

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Did it on find a solicitor and put in H L Legal.

Does any one know if H L do actually start proceedings as threatened?

Thanks

Toddle

 

I left the space out between H and L and got no result:shock:. That Redditch office with no solicitors is probably what's churning the letters out. Probably some cr*p regional conveyancing outfit that's tarting it's name out to Capquest's collection department. I think they only ever sue if they have hard evidence that you're an equity rich homeowner or have got back on your financial feet (I suspect they do blind searches on credit files to see if you have suddenly taken out an expensive mortgage or something). Be interested to hear if anyone has any different views.

"Why CCJ when you can CCA!"

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HL wrote again offering to let me settle account for £100 less than the original balance. Bizarrely this would be lower than what Cap 1 have already refunded out of court meaning I am in credit with them for 70 quid.

 

I have written today to accept there generous offer and once I recieve a cheque I will consider the account settled. :)

 

Their left hand really doesn't know what the right is doing....

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According to Companies House, HL legal are in liquidation. However, they may be trading through their liquidator. I am currently trying to find out more.

 

Spot

Spotnot v MBNA and their nasty solicitors (on behalf of my friend)

 

If I have helped in any way, click my scales.

 

Remember, we were all newbies once!!

 

When you win, donate!!!

 

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HL Legal Services are registered in Telford in Shrophire. Their liquidators are the Inland Revenue!

Spotnot v MBNA and their nasty solicitors (on behalf of my friend)

 

If I have helped in any way, click my scales.

 

Remember, we were all newbies once!!

 

When you win, donate!!!

 

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Have looked at the Law Society's pages and the partners in HL Legal are different to the ones in the accounts for the liquidated one. What is the address on HL legal services letters?

Spotnot v MBNA and their nasty solicitors (on behalf of my friend)

 

If I have helped in any way, click my scales.

 

Remember, we were all newbies once!!

 

When you win, donate!!!

 

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HL Legal Solicitors are definitely in liquidation but you are right that they are still listed on the Law Society. I find it hard to understand how a company (solicitors at that) can be in liquidation and still allowed to trade and unbelievably be a member of Consumer Credit Trade Association and chase people for debts!

 

If they are in liquidation doesn't that mean they owe people money?

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They can trade under a slightly different name.

HL legal - liquidated

H L Legal - trading.

 

Am still trying to dig a little deeper into this company.

 

HL Legal owe money to HMRC!!

Spotnot v MBNA and their nasty solicitors (on behalf of my friend)

 

If I have helped in any way, click my scales.

 

Remember, we were all newbies once!!

 

When you win, donate!!!

 

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