MissH v Hsbc ** WON **

[missh]

Hi All,

 

New to this but have been reading up on the subject for quite a while.

 

I was unsure as to how much I had been charged over the last few years but with the online access to statements from the HSBC I decided to have a look and was shocked to discover charges in excess of £3,000.

 

This week was the last straw when I was charged £30 for going 11p over my overdraft limit. My account has been in order for the last 10 months but they refused to remove the charge !!

 

With that I printed off the statements put together my spreadsheets, opened a parachute bank account and sent my "prelim" letter today.

 

Like I said still in the early stages and new to this so any advice would be

greatly appreciated...

 

I look forward to hearing from you...

 

Miss H

[MARTIN3030]

Awwwww you done so well up to now Miss !!

In fact I think you may be ready to join the other claimants so I am sorting your thread for there

Have a look at some of the other claims there too.

If you get stuck feel free to ask:D

[missh]

Cheers, you are too kind !!

[nettyg]

hi missh

it is a shock when you realise how much the charges come to isn't it??

go for it girl it's yours!

good luck

netty

[missh]

Bank charges came up in conversation of a meeting I went to today and one of the representatives was from a well known high street lender.

 

He confirmed off the record that people will win there claims as banks will not want to go to court !!

 

Obviously did not jump up and down and tell my colleagues about my chequered financial history. But did help with the friday feeling !

[missh]

Thanks Netty,

 

Please keep me posted in your progress as I am quite a few steps behind you

 

Good Luck

[missh]

Hi all,

 

It has only been 3 working days since I posted my prelim letter and already watching the post.

 

Is it standard practise that I wont hear from HSBC until I file ?

 

Think the waiting will kill me !!!

 

Miss H

[Lisa-19]

Hi MissH,

It's not exactly 'standard' practice not to hear until you file. Some hear after the LBA (2nd letter) - some not until after the Allocation Questionnaire.

 

I had a response to my LBA from HSBC but not until I'd already filed my claim. My offer was £400 short of what I was asking.

 

Their tactics differ from offer to offer.

 

The waiting's the hard part!

 

Good Luck

[missh]

I have heard back from the HSBC!!!

 

To say a gentleman called Colin Langdale is fully investigating my claim which now has a claim number and to give him a call if I wish to discuss it further!!

 

Is this a standard letter so early on???

 

I look forward to hearing from you

 

MissH

[missh]

Please move me to the SUCCESSES !!!

 

Only sent LBA on Monday and have had an offer for the full amount today !!!!

 

I cant believe it:)

 

Anyone out there just go for it !!!!!!!!!

 

Thanks for all your help.

 

Expecting my money back within 7 days and will be sure to make a contribution.

 

Thanks again !!

 

Going to encourqage my boyfriend to take on TSB now.

[nettyg]

that's fantastic missh i'm so pleased for you

netty

[lucykirk2003]

that's great. You know I continue to be amazed that some people get paid up almost straight away for large amounts yet some people (me!!) have had defenses filed for smaller amounts - I'm claiming £1804 plus interest from HSBC and £240 plus interest from A and L and they've both filed defenses today!

 

Well done to you though!