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    • Should this to be take into court with him or should he send something in earlier?
    • This is the other sign  parking sign 1a.pdf
    • 4 means that they need to name and then tell the people who will be affected that there has been an application made, what the application relates to (specificially "whether it relates to the exercise of the court’s jurisdiction in relation to P’s property and affairs, or P’s personal welfare, or to both) and what this application contains (i.e what order they want made as a result of it) 5 just means that teh court think it is important that the relevant people are notified 7 means that the court need more information to make the application, hence they have then made the order of paragraph 1 which requires the applicant to do more - this means the court can't make a decision with the current information, and need more, hence paragraph one of the order is for the applicant to do more. paragraph 3 of the order gives you the ability to have it set aside, although if it was made in january you are very late. Were you notiifed of the application or not?    
    • These are the photos of the signs. At the entrance there is a 7h free sign. On some bays there is a permit sign.  Also their official website is misleading as it implies all parking is free.  I can't be certain of the exact parking bay I was in that day, and there was no PCN ticket on my car and no other evidence was provided.  parking sign 2.pdf
    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
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dynamicdebz v Halifax


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I visited this site about 6 months ago & was going to go ahead with trying to get all my charges back but then forgot all about it. That was until the other day when I found I had been charged £39 because my DD of £10 wasn't available (an oversight due to Xmas).

This has now made me overdrawn by £6, so expecting even more charges.

So I have printed the letter from the template & going to take it to my branch om Friday with £10.

So lets see what happens next.

My fella has no faith & sees things black & white only, no shades of grey, he can't see how it is possible to reclaim the money back (it is a shared account). He says banks are big companies who must know the law & wouldn't charge what they charge if it wasn't legal. I just have to show him because I have said as he has no faith, if & when we get the big cheque, it is all mine to spend because he is so convinced we won't get a penny.

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Hi Dynamicdebz.

 

He says banks are big companies who must know the law & wouldn't charge what they charge if it wasn't legal.

It's precisely because people think this way that they have got away with it for so long.

 

Just follow, faithfully, the well-tried and tested procedures that we recommend and you WILL get all your charges back.

 

Good luck.

Regards, Rooster.

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Went to bank today but it is only an agent.

Firstly they adviced me to take it to one of the main branches.

They then phoned HQ & said they could send it internally & would only cost me £5 (is £5 normal). I refused as she wouldn't give me a reciept for the letter or £5.

I feel more confident after she said " we've been told to ask everyone requesting this to go to the main branches"!

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If you are presenting documents that are part of legal proceedings, which they are, then they should be posted to the head office of HBOS in Halifax. That's their address for service of documents.

 

If you drop them into a full branch then they should give a receipt for the payment, and for a sealed envelope (they don't need to know what's inside). A Halifax agent isn't authorised to accept such things, although they could forward on via internal mail as you've said. I can't understand why they wouldn't give a receipt though, at least for the payment.

 

If you follow the FAQ's and Step-by-step guide, you'll see that it's advised to post the paperwork so it gets to the right people.

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  • 4 weeks later...

Hi Dynamicdebz my husband said the same when I started this process.Four months on and come monday{hopefully! } we wll get our charges back all £2865.55 of them!Yes it's taken 4 months and yes it's been stressfull at times.But I know when I see our money back in our account it will all have been worth it!So goodluck,stay strong and whenever you need support just come here theres thousands of cag users always here to offer help if needed and support.

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Is there anyone else out there that is at the same stage as me.

I sent my SAR off on Friday by recorded delivery. It would be nice to urge each other on.

I have read a few peoples stories on here & it appears that it is an average of 2 months from step 1 to full settlement, fingers crossed that mine is the same.

So it implies that although we give the banks 40 days to get our statements back to us, they don't usually take this long.

How long do they usually take to get back to you with the charges?

 

I keep checking whether they have recieved the recorded delivery, it will probably be tomorrow.

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dynam i sent my SAR off just after christmas. Received statements on saturday. Will be sending my Prelim tomorrow (tuesday)

S.A.R - (Subject Access Request) sent (Recorded Delivery) - 28 December 2006

S.A.R - (Subject Access Request) Acknowlegdement received 6 January 2007

Statements received 10 February 2007

Prelim sent (Recorded Delivery) - 13 February 2007

Prelim Received - 14 February 2007

Prelim Acknowledgement received - 20 February 2007

LBA sent (Recorded Delivery) - 1 March 2007

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Hello dynamicdebz and everyone

 

I am in exactly the same position as you - just finalising my letter to the Halifax to try and reclaim my GBP2191 plus 250 quid interest. I'm so glad to know how you're all getting on, it is very encouraging. It took me so long to get my statements posted out that I forgot all about it. But now I've calculated the princely sum they owe me, it's war!!! I also opened another account just in case they shut mine down.

 

Take care.

 

Siobhan

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Hi dynamicdebz

 

Halifax received my SAR on 12th of Feb!!!

 

However I sent a prelim letter last week for the years worth of statements I did have which amounted to £719.00. I will then add on the other charges once I get my statements.

 

I too had doubts about doing this but reading the posts on this site really encouraged me to fight back.

 

Good luck with your claim - although you don't really need luck!!

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  • 3 weeks later...
Still waiting for statements!

Have you recieved yours yet Kelly?

 

No not yet. I can imagine that we'll get them bang on day 40 :mad:

 

But I did get a letter on Saturday offering to refund my claim of £719 into my account within the next 14 days. When I receive my statements I'll be claiming the rest of my charges for the last 6 years.

 

Keep me updated!!!

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Hi Dynamicdebz,

 

I'm on roughly the same timescale as you are :)

 

SAR sent 26/01/07, cheque cashed 02/02/07, follow up letter 23/02/07, tel call 27/02/07 and still no statements :( Assuming the SAR was received 2 days after posting, then my 40 days were up last friday 09/03/07.

 

I've also e-mailed them today so hopefully something will arrive shortly. If not, then there is a letter somewhere on her that you can send.

 

Good luck :D

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Halifax delivered my statements on day 43, a total of 32 envelopes 156 pages. Now on prelim 14 day up Friday 16th just got letter will take up to 8 weeks to investigate your inquiry. Pity its not an inquiry it is a claim and to my timescale . If not payment in full offered then LBA goes out 4pm Friday for 1pm delivery Monday and another 14 days.

 

don't let them get away with anything they have not given you any leeway.

 

dpick:D

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The 40th day will be up next Sunday, so if I haven't recieved anything by then what should I do next?

The only things I've recieved from Halifax are further bank charges.

 

I feel I must add that BT charged me a late payment charge on my phone bill, £25, when I spouted off about OFT ruling regarding unfair charges they tried to make me look a fool. They told me did I really think an organisation like BT would trade unfairly & leave themselves wide open after speaking with a manager & stating that well known banks were trading unfairly with the charges & that I was going through a process of claiming them back they agreed to give me back the £25 charge.

It never ceases to amaze me that when companies see you know what you're on about they back off.

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Hi DynamicDebz, I am at the same position as you. I sent off my SAR on the 30/01/07 and on the 12/03/07 I received a letter stating my statements will be with me in 14 days. This takes me to 26/03/07 so watch this space. My friend did exactly the same as me on same day yet she received her statements approx 3 days ago. As my claim will be higher then hers they are obviously stalling me. Good luck with your claim and I'll keep you posted. I will be ringing the Halifax on the 26/03 if not received before.

28-05-2007--Received Schedule of Charges.

03-06-2007--Prelim sent.

12-06-2007--Reply - Thanks but charges lawful!

19-06-2007--Sent L.B.A. & Schedule of Charges

NOTHING RECEIVED AFTER 14 DAYS

05-07-2007--Phoned Halifax to discuss account. Still standing by charges.

13-07-2007--Filed N1 in Hull Court :wink:

20-07-2007--Halifax deemed served.

25-07-2007--Received offer £280 as Full and Final settlement.

27-07-2007--Sent rejection letter recorded delivery

03-08-2007--Rang Hull Court, nothing received from Halifax

04-08-2007--Sent Pre Judgement letter.

10-08-2007--Defence received from Halifax

13-08-2007--Judgement Request sent

24-08-2007--Claim stayed at Hull Court

31-08-2007--Applied for stay to be lifted

12-10-2007--Hearing for removal of stay on 31/10

31-10-2007--Removal of Stay struck out

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Today, the 39th day I recieved a letter from Halifax headed Completion of Request for a List of Transactions & Charges - Account No. ******

Usual thankyou etc but they then go on to say duplicate statements will be sent in the next 21 working days & if I haven,t recieved them ring 01422 391152. Surely they can't expect me to wait a further 5 weeks when I have already given them 40 days?

They then go on to say they are not under any statutory obligation to record info about manual interventions, so will not be sending this info. Is this right? What actually is a manual intervention? If they are right is there another way I can get this info?

What should my next move be, I am loathed to send more recordered deliveries, having to wait for replies etc. Could I ring someone stating laws, telling them they are wrong or better do as I asked by Monday (the 40th day). By the time I send another recordered delivery they will have bided more time.

Please advice if possible!

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Today the 40th day I have recieved all my bank statements but still unsure about the manual intervention thing?

About to put all charges on spread sheet to work out amount claiming for.

Watch this space!

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