Jump to content

  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 162 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.


      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

sammyboy v's Nationwide

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6359 days.

If you need to add something to this thread then


Please click the "Report " link


at the bottom of one of the posts.


If you want to post a new story then


Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 



Recommended Posts

Hi evertone,


Well after a hectic Christmas with the kids, I've finally got round to sorting thru' my old statements, and I have a couple of questions I would like to ask the group


1st, I got quite a lot of my charges refunded because I knew someone who worked there, now can I claim for all the charges as stated on the end of month charges statement (which obviously dosen't show repaid charges), or will Nationwide double check my acc and see that I actually got some repaid?



2nd, since Oct '06, I have re-motgaged with Nationwide, now I'm not bothered about them closing my savings acc, but can/will they close my mortgage acc also?



Link to post
Share on other sites

Hi sammyboy!


Whatever U decide to Claim for...

U eventually have to be prepared to stand up in Court and justify your Claim figures before a Judge in a Court of Law.

They may close your current account, but it is doubtful that they would also close your mortgage account.

They would probably reckon that they would get your house anyway cos of the defaulted repayments if U got sent down for fraud!...lol

Link to post
Share on other sites

Why thank you Milk Tray Man, you made me feel so much better-defo only claiming for what they actually owe me lol!!


Now to wade my way through Vampiress's Chamber of Spreadsheets, although it looks a bit confusing to me, but hey-ho, I'll have a look in the morning!



Link to post
Share on other sites

Wise choice sammyboy!...lol...;)

Check out and read and re-read the zillions of Threads about Contractual Interest (...currently 24.9% APR with Nationwide).

Here's a link to a downloadable user friendly spreadsheet (...courtesy of Mindzai), complete with instructions:



Hope this helps?!

Link to post
Share on other sites

  • 1 month later...

Thanks MTM, I've had a look at the said spreadsheet, and it seems not too bad to understand, but can you (or anyone else for thet matter) tell me how I go about not claiming for the charges I've had refunded? Do I just leave them out like a one for one, ie I got charged for it, but then got it refunded, so just don't bother to list it? Cheers.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?

  • Create New...