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livelylad

RBS List of ALL CHARGES from 1993.

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Personally, I would claim it - it still isn't a service per se.

 

They would simply offer you £35 less if they didn't agree.


If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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Yes as T4ff says reclaim it. They are just trying to mask their penalty fee with a different title.

  • Haha 1

 

 

 

 

 

I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

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Hiya,

 

I don't know if this will help anyone but I had a Student Royalties Account and I have been trying to work out what a charge of £10.00 which shows up sporadically on my statements was for.

 

I thought it was a Royalties 'fee' and wasn't going to claim it but checked on RBS website and found this:

Unarranged overdraft - maintenance charge£28 per month

(£10 per month for R21/Graduate & Student customers)

 

So for any students out there, RBS was ONLY charging us £10.00 for the joy of being overdrawn.

 

Hope this helps

 

love fiesty xx

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Thanks for tippin' me scales - BUT - MORE IMPORTANTLY - thanks for the comment.

 

I'm just trying to return the massive help that I have already received here!


Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

Me v BofS: Charges: £13,048.10 #2a/c Statements from 08/01/01 received. Charges:£5,156.39 Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.23 06/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00

£11,136.33 paid back thus far.

New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON!

Don't forget - when you win - a donation to CAG would be welcome!

If anything I've said has remotely been of any assistance, then please tip my scales!

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Hiya,

 

I don't know if this will help anyone but I had a Student Royalties Account and I have been trying to work out what a charge of £10.00 which shows up sporadically on my statements was for.

 

I thought it was a Royalties 'fee' and wasn't going to claim it but checked on RBS website and found this:

Unarranged overdraft - maintenance charge£28 per month

(£10 per month for R21/Graduate & Student customers)

 

So for any students out there, RBS was ONLY charging us £10.00 for the joy of being overdrawn.

 

Hope this helps

 

love fiesty xx

 

 

Hope you dont mind m asking but did you capture this to be used later, do you have the link for this?

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Be careful of summaries- I asked for a complete set of credit card statements of which I had lost about 40%. Firstly I received a sort of spreadsheet print out. When I compared this to the statements I had I found glaring discrepancies (in their favour of course!) I wrote them a stiff letter pointing out the discrepancies and warned them that I hoped this was not a deliberate attempt to limit the banks liabilities. They later sent a full set of statements which were copies of the originals more or less.

NOTE these people never throw anything away- they can reproduce your statements from as far back as they have digital data!!


written entirely without prejudice to my whole rights and pleas in law and may not be founded upon in any proceedings.:lol:

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