Abbo vs Lloyds

[Abbopro]

after nailing Cahoot, I am now after the big fish.

 

One question. For the last four years I have been charged a monthly "Account Charge" of £12, rising to £15.

 

Can I include this in my claim??

[BARTY]

Hi and Welcome to the LTSB forum!

No you can't claim these back, these are a legitimate charge, are they for a Gold account or something similar?

Good luck and keep us informed on how you are doing.

Barty:)

[Abbopro]

Thanks Barty!

 

One other note, is it worth refering to my other successes (Cahoot etc) to ensure they understand they are dealing with a pro?

[Abbopro]

Anyone see any issues with me adding this to my refund request letter:

 

Further useful information for you

I have already successfully fully reclaimed bank charges unconditionally elsewhere, and will do so with Lloyds as well. May I suggest that this is at the forefront of your mind when your reply. Elsewhere I also received costs, interest and additional monies for inconvenience. I will achieve this with Lloyds too.

Please ensure that if your intention is to pass this to your solicitors that they are aware of these facts.

Finally, please do not waste my time with the current policy of making a derisory offer of £750. This will automatically be answered with a Rejection Of Settlement letter.

[Abbopro]

OK, I've received my "yadda yadda, no refund" letter from:

 

Debbie Gilbert

Team manager

Customer Service Recovery Centre Andover

 

So next up is the LBA. I will attach a copy of the charges (exactly as they were sent to me) and a copy of the Excel interest sheet total.

 

14 days, thens its back to the Courts for me

[Abbopro]

Just an update:

 

Filed my Moneyclaim. Bank has til 7th March to respond.

[BARTY]

Hi

You should do the following, if you haven't already:

 

Send 2 copies of your schedule of charges, clearly marked with your claim no. + a brief covering letter asking for them to be filed with your claim to:

The Court Manager,

Money Claim Online

Northampton County Court

21-27 St. Katharine's Street

Northampton

NN1 2LH

Dear Sir/Madam

(Your Name) –v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx

Please find enclosed a schedule of penalty charges taken from me by the defendant, along with interest claimed at the annual rate of 8% pursuant to section 69 of the County Court Act. The interest in addition to the amount in charges equates to the total amount of my claim, namely £(AMOUNT).

I respectfully request that the enclosed schedule should be attached to the particulars of my claim.

Yours Faithfully

 

 

And send a copy of your schedule to the Solicitors once they have acknowledged your claim.

 

Barty:)

[Abbopro]

Received my "Notice that Acknowledgment of Service". I also received my blah blah blah £660 in your bank, blah blah.

 

Rejection letter(s) despatched etc. Schedules sent to court etc

 

I expect further progress this moth.