Jump to content


  • Tweets

  • Posts

  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4938 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Exactly how i feel when people tar all of us with the same brush, just as this forum does day in and day out unfortunately :mad:

 

However i am prepared to accept that there are a lot whom do give the industry a bad name, but having said that i have also come across a lot of people who are prepared to tell damned right lies too and yes i am talking the general public here, i could give a couple of examples but i wont breach Data Protection Act so i shall leave it at that.

 

As for what company i work for, let me assure you its none of which i have seen mentioned on here, however i have not loooked that far back i will admit ;)

then may be you and others like you need to do something instead of just watching it go on around you, because its not the public that are giving you bailiffs a bad name but its your own kind

Link to post
Share on other sites

  • Replies 68
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Exactly how i feel when people tar all of us with the same brush, just as this forum does day in and day out unfortunately

 

Heres a clue...

 

 

On-Off_Switch.jpg

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

Link to post
Share on other sites

Exactly how i feel when people tar all of us with the same brush, just as this forum does day in and day out unfortunately :mad:

 

However i am prepared to accept that there are a lot whom do give the industry a bad name, but having said that i have also come across a lot of people who are prepared to tell damned right lies too and yes i am talking the general public here, i could give a couple of examples but i wont breach Data Protection Act so i shall leave it at that.

 

As for what company i work for, let me assure you its none of which i have seen mentioned on here, however i have not loooked that far back i will admit ;)

 

I for one will happily outright lie, cheat and use every loophole available against a bailiff inflicted upon me, see, I was brought up to defend myself against and stand up to bullies. Also we have no legal or moral obligations to a balliff as far as I can see - I am not lawfully obliged for example from what I can tell, to present a true picture of my financial state to a bailiff, to a court or the council, of course yes, but not to the highwayman at the door.

[sIGPIC][/sIGPIC]

Link to post
Share on other sites

I for one will happily outright lie, cheat and use every loophole available against a bailiff inflicted upon me, see, I was brought up to defend myself against and stand up to bullies. Also we have no legal or moral obligations to a balliff as far as I can see - I am not lawfully obliged for example from what I can tell, to present a true picture of my financial state to a bailiff, to a court or the council, of course yes, but not to the highwayman at the door.

 

 

My point exactly and thanks for stating your opinion, thankfully not all people think like you, im not going to knock you for it, but at least you have the decency to state that you wilfully lie and cheat to defend yourself against bailiffs!! It's just a pity more people wont tell the truth on here, have a great day :)

Link to post
Share on other sites

Kermit, its a shame more people are not prepared to use every loophole possible and get a form 4 in against every bailiff that makes one single mistake. Strangely, I am not by nature a liar or a cheater, but I see no problem with anyone wanting to misrepresent their situation to a bailiff, they as far as I can see do not occupy a magical legal status like a police officer, or a judge, or your local council where you are rightfully obliged to tell the full truth. I for example would not lie to an actual creditor, But have no problem getting a family member to go do a statutory declaration to protect my property from a Bailiff, albeit that its all ancient stuff bought as second hand anyway :mad: The sad irony is I wouldnt actually need to lie to one should one visit, as i really am financially screwed and would be able to present a payslip and a pile of bills to prove it ....

Edited by caledfwlch

[sIGPIC][/sIGPIC]

Link to post
Share on other sites

Kermit, its a shame more people are not prepared to use every loophole possible and get a form 4 in against every bailiff that makes one single mistake. Strangely, I am not by nature a liar or a cheater, but I see no problem with anyone wanting to misrepresent their situation to a bailiff, they as far as I can see do not occupy a magical legal status like a police officer, or a judge, or your local council where you are rightfully obliged to tell the full truth. I for example would not lie to an actual creditor, But have no problem getting a family member to go do a statutory declaration to protect my property from a Bailiff, albeit that its all ancient stuff bought as second hand anyway :mad: The sad irony is I wouldnt actually need to lie to one should one visit, as i really am financially screwed and would be able to present a payslip and a pile of bills to prove it ....

 

 

Well all i can say is good luck and hopefully your situation will change for the better soonest and again thanks for your honesty ;)

Link to post
Share on other sites

I've got a Stat Dec from my landlord stating the only things I possess in the flat are my clothes, everything else is his and his brothers (three of them own this flat and rent it out) or the other flatmates. Its more a safeguard than anything else as we've had two bailiffs turn up recently for debts which aren't mine and the people concerned no longer live here. One said he would "strip the flat bare and it would cost a pretty penny to get it back". I just told him "Strip the flat bare and you will be out of a job as it will be theft". That was part of the reason I found CAG in the first place...

 

 

The other bailiff claimed he had gone to the wrong address when faced with fellow flatmate being a tall broad Scotsman who is 'handy with his mitts' when needed. (said flatmate was amateur boxer in his younger days). This was to do with a parking fine and the guy turned up at 5.30am.. not expecting people to be up! The fine wasn't mine as I have never owned a car nor got a driving licence. He said he would be back with reinforcements and we said "make sure you get the right address, this is xxx not xyx...."

Link to post
Share on other sites

My point exactly and thanks for stating your opinion, thankfully not all people think like you,

im

not going to knock you for it, but at least you have the decency to state that you wilfully lie and cheat to defend yourself against bailiffs!! It's just a pity more people wont tell the truth on here, have a great day :)

 

Yeah well kermit you claim there only a minority of bailiffs who behave badly when we all know that ain't true & I too advocate consumers refusing to cooperate with any debt collector as if they do the debt collector will only take advantage of your willingness to cooperate

Link to post
Share on other sites

Some of you people are just not worth talking too i see !!!

 

 

Bye then...Ref link 27

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

Link to post
Share on other sites

Kermit I for one am sick to death of your attempts to justify your employment so unless you have something to say which will actually help others to overcome their very serious problems why bother posting

Link to post
Share on other sites

Kermit I for one am sick to death of your attempts to justify your employment so unless you have something to say which will actually help others to overcome their very serious problems why bother posting

 

well tough as im entitled to my opinion also, And if you look around the forum i do empathise with a lot of people and indeed try and help them, its just that certain members on here cant see past their own noses and cant help but slag off people for no other reason than they have a non desirable job, now good morning to you :)

Link to post
Share on other sites

I believe in the Peoples Republic of China it is actually unlawfull to act as a bailiff or to seek the services of a bailiff or a debit collection agency

 

I believe they cite this as these people are naturally drawn to taking the law into their own hands and the fees and penalties they charge are invariably excessive compared to the original debit

 

There is also some reference to the fact that the Bailiffs actually make the business industry uncompetititve because the company giving out the debit in the first place should vet their clients properly and only give debits where they can be fairly sure of a return

 

NOW I AM NOT A COMMUNIST AND I DONT AGREE WITH COMMUNIST RULES AND REGULATIONS but reading through some of the horrific actions and reactions on here i think there is a lot of sense in severely curtailing the powers that bailiffs/debit collectors have

Link to post
Share on other sites

I believe in the Peoples Republic of China it is actually unlawfull to act as a bailiff or to seek the services of a bailiff or a debit collection agency

 

I believe they cite this as these people are naturally drawn to taking the law into their own hands and the fees and penalties they charge are invariably excessive compared to the original debit

 

There is also some reference to the fact that the Bailiffs actually make the business industry uncompetititve because the company giving out the debit in the first place should vet their clients properly and only give debits where they can be fairly sure of a return

 

NOW I AM NOT A COMMUNIST AND I DONT AGREE WITH COMMUNIST RULES AND REGULATIONS but reading through some of the horrific actions and reactions on here i think there is a lot of sense in severely curtailing the powers that bailiffs/debit collectors have

 

Fair post and one which i would not totally disagree with, however just one point, debit collectors have no powers what so ever and bailiffs have in my opinion very limited powers .

Link to post
Share on other sites

well tough as im entitled to my opinion also, And if you look around the forum i do empathise with a lot of people and indeed try and help them, its just that certain members on here cant see past their own noses and cant help but slag off people for no other reason than they have a non desirable job, now good morning to you :)

 

Kermit no doubt in order to salve your conscience you may have empathised with others here but that's not the same as offering constructive & meaningful advice I'm afraid. Advice which will help those being bullied & threatened by what after all are your colleagues in the debt collection industry is what is needed

 

These types of forums are not for the discussion as to whether DCA's are good or not or for the ve vas only vollowing orders mien heir brigade who often appear to try & justify their appalling job by claiming many or even most debtors are feckless

 

 

As or not seeing past my nose Having worked in your industry & seen how it operates in general I can most certainly see past my nose & it's the reason I left it many years ago to work for the victims rather than the victimisers

Edited by JonCris
Link to post
Share on other sites

Fair post and one which i would not totally disagree with, however just one point, debit collectors have no powers what so ever and bailiffs have in my opinion very limited powers .

 

Maybe but that doesn't stop them using non-existent or very limited powers. In other words acting unlawfully or even illegally at every opportunity. & this government want to give them more ....... unbelievable! ...............It's like making murder lawful just because it happens

Link to post
Share on other sites

Hi Joncris, perhaps you have not read all my posts within this forum then as i have most definately given constructive advice however it has become apparent that no matter what a bailiff does it will always be thrown back at them and used against them, i think for the sensible readers of this forum this is all far too apparent,

 

Thankfully i will continue to post as i have had a couple of thankyou private messages from certain members which restores my faith in the good people.

 

Perhaps the good folk whom have thanked me for my help and responses would care to just give it a quick mention and show themselves in order that i can let some of these shall we say doubters go and strip someone else of their credability!!!

Link to post
Share on other sites

  • 2 weeks later...

hmmmm, not sure they are the best example of treating people right, but that's a whole different story, or am I so stressed I'm missing the irony here? :o

 

I believe in the Peoples Republic of China it is actually unlawfull to act as a bailiff or to seek the services of a bailiff or a debit collection agency

 

Link to post
Share on other sites

lets be clear here anyone & I mean anyone who thinks being a debt collector (or bailiff) is an honorable profession needs to have another look in the mirror

 

I could not sleep at night knowing I'd scared the hell out of some poor soul over money. Having seen the affect it has on people I really can say with all honesty that I'd rather starve then be a debt collector......of any kind

Link to post
Share on other sites

Sorry, whilst in my experience (fairly limited) and even based on heresay from my friends, I feel the majority of bailiffs are very very mean and nasty people, I have met two (which represents 2/5 of my experience, or half if you don't count the HCEO) who were very helpful, reasonable and one was even 'kind' :eek:

 

So, they are not ALL bad. One example (which I have briefly posted elsewhere on here) was a bailiff who handed me a tissue and gently told me which forms to fill out to stop the bailiff visits when I burst into tears (apart from the stress of debt, my mum had just been taken ill and I was trying to borrow money to fly out to see her as she retired abroad, particularly difficult when not working, etc, etc). The bailiff even gave me a head start to the court, so I could do the forms right away. When my mum died a few weeks later (and I had my stay of execution and set aside) I received a sympathy card from the bailiff. That is definitely not someone who wants to bully and terrorise people, so Kermit is not alone, just in a very small minority :D

Link to post
Share on other sites

Sorry, whilst in my experience (fairly limited) and even based on heresay from my friends, I feel the majority of bailiffs are very very mean and nasty people, I have met two (which represents 2/5 of my experience, or half if you don't count the HCEO) who were very helpful, reasonable and one was even 'kind' :eek:

 

So, they are not ALL bad. One example (which I have briefly posted elsewhere on here) was a bailiff who handed me a tissue and gently told me which forms to fill out to stop the bailiff visits when I burst into tears (apart from the stress of debt, my mum had just been taken ill and I was trying to borrow money to fly out to see her as she retired abroad, particularly difficult when not working, etc, etc). The bailiff even gave me a head start to the court, so I could do the forms right away. When my mum died a few weeks later (and I had my stay of execution and set aside) I received a sympathy card from the bailiff. That is definitely not someone who wants to bully and terrorise people, so Kermit is not alone, just in a very small minority :D

 

Very sorry to hear about your mum and i wish you all the best for the future, thanks for the sort of vote of confidence too ;)

Link to post
Share on other sites

Very sorry to hear about your mum and i wish you all the best for the future, thanks for the sort of vote of confidence too ;)

 

you are welcome, I might have been nicer if I thought I wouldn't get flamed ;)

Link to post
Share on other sites

  • 1 month later...

http://www.consumeractiongroup.co.uk/forum/bailiffs-sheriff-officers/159137-drakes-marston-group-balliffs-2.html#post1707643

 

that s a link to my recent experience-about time another investigation was done into this so called 'industry'-from what I can see, nothing much has changed since the last documentary about rouge bailiffs went out-they re still getting away what they do and must be laughing their socks off.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...