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    • No I have not. I will probably do that
    • Based on ECP's previous, what will definitely happen is this. They will send more idiotic letters. After they will send a Letter of Claim, and it is essential that your brother replies at this point to this to show them he would be big trouble in court. Next it is highly likely (but not certain) that they will crawl back under their stone and that will be the end of the matter. The slight worry is that if they do do court it will seem a likely story to a judge that your brother has no connection to the ticket, when it was him who appealed and replied to the Letter of Claim.  Indeed I think it would seem the lot of you were playing games with ECP and with the court by getting unconnected people involved and then later deny they were involved. So be aware there is that slight risk. You talked about "a mess" in your first post, and you weren't wrong. Someone hires a car and gets a ticket.  There is an appeal.  Who appeals, the hirer?  No, the hirer's mate's son.  Obvious! There is an approach for help to a consumer website.  By the hirer?  No, by the hirer's mate's son's brother! This is so damn silly and totally avoidable. Anyway, it seems the decision has been made for your brother to carry the can so whatever consequences will ensue will ensue. 
    • Doc 04-19-2024 11-01-51-merged-compressed.pdf good morning.    9 pages attached.    thank you  UCM
    • Hi I was being supplied my ovo after unknowingly being swapped from SSE.  My issues began when we had a smart meter fitted and our bills almost doubled overnight - we at the time assumed we were just paying not enough until then and just continued to pay the excess bills each. Month.    I would from time to time contact ovo and get faced with a call centre on South Africa of the most rude agents who would just hang up after hours of wait and I could not even get an acknowledgement of an issue with my meter.  At one point we were not in the property for like 4 months and the bills were coming just as high!  It was at this point I was sure something is not right and ovo only care to send bailiffs and started threatening us with a pay as you go meter despite me taking out a 3.5k loan to pay of my outstanding balance.  Around 1600 each on both gas and electricity.  This is where its gets really bad -  the very same day they sent me out a new bill saying the money paid already was only to cover up until the November previous and because its now Feb we owe another 1k.   By that August this had risen to over 3k and I still couldn't get anyone to even acknowledge a fault let alone fix it.    In despair I tried to swap suppliers and to my surprise octopus accepted us because even tho the debt is owed we are trying deal with.  During our time with them the bill was coming only on my wife's name as I was responsible for other bills and she this one - now that we owe them 3k they have magically started adding my name as well as my wife's to the same debt to apply double pressure and its showing on my experiwn report now with a question mark and 2700 showing in grey -  This was my wife's debt which we dispute we owe yet the have now sent me letter with both our names on from oriel and past due credit debt agencies - is this illegal and how can I get them to take my. Name of this and leave on wife's name as its so unfair they give us a both a defualt for wife's debt which we dispute anyway.    In the end about 3 weeks ago I wrote an email to their ceo and rishi sunak and low and behold for the first time in our history with ovo someone who spoke English contacted us and said she will look into our claim.    I explained to her that we feel our meter is faulty and despite me contacting them using WhatsApp email and phone I still have not got anyone to acknowledge a fault even. And that I dispute I Owe anything as my son was in hospital for 3 months and we stayed with him so house was empty and still. They were sending us super sized bills more than when we started at home.  She promised to investigate and a few days later replied that she is sorry for the poor customer service and offered us £50 compensation - however she also. Mentioned that she's attached statements for us confirming the payment for 3k I made was only up until Nov and in Feb despite me pay 3.5k nearly it's correct for them to bill. Me. Another £900 the very same day and she did not agree our meter was faulty and therfore the debt stands and she will not be calling it bcak from past due credit.  During my time with my new supplier post ovo, octopus I requested tehy check my. Meters because I felt they were faulty and over charging me and I got excellent response asking me for further details which I supplied and I got a. Response bcak within days to say my meter was indeed faulty and octopus have now remotely repaired it.   I then contacted the energy ombudsman and explained my situation how she at ovo tried to fob me off and demand I apy money we don't feel we owe due to faulty equipment we reported but ovo had to process or mechanism to deal with it or lodge complaint even without having to cc their ceo and our pm. And now I feel sick to think both husband and wife will get a 6  year default for debt which have a validity of a questionable nature.    I explained all this to the energy ombudsman and they accepted my case and I explained to them that my new supplier found my fault which ovo refueed to accept - I've uploaded the email from new supplier to ombudsman showing we had a fault.    My. Question is is there anything I can upload in defence of my case to ombudsman before they decide outcome ina few weeks    All advice greatly appreciated not only would I like advice on how to clear this debt but also how I can pursue ovo for compensation and deterrence for the future.  Thansk 
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Exactly how i feel when people tar all of us with the same brush, just as this forum does day in and day out unfortunately :mad:

 

However i am prepared to accept that there are a lot whom do give the industry a bad name, but having said that i have also come across a lot of people who are prepared to tell damned right lies too and yes i am talking the general public here, i could give a couple of examples but i wont breach Data Protection Act so i shall leave it at that.

 

As for what company i work for, let me assure you its none of which i have seen mentioned on here, however i have not loooked that far back i will admit ;)

then may be you and others like you need to do something instead of just watching it go on around you, because its not the public that are giving you bailiffs a bad name but its your own kind

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Exactly how i feel when people tar all of us with the same brush, just as this forum does day in and day out unfortunately

 

Heres a clue...

 

 

On-Off_Switch.jpg

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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Exactly how i feel when people tar all of us with the same brush, just as this forum does day in and day out unfortunately :mad:

 

However i am prepared to accept that there are a lot whom do give the industry a bad name, but having said that i have also come across a lot of people who are prepared to tell damned right lies too and yes i am talking the general public here, i could give a couple of examples but i wont breach Data Protection Act so i shall leave it at that.

 

As for what company i work for, let me assure you its none of which i have seen mentioned on here, however i have not loooked that far back i will admit ;)

 

I for one will happily outright lie, cheat and use every loophole available against a bailiff inflicted upon me, see, I was brought up to defend myself against and stand up to bullies. Also we have no legal or moral obligations to a balliff as far as I can see - I am not lawfully obliged for example from what I can tell, to present a true picture of my financial state to a bailiff, to a court or the council, of course yes, but not to the highwayman at the door.

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I for one will happily outright lie, cheat and use every loophole available against a bailiff inflicted upon me, see, I was brought up to defend myself against and stand up to bullies. Also we have no legal or moral obligations to a balliff as far as I can see - I am not lawfully obliged for example from what I can tell, to present a true picture of my financial state to a bailiff, to a court or the council, of course yes, but not to the highwayman at the door.

 

 

My point exactly and thanks for stating your opinion, thankfully not all people think like you, im not going to knock you for it, but at least you have the decency to state that you wilfully lie and cheat to defend yourself against bailiffs!! It's just a pity more people wont tell the truth on here, have a great day :)

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Kermit, its a shame more people are not prepared to use every loophole possible and get a form 4 in against every bailiff that makes one single mistake. Strangely, I am not by nature a liar or a cheater, but I see no problem with anyone wanting to misrepresent their situation to a bailiff, they as far as I can see do not occupy a magical legal status like a police officer, or a judge, or your local council where you are rightfully obliged to tell the full truth. I for example would not lie to an actual creditor, But have no problem getting a family member to go do a statutory declaration to protect my property from a Bailiff, albeit that its all ancient stuff bought as second hand anyway :mad: The sad irony is I wouldnt actually need to lie to one should one visit, as i really am financially screwed and would be able to present a payslip and a pile of bills to prove it ....

Edited by caledfwlch

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Kermit, its a shame more people are not prepared to use every loophole possible and get a form 4 in against every bailiff that makes one single mistake. Strangely, I am not by nature a liar or a cheater, but I see no problem with anyone wanting to misrepresent their situation to a bailiff, they as far as I can see do not occupy a magical legal status like a police officer, or a judge, or your local council where you are rightfully obliged to tell the full truth. I for example would not lie to an actual creditor, But have no problem getting a family member to go do a statutory declaration to protect my property from a Bailiff, albeit that its all ancient stuff bought as second hand anyway :mad: The sad irony is I wouldnt actually need to lie to one should one visit, as i really am financially screwed and would be able to present a payslip and a pile of bills to prove it ....

 

 

Well all i can say is good luck and hopefully your situation will change for the better soonest and again thanks for your honesty ;)

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I've got a Stat Dec from my landlord stating the only things I possess in the flat are my clothes, everything else is his and his brothers (three of them own this flat and rent it out) or the other flatmates. Its more a safeguard than anything else as we've had two bailiffs turn up recently for debts which aren't mine and the people concerned no longer live here. One said he would "strip the flat bare and it would cost a pretty penny to get it back". I just told him "Strip the flat bare and you will be out of a job as it will be theft". That was part of the reason I found CAG in the first place...

 

 

The other bailiff claimed he had gone to the wrong address when faced with fellow flatmate being a tall broad Scotsman who is 'handy with his mitts' when needed. (said flatmate was amateur boxer in his younger days). This was to do with a parking fine and the guy turned up at 5.30am.. not expecting people to be up! The fine wasn't mine as I have never owned a car nor got a driving licence. He said he would be back with reinforcements and we said "make sure you get the right address, this is xxx not xyx...."

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My point exactly and thanks for stating your opinion, thankfully not all people think like you,

im

not going to knock you for it, but at least you have the decency to state that you wilfully lie and cheat to defend yourself against bailiffs!! It's just a pity more people wont tell the truth on here, have a great day :)

 

Yeah well kermit you claim there only a minority of bailiffs who behave badly when we all know that ain't true & I too advocate consumers refusing to cooperate with any debt collector as if they do the debt collector will only take advantage of your willingness to cooperate

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Some of you people are just not worth talking too i see !!!

 

 

Bye then...Ref link 27

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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Kermit I for one am sick to death of your attempts to justify your employment so unless you have something to say which will actually help others to overcome their very serious problems why bother posting

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Kermit I for one am sick to death of your attempts to justify your employment so unless you have something to say which will actually help others to overcome their very serious problems why bother posting

 

well tough as im entitled to my opinion also, And if you look around the forum i do empathise with a lot of people and indeed try and help them, its just that certain members on here cant see past their own noses and cant help but slag off people for no other reason than they have a non desirable job, now good morning to you :)

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I believe in the Peoples Republic of China it is actually unlawfull to act as a bailiff or to seek the services of a bailiff or a debit collection agency

 

I believe they cite this as these people are naturally drawn to taking the law into their own hands and the fees and penalties they charge are invariably excessive compared to the original debit

 

There is also some reference to the fact that the Bailiffs actually make the business industry uncompetititve because the company giving out the debit in the first place should vet their clients properly and only give debits where they can be fairly sure of a return

 

NOW I AM NOT A COMMUNIST AND I DONT AGREE WITH COMMUNIST RULES AND REGULATIONS but reading through some of the horrific actions and reactions on here i think there is a lot of sense in severely curtailing the powers that bailiffs/debit collectors have

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I believe in the Peoples Republic of China it is actually unlawfull to act as a bailiff or to seek the services of a bailiff or a debit collection agency

 

I believe they cite this as these people are naturally drawn to taking the law into their own hands and the fees and penalties they charge are invariably excessive compared to the original debit

 

There is also some reference to the fact that the Bailiffs actually make the business industry uncompetititve because the company giving out the debit in the first place should vet their clients properly and only give debits where they can be fairly sure of a return

 

NOW I AM NOT A COMMUNIST AND I DONT AGREE WITH COMMUNIST RULES AND REGULATIONS but reading through some of the horrific actions and reactions on here i think there is a lot of sense in severely curtailing the powers that bailiffs/debit collectors have

 

Fair post and one which i would not totally disagree with, however just one point, debit collectors have no powers what so ever and bailiffs have in my opinion very limited powers .

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well tough as im entitled to my opinion also, And if you look around the forum i do empathise with a lot of people and indeed try and help them, its just that certain members on here cant see past their own noses and cant help but slag off people for no other reason than they have a non desirable job, now good morning to you :)

 

Kermit no doubt in order to salve your conscience you may have empathised with others here but that's not the same as offering constructive & meaningful advice I'm afraid. Advice which will help those being bullied & threatened by what after all are your colleagues in the debt collection industry is what is needed

 

These types of forums are not for the discussion as to whether DCA's are good or not or for the ve vas only vollowing orders mien heir brigade who often appear to try & justify their appalling job by claiming many or even most debtors are feckless

 

 

As or not seeing past my nose Having worked in your industry & seen how it operates in general I can most certainly see past my nose & it's the reason I left it many years ago to work for the victims rather than the victimisers

Edited by JonCris
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Fair post and one which i would not totally disagree with, however just one point, debit collectors have no powers what so ever and bailiffs have in my opinion very limited powers .

 

Maybe but that doesn't stop them using non-existent or very limited powers. In other words acting unlawfully or even illegally at every opportunity. & this government want to give them more ....... unbelievable! ...............It's like making murder lawful just because it happens

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Hi Joncris, perhaps you have not read all my posts within this forum then as i have most definately given constructive advice however it has become apparent that no matter what a bailiff does it will always be thrown back at them and used against them, i think for the sensible readers of this forum this is all far too apparent,

 

Thankfully i will continue to post as i have had a couple of thankyou private messages from certain members which restores my faith in the good people.

 

Perhaps the good folk whom have thanked me for my help and responses would care to just give it a quick mention and show themselves in order that i can let some of these shall we say doubters go and strip someone else of their credability!!!

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  • 2 weeks later...

hmmmm, not sure they are the best example of treating people right, but that's a whole different story, or am I so stressed I'm missing the irony here? :o

 

I believe in the Peoples Republic of China it is actually unlawfull to act as a bailiff or to seek the services of a bailiff or a debit collection agency

 

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lets be clear here anyone & I mean anyone who thinks being a debt collector (or bailiff) is an honorable profession needs to have another look in the mirror

 

I could not sleep at night knowing I'd scared the hell out of some poor soul over money. Having seen the affect it has on people I really can say with all honesty that I'd rather starve then be a debt collector......of any kind

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Sorry, whilst in my experience (fairly limited) and even based on heresay from my friends, I feel the majority of bailiffs are very very mean and nasty people, I have met two (which represents 2/5 of my experience, or half if you don't count the HCEO) who were very helpful, reasonable and one was even 'kind' :eek:

 

So, they are not ALL bad. One example (which I have briefly posted elsewhere on here) was a bailiff who handed me a tissue and gently told me which forms to fill out to stop the bailiff visits when I burst into tears (apart from the stress of debt, my mum had just been taken ill and I was trying to borrow money to fly out to see her as she retired abroad, particularly difficult when not working, etc, etc). The bailiff even gave me a head start to the court, so I could do the forms right away. When my mum died a few weeks later (and I had my stay of execution and set aside) I received a sympathy card from the bailiff. That is definitely not someone who wants to bully and terrorise people, so Kermit is not alone, just in a very small minority :D

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Sorry, whilst in my experience (fairly limited) and even based on heresay from my friends, I feel the majority of bailiffs are very very mean and nasty people, I have met two (which represents 2/5 of my experience, or half if you don't count the HCEO) who were very helpful, reasonable and one was even 'kind' :eek:

 

So, they are not ALL bad. One example (which I have briefly posted elsewhere on here) was a bailiff who handed me a tissue and gently told me which forms to fill out to stop the bailiff visits when I burst into tears (apart from the stress of debt, my mum had just been taken ill and I was trying to borrow money to fly out to see her as she retired abroad, particularly difficult when not working, etc, etc). The bailiff even gave me a head start to the court, so I could do the forms right away. When my mum died a few weeks later (and I had my stay of execution and set aside) I received a sympathy card from the bailiff. That is definitely not someone who wants to bully and terrorise people, so Kermit is not alone, just in a very small minority :D

 

Very sorry to hear about your mum and i wish you all the best for the future, thanks for the sort of vote of confidence too ;)

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Very sorry to hear about your mum and i wish you all the best for the future, thanks for the sort of vote of confidence too ;)

 

you are welcome, I might have been nicer if I thought I wouldn't get flamed ;)

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  • 1 month later...

http://www.consumeractiongroup.co.uk/forum/bailiffs-sheriff-officers/159137-drakes-marston-group-balliffs-2.html#post1707643

 

that s a link to my recent experience-about time another investigation was done into this so called 'industry'-from what I can see, nothing much has changed since the last documentary about rouge bailiffs went out-they re still getting away what they do and must be laughing their socks off.

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