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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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hells bells


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thank you i have now worked out the smiley face thingxxxxx;)

 

wot??? he helped you work out how to do the smiley thingey and now battle commences.... with the smiley thingey????:D:D:p:p

 

 

Z

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Glenn

 

i have another problem i would like you to advise me with if you can. sorry if its different to the normal converstion with the banks but i what someone to sound this out. In brief, car bought on e-bay, bought on the look and descriptions given, delivered to the door and charged for the priviledge, we took the car to a garage as leaked oil adn othr stuff [water] straight away, the report that came baack listed about 15 fault some of which were serious, the garage said in thier opinon the car was unroadworthy and unsafe and complied a report, we has spoke to the seller the day after purchase and he argued th toss ect, i have wittten to him three times and offered a variation of alternatives, as in woud he like another independant of his choice to look at it, basically he has told me to get lost and he says he leaving the country, i then checked the paper work and the mileage has been clocked by over 12,000 miles and a two invoices i have from the same garage have written the mileage down different [much less] than the MOT certificate that they had completed, so nothing matches in any shape or form, the car is stuck on mileage that does no correspond with any paper work. I have quoted the mis-selling of goods act and infomred him i will take legal action if he does not comply, i have written to the garage who completed the works and asked them to explain the mileage fault, my question is

1. Do you think i have a case?

2. Would i complete an Nl form?

3. How much is the cost of this appliation?

 

your thoughts would be appreciated. many thanks

Kindest regards

 

hels

 

 

3. How much is the charge?

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ps Glenn

 

Zooman has said i need to complete a witness statement before court on friday, do you know about these things?

 

hels

 

Helen

 

As i understand it you have two instructions from the Court, one for a directions hearing and one for a full hearing, is that correct?

 

Do either of them provide any instructions as to what to prepare/provide for the courts prior to the hearings?

 

Its normal for the orders to contain instructions as to what they want the parties to do if indeed they want anything and its also normal for them to confirm the time frames for this too, eg. provide a statement of truth 7 days before the hearing for the other side or similar.

 

Don't worry there is a template for the statement of truth, it may be in the template library, if not Karnevil has one linked in her signature.

 

Glenn

 

PS Don't panic :)

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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Guest sihum

Hi Hels

 

The Witness Statement prior to the hearing will help the judge see your time line and case arguments before the actual hearing...if you serve a copy on the defendant too it might encourage them to sort it out pre hearing.

 

But if it doesn't specifically ask for one in the directions received from the court then indeed there is no need for you to do one.

 

The directions hearing should be quite straightforward hels...its your chance to ask the judge to order directions which will help your case. It needs to be balanced tho.

 

Congrats on working out the smiley face thing too ;)

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Glenn

 

i have another problem i would like you to advise me with if you can. sorry if its different to the normal converstion with the banks but i what someone to sound this out. In brief, car bought on e-bay, bought on the look and descriptions given, delivered to the door and charged for the priviledge, we took the car to a garage as leaked oil adn othr stuff [water] straight away, the report that came baack listed about 15 fault some of which were serious, the garage said in thier opinon the car was unroadworthy and unsafe and complied a report, we has spoke to the seller the day after purchase and he argued th toss ect, i have wittten to him three times and offered a variation of alternatives, as in woud he like another independant of his choice to look at it, basically he has told me to get lost and he says he leaving the country, i then checked the paper work and the mileage has been clocked by over 12,000 miles and a two invoices i have from the same garage have written the mileage down different [much less] than the MOT certificate that they had completed, so nothing matches in any shape or form, the car is stuck on mileage that does no correspond with any paper work. I have quoted the mis-selling of goods act and infomred him i will take legal action if he does not comply, i have written to the garage who completed the works and asked them to explain the mileage fault, my question is

1. Do you think i have a case?

2. Would i complete an Nl form?

3. How much is the cost of this appliation?

 

your thoughts would be appreciated. many thanks

Kindest regards

 

hels

 

 

3. How much is the charge?

 

A lot will depend on whether the seller was a private individual or a retailer i think.

 

Although in theory even a private seller cannot lie about somehting they are selling i think its a lot harder to claim back from them, plus of course even shold you win wil they hae the moeny to pay you back?

 

IF you have any more details then please drop them over or post and we can have a look.

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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glenn

 

thanks for that, i will try to make it easier for you to guide me buy given you the info as i have it.

 

first letter sent by the courts 7 march says;;

 

TAKE NOTICE, that the hearing will take place on 13th April at 12.30,

when you should attend 10 mins has been allowed for the hearing.

 

second letter from the courts dated 27 March says:

The defendant filed an Acknlowledgement of service 23 March,

 

the defendant responded to the claim indicating an intention to defend all of the claim.

The defendant has 28 days from the date of service of the claim form with the particulars of claim, or of the particulars of claim, to file a defence.

The acknlowledgement was filed by the solicitors actin for the defednat who have given their following name as and address for service of documents

 

Barclays legal & Compliance

Litigation and Disputes

Blah Blah

 

does this shead any more light and what i need to do?

 

:confused::) hels

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Glenn

 

re the car sitiuation, yes it was a private sale, but having read the info on The Sales of goods act 1979, it states :"it should be fit for its purpose", yes i agree there is a buyer beware for private sales a legal principal of 'caveat emptor' but there is a requirement that they should be 'as described'.

 

i appreciate in buying from a business you have more of a claim but surely you are covered if the goods are unsafe, false description, ie, adjusted mileage by 12 thousand miles.

 

i was going to quote this act on the N1 do i also need to find and site a case?

 

thanks hels

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Hels

 

the earlier one is a standard one from the court - just advising you the fact that the Bank has acknowledged receipt of their copy of the N1 and that they intend to defend.

 

If you have not obtained your copy of their defence before Friday, then use the hearing as a formal request to the court to instruct the defendant to supply a copy of their defence.

 

My guess is that they havent submitted one - in which case you should be asking the Court to make an Order instructing the defendant to give good reason why they should not supply you with the information requested.

 

Z

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i will try to catch u later hopefully as the N1 [if it is that form] must be submitted by Wed of this week a] cos i,m off work and will have the time b] thats the allocated time up! and he's said he's [seller] is leaving the county!:eek:

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Glenn

 

re the car sitiuation, yes it was a private sale, but having read the info on The Sales of goods act 1979, it states :"it should be fit for its purpose", yes i agree there is a buyer beware for private sales a legal principal of 'caveat emptor' but there is a requirement that they should be 'as described'.

 

i appreciate in buying from a business you have more of a claim but surely you are covered if the goods are unsafe, false description, ie, adjusted mileage by 12 thousand miles.

 

i was going to quote this act on the N1 do i also need to find and site a case?

 

thanks hels

 

Hels

 

I havent looked, but is there not a section elsewhere on this site covering sale of goods and advice given there?

It might pay you to post there and see what help you get there

 

Z

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hi Z

 

in court Frid is that not too late as i have not received thier defence so no time to prepere, courts not open till Wed, so the earliest i will get the defence will be Wed, not much time to talk to you guys and get ready

ps it was at CPR part 8

hels

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also i heard very late last night that the defence could submit a witness statement basically saying they do not have my data end off !! is this right ??

 

surely they would have to produce a policy which give a limited period of retention for my specific data request?

hels

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also i heard very late last night that the defence could submit a witness statement basically saying they do not have my data end off !! is this right ??

 

surely they would have to produce a policy which give a limited period of retention for my specific data request?

hels

 

They would have to respond to your request for good reason why they do not have it.

 

Also there is the evidence you have to the contrary which they would need to explain

 

Z

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