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HELP! Clydesdale Mortgage Early Repayment Fees


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Hi all,

 

A friend of mine pointed me at this site and it looks like I have found what I was looking for!

 

I have had a look through the FAQs and most of it seems to relate to charges on bank accounts. The charge I am hoping to claim back is an early redemption fee on a mortgage. From my underderstanding of what I have read, the bank can charge me for their genuine costs, but they cannot charge me a penalty, which I believe has happened here (how else can you describe an £1800 fee!)

 

So, could anyone tell me whether an early redemption fee does fall under this legislation and if so could you point me to any relevant posts on here please?

 

Many thanks, Matt

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