Micheyboo vs HSBC ****WON****

[lateralus]

trying to get this out to everyone:

 

Lloyds victory in Birmingham - in perspective

Lloyds "Victory" - A View of the Judgement

We need your help folks! Re old T&Cs

[oyster11]

Mich this is what i did but it depends on your circumstances

the way look at it though would have never seen the money again

but i did + the 40% on a settlement offer I made to MSC.

 

so to me it was like full payment Plus 40% bonus

 

 

Hi NB

 

In the Exact Same position right now the DCA is Is Metropolitan collection services Ltd.

 

I believe they are the in house DCA for HSBC I personally have have gone to MCS and offerd them 60% of the current value of the outstanding amount which they have accepted and I am happy for DG to settle it at the reduced negotiated rate.

 

Mine was for a Managed Loan - I ain't done with Them yet will tackle the ML seperatly.

 

Funny.... how DG New about that it the debt has been passed on to a so called independent company them. I dont recall giving my authority to MCS to talk to anyone about my debt - I would consider this as an invasion of my rights and a serious breach on the DATA protection ACT.. ok I owe them money but I still have rights.

 

I don't think they can just take the payment and pay it off you DCA

 

But you might be able to get a reduced settlement figure with you if you do go down that route offer 50% first however the will try to push it up to 60%.. This will also help your credit scoring your if it has gone to an DCA the will have entered a default against you.

 

 

I can really advise everyone is in a different boat.

 

[Micheyboo]

Well, I am only over drawn but I don't have any debt collectors knocking on my door or anything.

 

So, DG will give me my cheque then, hopefully.

 

Thanks guys!

[lateralus]

have you written to the court to tell them it's settled?

 

also, this would be big help to those still worried about court bundles -

Litigation Section - View and print out litigation spreadsheets here please pm a mod with your details:

they just want username, bank, claim date, amount and date settled.

it helps to get some more wins into the info base. thanks -pass this along to others who have settled.

[Micheyboo]

No I haven't told the court yet, cos I thought I had to wait until I received my money from HSBC first, that's what I am doing. Court date isn't set yet anyway.

 

I'm confused with what I have to do with the Litigation Spreadsheet etc. and how does it helpt with court bundles, does this relate to me? I PM'd GaryH like you said to say I have accepted an offer but I didn't get a confirmation and my thread title hasn't been changed. Not sure what I am supposed to do!?

[lateralus]

i'm sorry - i got a bit ahead of myself - you are right - that's for after you get your money - which won't be long now.

 

in the court bundle - which you aren't going to need - there is a cases resolved list - you can extract the info by bank, or whatever data base you want - on that litigation section - i'm just showing you it. the idea is to get as many successful litigants as possible to put their details in to show the judge how many have been successful - you need to pm a mod to include your data - after you get your money.

but that's not far - i'm sure for you - you'll get it.

[GaryH]

congrats!!!

 

Thread title changed.

[Micheyboo]

Gary, as Lattie says above I should email a mod to add me on this litigation list. I have received my cheque so will be banking it this week. When it has cleared I shall make a contribution to CAG. Please could you arrange this.

 

The total figure won is £2540.55

 

Thanks for everybody's guidance in all this, I am really happy.

[rhsymonds]

Good Job MB,

 

Im still waiting for my offer and may have to build a court bundle at this rate. But its nice to see they are still paying out.

 

Well done,

 

[lateralus]

when you get your money - pm garyh with your details for the litigation section - you need to pm them.

[oyster11]

Well Done Mich!!!

 

Your turn next RHS very very soon !!!!

 

 

Oyster

 

[rhsymonds]

I hope so dude, If i havent heard anything by friday im sending the court bundle, then sticking the delivery charge on the claim. So sick of chasing these people to do their job, i know they're busy but christ !!!!!