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Hi

This is my first post, I've been reading up as much as I can on this forum, but i'm still unsure how to fill in the spreadsheets. I'm claiming back charges from Bank of Scotland and on their statements they only have "Charges as Notified £30" Do I have to work out what that charge was for and put that in or can I just put Charges as Notified. Can anyone help please.

 

Pam

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i'm pretty new too, but have just sent off my letter with charge statement i made up my own spreadsheets with 3 colums date, what the charge was for (in this case "charges as nofified) and the amount in the 3rd column then totalled it up at the bottom:

 

23/7/03 charges as notified £30

 

Total £30

 

don't no if its right, oh and remember to put the account number on it somewhere so they can't stall you by saying they never got them, just don't give them any excuse, thats what i've learnt from on here anywhere. good luck.

BOS 1st Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 2nd Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 3rd Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 4th Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 5th Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

Nationwide - Prelim sent 8/1/07 LBA sent 18/1/07 Court Date 17/7/07 WAITING FOR TEST CASE

LX Direct - S.A.R - (Subject Access Request) sent 8/1/07 LBA sent 9/7/07 Got 50% off total - settled and closed account 10/9/08

Studio cards - S.A.R - (Subject Access Request) sent 8/1/07Credited to my account, account cleared! 4/6/07

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Hi,

 

When I filled in my spreadsheet, down the left hand collum I put

Charges As Notified. I won my case so I'm sure that's the way to go.

I'm also with BOS, and yes add your interest on the spreadsheet.

 

Best wishes with your claim.

 

Scott.

 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

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RIP: Rooster-UK - MARTIN3030 - cerberusalert

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have found out tonight that you only add interest at this stage if you want to add contractual interest (looks like any other interest rate other then the 8%) otherwise just fill in your spreadsheets like i've put above and then add interest at 8% when it goes to court (haven't done that yet so i'll need all the help i can get then hehe) hope you understand this, i get myself confused at the best of times!!

BOS 1st Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 2nd Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 3rd Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 4th Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 5th Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

Nationwide - Prelim sent 8/1/07 LBA sent 18/1/07 Court Date 17/7/07 WAITING FOR TEST CASE

LX Direct - S.A.R - (Subject Access Request) sent 8/1/07 LBA sent 9/7/07 Got 50% off total - settled and closed account 10/9/08

Studio cards - S.A.R - (Subject Access Request) sent 8/1/07Credited to my account, account cleared! 4/6/07

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Nearly right.......you can claim interest that has been deducted from your account at this stage.

 

I wrote a breakdown of each interest and when to claim it, to clear things up for you, read this.

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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  • 2 weeks later...

I am at the LBA stage now and I need some help with the wording, I have looked at the template for this but it starts I am very disappointed that you have failed to resond to my letter The problem is I did get a reply to my prelim saying they were investigating but it may take up to 4 weeks I know it is important to keep to the time scale, so any help would be appreciated

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hi,

first time on here. ive banked with halifax for last six years. i've paid over £300 in charges in the last year alone for being overdrawn. i dont have a clue if im intitled to any back or what to do first.

 

any tips would be brill.

thanks all,

stew

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pbz, there is an amended LBA here

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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hi hairy.

 

Firstly, I would start your own thread Hairy vs HBOS and ask your questions there.

 

Best place to start is here and here

 

Read up as much as you can, you will likely receive better responses if you show you have done some reading up ;)

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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