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Hi welcome to the forums.

What exactly is the problems you are having with the letters ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 3 weeks later...

Hi I am just about to start proceedings against the BOS with my business account but does anyone know if I am allowed to do this as I am a franchisee trading under the franchisors name (Bank account in my name /trading as.. )They owe me about £2900 withou any interest.Please help as I am desperate to retrieve this money I would have a much healthier business if I got it back.

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Hi, sowerby17, welcome.

 

Perfectly within your rights to claim the charges back.

 

Start yourself a NEW THREAD on the BoS forum. If you don't have much luck with advice once you get there you could try sending a private message (pm we call it on here) to Karnevil, one of the moderators, who won business account charges back from the Abbey. If you ask nicely perhaps Karnevil will be able to give you a link to the relevant thread for the case.

 

Or, if you can make any sense of the following directions you could try:-

 

Find any thread by Karnevil, (you'd need to do this to pm anyway, and the name crops up a lot being a mod);

 

click on the username top left corner;

 

click on 'view public profile';

 

click on 'find all threads started by Karnevil';

 

find the one 'v Abbey business' and clicking should get you to it;

 

phew!

Hope I've not put you off, it's not as complicated as it sounds. But do start with a thread on the BoS, just to introduce yourself like you have here.

Good Luck, dude.

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  • 2 weeks later...

Hi have been advised to post a thread on here.I am in the process of claiming charges from my business account from BOS £2995 without interest (not sure how to do that).Got my statements in 2 days.Anyone know if they are hard to deal with ? Not frightened of them they have done nothing to help me with my business.

:-x

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Hi Sowerby

 

Its time to start your own thread in the BOS forum and then ask this again and others with BOS will help you and answer your questions.

 

If you have not done so then read the FAQ's and the step by step and this will help you answer most of your questions.

 

Most banks like to drag this out and just stick to your dead lines and your be fine :)

DONT FORGET TO DONATE TO THIS SITE WHEN YOU WIN THANKYOU

If you dont it wont be here:x

 

Let battle commence!!!!!:mad:

All advice and opinions given by people on this site are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, please seek qualified professional legal Help.

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Hi,

 

Don't add the interest until you hand your claim into court.

Go to Forums-Bank Templates Library-6.Interest Calculation Spreadsheets.

 

Best Wishes.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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  • 3 weeks later...

1st letter dpa sar

2nd prelim

3rd lba

4th court

-----------------------------------------------

Mortgage Express charges- settled in full after issuing claim

 

------------------------------------------------

To view the FAQ'S click here: http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

To view the PRELIM letter click here: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/516-1-data-protection-act.html

To view the Letter Before Action click here: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/92-3-letter-before-action.html

To find Registered Address:

http://www.esd.informationcommissioner.gov.uk/esd/search.asp

 

 

If my advise helps click here http://www.consumeractiongroup.co.uk/forum/reputation.php?p=366404

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just start again

 

calculate your charges

send prelim with schedule of charges

then lba

then court

 

and read the FAQ's

-----------------------------------------------

Mortgage Express charges- settled in full after issuing claim

 

------------------------------------------------

To view the FAQ'S click here: http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

To view the PRELIM letter click here: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/516-1-data-protection-act.html

To view the Letter Before Action click here: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/92-3-letter-before-action.html

To find Registered Address:

http://www.esd.informationcommissioner.gov.uk/esd/search.asp

 

 

If my advise helps click here http://www.consumeractiongroup.co.uk/forum/reputation.php?p=366404

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I have sent a letter to bos regarding charges it says on the letter it is a LBA but the letter is worded as a first letter of asking(got it from the Library on this site).Anyway hadd a reply saying no go they wont refund any charges. My problem is this which letter to I send next.This is a business account.

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Thanks for your reply pam but I have only sent one letter and it appears it was a LBA but it was the only one I could find in the library dont know whether to send it again with alist of charges and then to court or go straight to court any ideas?:eek:

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Hi,

 

I'd send it again then file your claim. Don't think you have to send them a breakdown of the charges just the total claimed, then when you file your claim add the charges and interest due.

 

Best wishes.

 

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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