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Hey, A friend refered me to this site....

Can I really reclaim money that my bank has charged me in the past?

I thought it was just if they had added charges which when taken from my account made me go into the red and then they charged again for being over drawn but my friend seams to think its all charges even if its my fault...can someone clear this up for me?

thanks in advance.....

*runs off to read FAQ

Ems x:-?

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Hi Emma. (waves back :D )


Any charge on your account for unauthorisd overdraft, unpaid D/Ds and returned cheques are penalty charges and therefore unlawful. You can claim them all back.

Any charge for AUTHORISED borrowing, account charges, etc. are charges for a service and cannot be reclaimed.


A few days reading the FAQs and the step by step guide will make it all clear.

Start your own "battle thread" in your bank's forum and give it the title...


Emmadb vs


Post any questions and progress reports there. You will soon get any help you need.


Good luck.

Regards, Rooster.

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