Jump to content


woods v halifax


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5370 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

hey people,

 

Started the ball rolling to claim off halifax on the 10th of dec'.

 

Recieved a letter off halifax saying my statments will foll shortly, 28th of dec'.

 

Statements arrived today from halifax, so im just gonna go thru' them now to calculate what they shouldn't of taken off me to start with.

 

I think its well cool sending off a letter to them and waiting for the reply, so my next will be the one with the spread sheet in. And believe me i'll be standing my ground, especially how its about £3000 worth.

 

Gimme Gimme Gimme is all i can say

 

A happy Eric :)

Link to post
Share on other sites

Hello Happy Eric:)

 

Welcome to the forum - well done on the first step of reclaiming your money.

Just keep reading through all the FAQs, templates and threads and you'll know just what to expect.

Happy Hunting!

HALIFAX

30th Oct 06 - 18th Jan 07 - Success in claiming £3617.95

HALIFAX 2nd claim

5th Mar - 16th Apr - Success in claiming £176

EGG (3 accounts)

20th Jan 07 - SAR posted

17th Mar 07 - Paperwork received - bits missing

19th Mar - Non-compliance for missing bits posted

9th Apr - ICO complaint filed

BARCLAYCARD

20th Jan 07 - SAR posted

21st Mar - Statements received

23rd Mar - Prelim posted

31st Mar - Offer for £30 rec'd

10th Apr - LBA sent

Link to post
Share on other sites

Hi eric -- good luck!! Have a read of my thread, it'll give you an idea of my timescales. I think my claim has been resolved really quickly. The site is excellent and the information, advice, help and support is amazing! Best wishes. jaxads

jaxads

 

Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.

Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.

GE Money - Received settlement of £441, being total charges requested. No interest though.

CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!

EOS Solutions "ceased action on account" on behalf of a friend.

 

All in all, quite busy at the moment and enjoying every minute of it
:eek:

 

 

 

Link to post
Share on other sites

hey tideturner,

 

Claiming the charges back on my current account and on my joint account i have with my girlfriend. obiously putting her signature on things where needed. Ive worked them both out to be 2500 smackers (without 8%). Spread sheets and next letter is in post to them...

 

lucking forward to halifax reply :D

Link to post
Share on other sites

  • 2 weeks later...

Hey people,

 

Doing well with the claim. Up to yet Halifax are being quite good. Ive had a reply back after sendin my prelim letter and spread sheets, they said "someone will be intouch well within 4wks" and that ive been passed over to an actual living person in that place for them to properly look over it all.

 

Thing is there are still charging my account right in the middle of my claim...

 

Can someone tell me if i can bang these charges on the claim i already have going at some point???

 

Cheers Eric :rolleyes:

Link to post
Share on other sites

Hi Eric,

 

I take it this account is still in use. In the past, they have closed accounts on people, which leaves you in the lurch with respect to paying bills, salaries etc. In this instance, it's always good to have a second parachute - an account you can fall back on, which you can transfer your wages into and arrange direct debits from.

 

This is, however, getting rarer, as the banks spend millions attracting customers, only for them to close their accounts after being shafted.

 

What are they charging your account with? Interest? Charges? Unauthorised overdraft fees?

Link to post
Share on other sites

Hello,

 

Thanks for info Doo....

 

TideTurner, yeah there still in use and i'll take your advise as to opening up a second account as a second parachute. I'm hoping im gonna be a rare case and they dont shut my acc'. Its missed direct debits they keep charging me for as i get paid at all funny times and im not sure how much is going to be in and at what time...

 

Thanks for the reply guys

 

Eric

Link to post
Share on other sites

If it's any help have finished my claim with halifax - got 5,500 a few weeks ago and no they haven't shut down my account. Agree with you about DDs, sometimes you can't get to the bank to pay in funds etc, I must admit I have tried to cut down on the number of DDs.

Link to post
Share on other sites

Link to post
Share on other sites

Hi - I won a claim against them too for £2281. Got the usual spiel that if the account isn't run correctly in future that they reserve the right to close it. :p What I think is that if they keep on charging me, I reserve the right to reclaim it :D. good luck with your claim.

jaxads

 

Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.

Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.

GE Money - Received settlement of £441, being total charges requested. No interest though.

CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!

EOS Solutions "ceased action on account" on behalf of a friend.

 

All in all, quite busy at the moment and enjoying every minute of it
:eek:

 

 

 

Link to post
Share on other sites

Sending hubby's LBA off tomorrow, it's just sitting there now waiting to go and believe me I can't wait to get to the Post Office tomorrow. Lets see who gets there money first lol. The banks are getting a real hammering in the press this week, articles in telegraph and financial mail and radio 4 on Saturday morning, poor banks..............where are the tissues.

Link to post
Share on other sites

Great stuff Doo,

 

I'll check my signed for signature in a day or two's time hehe. I'm unfortunately being made redundant in a month or so's time so this money off them shower of s**t will keep me going for a bit longer hopefully, and If i get a job before i get laid off ive said to my girlfriend we'll go on a big holiday....ive always fancied going NYC

 

Woods 1, the bank nil :cool:

Link to post
Share on other sites

Hello again,

 

Good news i've got a start date for the new job i went for which means me and the other half are going on hol's pretty soon with halifax money haha.

 

Been florida and done all that, not too bothered about the sun either its the big apple were keen on now TideTurner...

 

Just a little update....Halifax have 1 week left to respond to LBA's and before i send in money claim. Nuggett's aren't they....:p

 

Eric

Link to post
Share on other sites

Hello,

 

Just a little update, im doing two bank account claims and ive had two offers through off halifax.

 

The joint acc' claim is for £340 and ive been offered £310 or there abouts......i think i'll take them up on that as i dont its worth taking it much further with moneyclaim etc etc

 

The other acc' claim is over £2000 and ive been offered £1050.

This evidently i wont be taken them up on, so ive started a claim with moneyclaim...more waiting but its all good so far haha

 

Eric

Link to post
Share on other sites

eartois, its worth trying to get full amount for small claim by talking to them, my hubby has just done that with his (did not get as far as court claim like you) and they have agreed to repay in full, just waiting for acceptance form. I read a thread on here last night and after same arrangement with halifax he got his money within a few days of them receiving back his acceptance form, but I reckon he got lucky, usually takes 7-10 days.

Link to post
Share on other sites

hey people hows tricks? ;)

 

Tide....Ive not included contractual interst on both my claims. Ive read up on it quite a bit and dont fancy pushing to that extent, not sure i can at this stage anyway.

The small claim goes back 2 and a half yrs and big one goes back six yrs.

 

Doo....I'll give them a ring in the morn' to push them up to the full ammount on my small claim. Their bound to say yes and send out another acceptance form.

 

 

:D Eric :D

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...