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vodo

Nationwide charges - currently unpaid

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Hi, I've got a flex account with nationwide, in april I went over my overdraft limit with a debit card transaction that was authorized...

 

I've been at uni, away from my parents house where all the statements go and since I've only been back for Christmas I have only just found out about the overdraft and the charges, it went over by £42 and now with charges its £215. Now since I haven't actually paid these charges how do I go about claiming them back or getting Nationwide to remove them?

 

Thanks in advance

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Guest NATTIE

Welcome to the CAG and you will need to read the FAQ's that explains the process which may seem complex but over £5million returned to people from this site alone should give you the confidence to do it yourself. Please read the Nationwide successes bit of the forum because it will give you confidence and help you realise how they operate when you ask them for your money back. When you feel confident then update us all on how you are progreesing. Good Luck

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Hi, and thanks for the welcome. But I'm not looking for money back because I haven't actually paid the charges yet, is the process still the same? :|

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Hi vodo!

In Claiming back the unlawful Charges etc etc, even though U haven't paid them yet

...U R, in effect, removing them from the balance on your account, as Nationwide will pay your Claim into your account!!!

...and then most probably give U 30 days notice that they will be closing your account!

So set up another current account elsewhere, as a "parachute", for when the all too often, inevitable happens!!!

Hope this helps U to understand?!


The path of the righteous man is beset on all sides by the inequities of the selfish and the tyranny of evil men.

Blessed is he who in the name of charity and goodwill shepherds the weak through the valley of darkness, for he is truly his brother's keeper and the finder of lost children.

And I will strike down upon thee with great vengeance and furious anger those who attempt to poison and destroy my brothers.

And you will know my name is the Lord when I lay my vengeance upon thee.

(Jules Winnfield)

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Brilliant, thanks for that info, I've got the amount they have charged me all sorted so I'll get the first letter sent off next week, I'll let you know how it goes!

 

Thankfully I have 3 other accounts (only one other with nationwide) that I can use!

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They will try to scare you but if you follow the steps on here they WILL pay. At least that's what all the evidence suggests.


The views I express here are mere speculation based on my experience. I am not qualified nor insured to give legal advice and any action you take will be at your own risk.

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