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    • I can only speak from personal experience. But a similar thing happened to me. Seriously dented door.  I made the other insurance pay. They regarded it as a write off. Took the money, replaced the door. Never heard anything more about it.    Except clearly someone sold my details to claims company, because I got loads of calls in bad English for a few month's 
    • The incident was 03rd March 2024 - and that was the only letter that I have received from MET 15th April 2024 The charge I paid was at the Stansted Airport exit gate (No real relevance now - I thought this charge was for that!!).   Here is the content of email to them (Yes I know I said I was the driver !!!!) as said above -  I thought this charge was for that!! "Stansted Airport" Dear “To whom it may concern” My name is ??  PCN:  ?? Veh Reg: Date of Incident: 03rd March 2024 I have just received a parking charge final reminder letter, dated 10th April 2024 - for an overstay.  This is the first to my knowledge of any overstay. I am aware that I am out of the 28 days, I don’t mean to be rude, this feels like it is a scam My movements on this day in question are, I pulled into what looked like a service station on my way to pick my daughter and family up from Stansted airport. The reason for me pulling into this area was to use a toilet, so I found Starbucks, and when into there, after the above, I then purchased a coffee. After which I then continued with my journey to pick my daughter up. (however after I sent this email I remember that Starbucks was closed so I then I walked over to Macdonalds) There was no signs about parking or any tickets machines to explains about the parking rules. Once at Stansted, I entered and then paid on exit.  So Im not show where I overstayed my welcome.. With gratitude    
    • Just to enlarge on Dave's great rundown of your case under Penalty. In the oft quoted case often seen on PCNs,  viz PE v Beavis while to Judges said there was a case for claiming that £100 was a penalty, this was overruled in this case because PE had a legitimate interest in keeping the car park free for other motorists which outweighed the penalty. Here there is no legitimate interest since the premises were closed. Therefore the charge is a penalty and the case should be thrown out for that reason alone.   The Appeals dept need informing about what and what isn't a valid PCN. Dummies. You should also mention that you were unable to pay by Iphone as there was no internet connection and there was a long  queue to pay on a very busy day . There was no facility for us to pay from the time of our arrival only the time from when we paid at the machine so we felt that was a bit of a scam since we were not parked until we paid. On top of that we had two children to load and unload in the car which should be taken into account since Consideration periods and Grace periods are minimum time. If you weren't the driver and PoFA isn't compliant you are off scot free since only the driver is liable and they are saying it was you. 
    • Thank you dx. I consider myself well and truly told :) x Thank you dx. I consider myself well and truly told :) x
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LloydsTSB down Natwest next


Badgerboy
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Hi,

 

I successfully went through the process and LloydsTSB settled just before the court date, the whole process did take about 7 months. is it any quicker with Natwest or do they dig their heels in as well. I am claiming on behalf of my wife now.

 

Also now we have her statements can someone let me kow which is the best address to send the preliminary letter to as there are several listed in the forum.

 

Regards

 

Badgerboy

Successfully beat LloydsTSB for £900 and Abbey National for £650, now taking on Barclays for my wife which is roughly £700.

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Hello Badgerboy and well done on successfully hitting Lloyds where it hurts:D

 

Natwest appears to fold slightly quicker depending on the amount your claiming for. The higher the amount the more they dig their heels in, unfortunately, but I haven't heard of anyone having to go all the way to court.

 

The Boreham wood address is where you initially send your prelim and LBA letters. You'll probably receive the standard BOG-OFF responses from the infamous Stuart Higley of Customer Relations, who'll direct you to fwd any court action to their registered address in Bishopsgate, London.

 

Anyways, good luck with it all, and keep us posted.

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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Right Borehamwood it is then, I will keep you posted on the progress. Thanks for the advice and the words of support.

Successfully beat LloydsTSB for £900 and Abbey National for £650, now taking on Barclays for my wife which is roughly £700.

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  • 5 weeks later...

Hi,

 

I sent the pre liminary letter on the 6th January asking for £673.51 in charges and interest. They responded today offering £599 which was the amount of the charges less the interest. I am going to say I will accept it as part payment but will be pursuing the rest of the money, is there a standard letter for this. They state it is a full and final settlement. It doesn't specifically state there are other conditions of acceptance but it does say "Any charges that properly accrue in the future will be applied to your account in line with the published tariff and in accordance with your agreement with the bank".

 

Sorry forgot to mention this is on behalf of my wife Toni. I say this because they sent the response back to a Mr Toni ????. If they can't even get the sex of their customers right what can they get right.

 

Back to my point anyway, is there a standard response or do I just go to letter before action but amend slightly saying I will accept as part payment blah blah blah.

 

Any advice appreciated

Successfully beat LloydsTSB for £900 and Abbey National for £650, now taking on Barclays for my wife which is roughly £700.

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£673.51 in charges and interest.

Is the £74.51, overdraft interest due to your charges or is it s69 8% interest?

 

If the latter, you cannot claim this prior to filing a claim, so they have in effect offered full settlement and you are obliged to accept, but unconditionally:

 

Date

Dear Whoever

Ref: Your Offer of Settlement

 

Account: xxxxxxxx

Sort Code xx-xx-xx

 

 

I acknowledge receipt of your letter date xx/xx/xx and your settlement offer of £XXX

 

I accept your offer as full and final settlement only for this claim of bank charges made on my account between xx/xx/xx and xx/xx/xx(dates of first and last charge)

 

I accept this offer without prejudice and I reserve the right to make any further claims should you apply future charges that may be considered unlawful under common law or in violation of the Unfair Terms in Consumer Contracts Regulations 1999 or Unfair Contract Terms Act 1977.

 

I will be willing to withdraw my claim upon receipt of unconditional full settlement of my claim.

 

I am also not prepared to agree to any confidentially clauses you try to impose, unless of course your client wishes to make an offer of due consideration in addition to the amount of £xxxxx, in order to be afforded this privilege by myself.

 

I trust that you will find this arrangement acceptable.

 

Yours Sincerely

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I filled out the excel spreadsheet called interest and entered the dates of each charge so I guess this is the overdraft interest. Or is this the 8%, I am confused.

Successfully beat LloydsTSB for £900 and Abbey National for £650, now taking on Barclays for my wife which is roughly £700.

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I did use that one, so I had better take the money and run then. Can I just confirm if I had wanted to claim overdraft interest would I filled out the one below which I have put THIS ONE HERE below??

 

Bank Accounts

 

England - Simple - Excel

England - Simple - Works

England - Simple - OpenOffice

 

England - Advanced - Excel - THIS ONE HERE

England - Advanced - Work

Successfully beat LloydsTSB for £900 and Abbey National for £650, now taking on Barclays for my wife which is roughly £700.

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