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    • Hello.   It's been nearly 2 years and I haven't sent the request. To get on-top of this & do this now, I've just had a concerning letter. I've continued to pay a token amount a month and last month missed by a few days by mistake and made the payment. Since then they've been texting me and calling me about it (haven't replied obviously)   As stated in the opening post this was an Aqua debt with 1st Credit & Intrum.   I've just had a letter telling me this has been assigned to Intrum as the legal owner of the debt - is this a fishing letter? Because they already own it as far as I know.   The odd thing was two days before that Intrum sent me a letter offering 80% off if i paid £300...    
    • To summarise I sent a letter of complaint to the surgery and got a reply back which said   'I have asked [removed -dx]  for feedback in regards to the letter and she is unable to recollect the consultation. I am sure you can appreciate a dr can see on average 30 to 40 patients a day and so remembering every consultation is very especially after 2 years.   Copy of consulatation is below with [removed -dx]    (goes to describe the dr notes that day)   From reviewing the above I cannot find fault with the above consultation.   It is unfortunate that your mother was sent to the wrong ward and I apologise for this. I am a little confused as to why when she arrived at the hospital the admisssionss team didn't pick up on this and send her to the correct ward (she was sent to the wrong ward becaue the GP wrote the wrong ward number on the letter and also told us to go to the ward on the letter that she wrote on the envelope, so its the dr's fault for the wrong ward)   Once again I am sorry I am unable to answer all your converns but as mentioned above the time length of time to raise this complaint has made it difficult.     This I find strange because a few months ago my mother had an appoitment with the very same gp and we both waited in reception, over 20 mins passed and I asked the receptinist what is the delay the receptionist told me the dr is busy, i went back and waited.   By this time almost 40 mins had passed and nothing i went back to the receptonist and asked her she checked the pc and discretely told me '[removed -dx]  has refused to see your mother because she made a complaint against her etc'   And the appointment was then moved to another GP who we explained what just happened and he was shocked.   I want to raise a complaint to the GMC for this dr for the mistakes the gp made   Prior to the original post my mother had seen this gp with crackling cough, difficuly breathing, early signs of pneomonia etc but the gp said 'i am not going to give you any medicine' and sent my mother home with mo medication. This was the same thing to do, gp failed and this then lead to the visit as in the original post   I now want to raise a complaint to the GMC on the basis of the earlier justified complaint made against her, Gp's are supposed to be neautral and not take things personal but this gp is being wrong in her actions and   I want to raise this and her mistakes in the orginal post where she said 'go home take paracetamol, there is no pneumonia and only after I objected and insisted the dr use stethoscope to check the lungs and breathing did the GP then tell us it was pneumonia and then she sent us to the wrong hospital ward where we were not seen for over 5 hours and during this time my mothers condition got worse.   A report from Care Quality Commission said the inspection said: “The practice not always provide care in a way that kept patients safe and protected them from avoidable harm. Patients not receive effective care and treatment that met their needs etc'   I need your help to draft a complain letter to the GMC for against this GP Please can you help me thank you          
    • My insurance broker who I had home cover with legal expenses add on has renewed me with a new insurer.   I have a potential legal problem which began during the old policy and was covered by the old policy. However, nothing happened resulting in a strong cause of action to make a claim under the old policy.   The new policy has an exclusion for the peril that was covered by the old policy.   If the dispute leads to a claim now, the new insurance will not cover it.   If I try to get a new policy covering the type of problem I might have, it will exclude things that began before the policy and will not cover new claims for at least 3 months from the start of the policy.   Basically, i've been robbed of my cover.  What can I do to get cover in case the problem turns into a claim?   What are my rights?
    • court claims are nothing to do with accounts appearing or not on your credit file. the original creditor would have registered the account when you took the card out it remains there for 6yrs until/unless you settle it or it gets defaulted. the registration of a CCJ should you lose happens after 28days should you fail to pay any judgement sum and would appear as a CCJ in the public records/judgements section not as a debt account.   100's of hoist ex Barclaycard claimform threads here to read use our search top right or our enhance google search box .
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JDAdams

JDAdams vs. Citifinancial *****WON*****

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Hi all,

 

Looking for a bit of advice - I issued a claim against Citifinancial Europe plc on 30/10, they failed to acknowledge (although they did send a letter back to the court there was no formal acknowledgement nor any defence) and I got a Judgement by Default on 23/11. They failed to pay, so I issued a warrant to their Registered Office (87 Castle Street, Reading) on 04/12, which has now been returned as unfulfilled. Can't see how this can happen as they're a company and obviously have the money? What do I do now?

 

Thanks for any assistance!

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ThatLs what the warrant was for-came back us unfulfilled.

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Would imagine that if you phoned the court which dealt with your case they could advise you as to the next step in this instance.

 

If you do get the Baliffs involved, might be an idea to let the press know as that would be a juicy story.

 

Have you changed your username as your post count is just 2!


Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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Nope - the post count is correct, this is th first time I've needed to ask a question :-) Have applied to re-issue the warrant to their Salford address.

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Their Salford Address is the Headquarters and they took this on when they aquired the old Associates back in 2000.

I cant understand why people are sending stuff to Reading and other offices.

Citi are playing this out and they are getting some ground.

It should be pointed out to the Courts that they have been infamously applying for the hearings to be listed in their local court.......Salford....This IS their HQ and is by no means a little office.


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Thanks for that - the Reading address is the one given on every statement I have received from them and is their legal registered office, hence I used this. The warrant was successfully reissued to Salford yesterday - I only live down the road in Bury so would pop along with the bailiffs if I knew when they were going. Citibank did send me an ex-gratia payment of £74 today along with a letter saying they would defend charges of £12 if this went to court - apparently they are blissfully unaware they were judged against back in November!

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Result! Salford CC wrote today advising they have received a cheque for £319.74 and will pass the money along once it clears. This covers the original claim of £209.74 plus £100 in court and bailiff fees and is in addition to the £74 cheque they sent previously, so £393.74 received in total, of which £293.74 is "profit" :-D

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well ,i will say congrats and well done, this is one BS cant bragg about


:mad:LF53

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Congratulations :D :D :D

Can you confirm this was CitiCards - Thankyou


Consumer Health Forums - where you can discuss any health or relationship matters.

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Yes - the claim was in relation to a Citibank Visa credit card, and the letter sent with the £74 cheque was signed by our good friend Mr Brian Smith of Citi Cards.

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Yes - the claim was in relation to a Citibank Visa credit card, and the letter sent with the £74 cheque was signed by our good friend Mr Brian Smith of Citi Cards.

 

 

Fantastic :D


Consumer Health Forums - where you can discuss any health or relationship matters.

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As they have taken more than a month to satisfy the debt this also means that the CCJ will be entered onto the credit register for 6 years.

 

I don't expect that it will make a whole lot of difference


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What address did you use in Salford?

 

The one they use on letters etc is A PO Box which warrants can't be served at....


Citi Cards - £800 - N1 Form logged at court

Defence entered

£279 refuned £521 outstanding on claim

Hearing 15th Nov 2006

Hearing 18th Jan 2007

Defence Stuck out - £549

March 07 Bailiffs called in to collect

20/4 Cheque for £549 - I WIN

 

Abbey - Setteled in full 9th Nov 2006 £3,300

 

Abbey - Data Protetion Act informtion

ICO complaint logged

 

Abbey - N1 Logged - 12/02/2007 £933

FOS Complaint logged 07/03/2007

£180 refunued -Good will Gesture 01/04/2007

Hearing 15th June 2007

 

Capital One Refunded £50

 

Egg - Data Protection Act request

Returned charges £80

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Hi Morsy,

 

The address for Citi's main office is below. Use it for the issue of your warrants.

 

Citi Cards

CitiFinancial Europe plc

1 Exchange Quay

Salford

Manchester

M5 3EA

 

Cheers.....Brian


Citi Cards

- S.A.R sent 29/01/07

- Statements received 08/03/07

- First Request sent 12/03/07

- LBA Sent 21/3/07

 

Bank of Scotland

- S.A.R. sent 27/02/07

- Request for Payment sent 14/05/2007

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Hi Morsy,

 

The address for Citi's main office is below. Use it for the issue of your warrants.

 

Citi Cards

CitiFinancial Europe plc

1 Exchange Quay

Salford

Manchester

M5 3EA

 

Cheers.....Brian

 

This is the address I have been using. ;-)

 

Y


Credit Cards

Barclaycard -WON! Amex - WON! MBNA (x2) - WON!

Mint - WON! Monument - WON! Morgan Stanley - WON!

Egg - WON! Halifax - WON! Sainsbury's Bank - WON!

Citi Cards -WON!

 

Banks

 

08/06/06 Claim against NatWest started.

01/11/06 Case Closed :)

 

08/06/06 Claim against Halifax started

24/08/06 Case closed :)

 

 

Visit my forum: http://www.planet-watch.org/forum

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I already PMed him the address :)

 

Cheque for £319.74 arrived this morning, to add to the previous one for £74. Game over :D

 

Incidentally since the Reading address is their Registered Office it IS correct for any correspondence - if they fail to respond it only disadvantages them, that may be a major factor in my victory; I didn't contact Salford at all until calling in the bailiffs and they failed to respond to my claim in time.

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I already PMed him the address :)

Incidentally since the Reading address is their Registered Office it IS correct for any correspondence - if they fail to respond it only disadvantages them, that may be a major factor in my victory; I didn't contact Salford at all until calling in the bailiffs and they failed to respond to my claim in time.

 

I too have used the Reading address for issue of my claim, as I live in Reading thought it make things easy. It didn't as citi defended, they got ordered to supply FULL break down of their costs which they didn't do.

My claim was logged on 9th June and they still not paid up YET!!

 

I will get my money by the end of April!


Citi Cards - £800 - N1 Form logged at court

Defence entered

£279 refuned £521 outstanding on claim

Hearing 15th Nov 2006

Hearing 18th Jan 2007

Defence Stuck out - £549

March 07 Bailiffs called in to collect

20/4 Cheque for £549 - I WIN

 

Abbey - Setteled in full 9th Nov 2006 £3,300

 

Abbey - Data Protetion Act informtion

ICO complaint logged

 

Abbey - N1 Logged - 12/02/2007 £933

FOS Complaint logged 07/03/2007

£180 refunued -Good will Gesture 01/04/2007

Hearing 15th June 2007

 

Capital One Refunded £50

 

Egg - Data Protection Act request

Returned charges £80

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That's the main part of their defence which they seem unwilling to supply.

 

A proper cost justification of their £12.88 figure.

 

If only they'd been fair and reasonable from the start like other banks.


Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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