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asna97

asna97 v Lloyds

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having problems sent the first letter by recorded delivery on the 15th nov nothing back so rang they said get in touch with my nearest branch so i wrote another letter asking for statments of list of charges and took it down by hand ,they said they would forward it on to the right department that was on the 22nd novit has been 3 weeks now had a phone call from my branch in corsham from the maneger saying thy have lost the letter and could i write another one and they would send it of with priority on it WHOT SHOULD I DO HELP ? does anyone know where you send the letter asking for your statments

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Yes, I'd say they are messing you around.

 

If you hand in by hand, get a reciept. If they've lost it, ask for that in writing. Remember, you're building a case here with the view of going to court, so you must document everything. If Lloyds are losing stuff, and messing you around, then you want to record this and present it when (if - probably never get there - you go to court)

 

SAR goes to (and send it recorded!)

 

LloydsTSB

Data Subject Access Request

Drop Zone C49

Charlton Place

Andover

Hampshire

SP10 1RE

 

Send it here, they log it, and forward it to the "Copy Statements" dept in Birmingham.

 

Send it in, recorded, give it 2 weeks, then phone 0845 070 3124 and get confirmation they've recieved it and forwarded it on.

 

one week later, call birmingham on 0121 633 5476 and chase it up.

 

 

Stick with it. lloyds apparently play hardball. (they've not responded only once to me since I started, and I'm filing in court next monday!

 

Hope this helps

 

Steve.


Lloyds

19-10-06- S.A.R Letter

Prelim 20-11-06 £10,492

LBA - 2/12/06

Cap 1

19-10-06 - S.A.R Letter

Prelim 20-11-06 £1,467

LBA 2/12/06

WON-Settled in Full

AMEX

19-10-06 -S.A.R Letter.

Prelim - 20-11-06 £697

LBA - 2/12/06

Morgan Stanley

19-10-06 - S.A.R Letter

Prelm 20-11-06 £1580

23-11-06. £1076 offered.

4-12-06 - LBA

Won-£1580 14-12-06

MBNA

19-10-06 - S.A.R Letter

20-11-06 Prelim

WON-£4010

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hi here is my story so far wrote 1st letter on the 15th nov recorded no responce rang bank said to send another letter to my nearest branch so i took one in by hand on the 22nd nov still nothing back , so went down said they have not recieved my letters said so one has got them i sent them recorded apoligised gave them another letter to send this time it must of got to the right person recieved list of charged on the 14/12/06 . Threen hours it took me to work out all of them for my own account and a joint one in total they owe me and by o/h £ 6547 and with intrest £6989 sent 2nd letter on the same day the 14th asking for my money hopefully get a responce before xmas will let you know +++++++:evil:

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hi here is my story so far wrote 1st letter on the 15th nov recorded no responce rang bank said to send another letter to my nearest branch so i took one in by hand on the 22nd nov still nothing back , so went down said they have not recieved my letters said so one has got them i sent them recorded apoligised gave them another letter to send this time it must of got to the right person recieved list of charged on the 14/12/06 . Threen hours it took me to work out all of them for my own account and a joint one in total they owe me and by o/h £ 6547 and with intrest £6989 sent 2nd letter on the same day the 14th asking for my money hopefully get a responce before xmas will let you know +++++++:evil:

 

Best of luck. Use the time now to read up on the process so you are fully aware of what to do.


 

 

 

 

 

I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

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Threads merged - please stick to one thread


Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Just to ask...when you say £6989 with interest do you mean the 8% interest you are able to add at a leter stage of the process or the interest they have charged you on your account?? x x


11/08/06 Data info requested

03/10/06 Statement copies received

11/10/06 Letter sent asking for charges to be refunded

19/10/06 Standard no received

21/10/06 Amended letter sent asking for charges to be refunded

27/10/06 Standard no received

04/11/06 LBA sent

18/11/06 MCOL filed

20/11/06 Claim issued

30/11/06 Claim acknowledged

11/12/06 Defence entered

14/11/06 AQ + defence received

17/12/2006 AQ returned

19/12/2006 Copy of their AQ received

04/01/07 Claim stayed - inadequate POC

08/01/07 POC sent

16/01/07 Claim stayed awaiting another test case

23/03/07 allocation hearing set for 17th April

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hi this is the interest they have charged me on my accounts

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ok just checking as i did it wrong the 1st time and checking u hadnt done the same thing!!


11/08/06 Data info requested

03/10/06 Statement copies received

11/10/06 Letter sent asking for charges to be refunded

19/10/06 Standard no received

21/10/06 Amended letter sent asking for charges to be refunded

27/10/06 Standard no received

04/11/06 LBA sent

18/11/06 MCOL filed

20/11/06 Claim issued

30/11/06 Claim acknowledged

11/12/06 Defence entered

14/11/06 AQ + defence received

17/12/2006 AQ returned

19/12/2006 Copy of their AQ received

04/01/07 Claim stayed - inadequate POC

08/01/07 POC sent

16/01/07 Claim stayed awaiting another test case

23/03/07 allocation hearing set for 17th April

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hi i was just wondering if i have done this right i have sent my 1st letter asking for my money £6843 to my local branch is this right or do i have to send it to head office , and where do i send my next letters any help would be great

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Hi

Local branch is fine, although I sent mine to:

 

Customer Care

Lloyds TSB

125 Colmore Row

Birmingham

B3 3SF

 

 

Good luck!

Barty:)


I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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thanx alot they have a week to replie to my 1st then sending LBA:)

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hi just wondering if anyone has had a settlement offer or won against the CORSHAM or CHIPPENHAM branches in wiltshire if so pleasr let me know cheers:oops:

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hi lloyds tsb have untill the 28th dec to get back to me from my 1st letter asking for my money i am just getting prepared so i read through the template letter for the LBA AND I SAYS TO GIVE THE COURT NAME BUT I DONT KNOW WHICH ONE THEYWILL USE WHAT SHOULD I DO HELP PLEASE:-?

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Just put County Court assuming you live in England or Wales.

 

Bicester1

 

Please note I am not a Lawyer.


Bicester1

 

MBNA WON £623

:)

GM Card Won £580

:)

Nat West CC Won £525.08

:)

Nat West Bank Won £2346.60:)

Lloyds PPI LBA

Barclaycard defence received. Trial date 30th July. Barclays missed deadline for servicing and filing of their bundle! Going to try for strikeout or summary disposal

HBOS about to issue N1

LLoys Bank LBA

 

I am not a lawyer. Get trained professional advice if unsure of your legal position. If my advice is helpful please tip my scales!

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Guest ian cognito

It isn't which one they eill use, but which one you will use, you are taking them to court!!!

 

WHile you are waiting for them to respond, or for your 14 days to pass, have another read through the FAQ's and the Lloyds TSB forums to make yourself fully aware of the process.

 

Good luck

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hi eveyone hope you all had a nice xmas? Well time was up today for lloyds to replie to my 1st letter asking for MY MONEY SO SENT LBA recorded of course 7 days and counting for £6984 keep you all posted amy ++++ hope to hear soon

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7days? you mean 14days? You have to allow 14days for them to reply. If you have posted more history on this claim somewhere else on this site can you please stick to that thread so we can see your progress and that way we can help you better.


George Loveless - “We raise the watchword, liberty. We will, we will, we will be free!"

 

My advice is only my opinion, I am not a legal expert.

 

IF YOU LIKE THE ADVICE I'M GIVING AND ARE HAPPY WITH IT, CLICK THE SCALES ON THE BOTTOM LEFT OF THIS POST AND TELL ME.

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hi no on the template letter it says 7 days is thiis wrong if so what do i do now

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If you used the LBA from this site, then the period is 14 days from when they recieved it.


Halifax - Credit Card: 14/11/06 sent S.A.R, 29/12/06 sent Prelim, 11/01/07 1st bog-off received, 15/01/07 LBA sent, 01/02/2007 MCOL started for £1801 (inc court costs and 8% int.), 02/02/2007 MCOL cancelled... , 09/06/2007 Court claim started, 01/06/2007 Claim Acknowledged, 07/06/2007 Claim concluded, £1540 to be reimbursed into CC account.

GE Capital Bank Ltd - Storecards (3): 11/06/07 sent S.A.R, 15/06/07 Acknowledgement of S.A.R received

GE Capital Bank Ltd - Wife's Storecards (2): not started yet...

Nationwide - Current A/C: not started yet...

Lloyds TSB Bank Ltd - Current A/C: not started yet...

Lloyds TSB Bank Ltd - Business A/C: not started yet...

and the rest I haven't remembered so far... : not started yet...

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hi is the LBA the letter the one where you say you will take them to court by the way got a responce to my letter asking for my money bacisally they said no

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The LBA is the letter you send giving them 14 days to repay you otherwise you will begin court action.

 

Here is the Preliminary Letter and here is the LBA. Both of them give the banks a 14 day deadline to respond.

 

Good luck. Lucid :)


Mindzai & Lucid vs Lloyds TSB

*Won unconditionally with contractual interest (29.85% compounded)

Lucid's Account - £749.62 * Joint Account - £2019.64 * Mindzai's Account - £595.65

*All settled in full - 6/2/07

*Hearings - 7/2/07

*Prelims sent - 9/8/06

_______

GOT A COURT DATE? A guide to the later stages

 

[sIGPIC][/sIGPIC]

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hi lucid i am a bit confused can i just run through this with you to let you know what i have done on the 21/11/2006 sent letter asking for list of charges recieved them on the 14/12/2006 worked it all out the same day and sent letter asking for my money, got nothing back on the 14th day so sent the next letter threating to take them to court . the 29/12/2006 got a letter of lloyds saying they are sorry blah blah blah they have 7 days to respond is this right amy:confused:

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Hi Amy,

 

Right so your prelim 14 day deadline was yesterday and you've sent the LBA. So it sounds as though the letter you got today is their standard response where they try to give themselves extra time to properly respond. This is just a standard fob off though and you just need to ignore it. You've sent your LBA in which youv'e given them 14 days to repay your money, otherwise you'll begin court action. Stick to your deadline - not theirs. Once the 14 days is up you can then begin court action.

 

Lucid :)


Mindzai & Lucid vs Lloyds TSB

*Won unconditionally with contractual interest (29.85% compounded)

Lucid's Account - £749.62 * Joint Account - £2019.64 * Mindzai's Account - £595.65

*All settled in full - 6/2/07

*Hearings - 7/2/07

*Prelims sent - 9/8/06

_______

GOT A COURT DATE? A guide to the later stages

 

[sIGPIC][/sIGPIC]

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thank you lucid you have been a great help i will keep you posted HAPPY NEW YEAR

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hi just started mcol and have a question does anyone know the address i put down for the defendant is it my local branch or the head office one if it is the head office one could i have the address pleasr

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