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lori1

nlori1 vrs Nationwide**WON**

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Ive not had my acknowledgment yet, but working in the legal profession (criminal) i sent copies of all my letters and a fresh list of claims to NW as soon as my claim was sent.. in my view its better to give them the info sooner than later and that way if a defence is filed.. you can say you did more than was required of you.. x

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ok got letter of acknowledgement, they are going to defend (surprise) i will send a copy of statements to mr Bacon, (if i'm wrong someone tell me)

so off to P.O. again x


PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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hi all, i forgot i had a thread on here!!,update. i have now filed my claim with mcol it was acknowledged yesterday and they intend to defend, i did receive the other staements for 2nd account and have now written to nw requesting them back.................cant believe i've 2 claims going at once............anyway all is going according to plan i will keep you posted.x


PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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When you say copy of your statements, I assume you mean your schedule of charges.

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IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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yes deller, sorry for not making that clear, that is what i meant.x:p


PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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I thought that was probably the case but just wanted to make sure. You are therefore correct in thinking now is the time to forward your schedule of charges and ask for this to be attatched to your claim.


IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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thank you for your reply x, i have copied the schedule of charges and it will be posted tomorrow.x


PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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You might want to send it with this cover letter:

 

 

 

(YOUR ADDRESS)

 

 

 

 

 

The Court Manager

Money Claim Online

Northampton County Court

21-27 St Katherine’s Street

Northampton

NN1 2LH

 

 

(DATE)

 

 

Dear Sir/Madam

 

 

(YOU) –v- (BANK)

Claim No: ********

 

 

I have requested the issue of a County Court claim via the Moneyclaim online service, details as above.

 

 

Please find enclosed a schedule of the money taken from me by the defendant bank by way of charges, along with interest claimed at the annual rate of 8% pursuant to section 69 of the County Court Act. The interest in addition to the amount in charges equates to the total amount of my claim, namely £(AMOUNT).

 

 

I respectfully request that the enclosed schedule should be attached with the particulars of my claim.

 

 

 

Yours Faithfully

 

 

(YOU)

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IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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thnx deller.xx:)


PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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can i just ask anyoneare nationwide allowed 28 days from when the claim was issued or since the claim was acknowledged..x


PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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can i just ask anyoneare nationwide allowed 28 days from when the claim was issued or since the claim was acknowledged..x

 

 

I think its neither! I believe they have 28 days from when the court say the claim was 'served'. You should have a document from the court confirming this and specifying when the 28 days is up.

 

Quest.


:wink:

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Oh Dear...................should i........aaarrrggghhhhhhhhhh


PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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all i have is the acknowledgment of service:

An acknowledgment of service has been filed today, a copy of which is attached. the defendant now has 28 days from the date of service of the claim form to file a defence, so is that the 28 days from the date of this letter?..........(sorry, it's very confusing).xx


PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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Mine also states 28 days and it was deemed served o 28 Feb so 28 march should be the day.. Let me know if your money comes in on the 11th Lori1, at least i will have something exciting to look forward to.. (the money not contact from you ) hahaha sorry Lori1 just kiddin.. i get excited hearing from you too :razz:

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lol,eggpop...........i know what you mean...............oh i'm gettin nervous.....xx;)


PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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The best way to work it out lori is 33 days from the date your claim was filed through the courts.

The court allows 5 days for the claim to be deemed served, the defendant then gets 14 days to acknowledge the claim. Once the caim has been acknowledged the defendant then gets a further 14 days to file their defence. So in total it's 33 days.

 

Hope this helps you work out your dates lori.

 

One good point to remember though is that once this time period is up if the defendant has not filed their defence, dont be too hasty in filing for judgement. The court will allow the defendant a couple of days grace, why I dont know, if this does happen and you've already entered judgement against them they will be able to apply for a set aside and this will only delay the proceedure further.


IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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ok deller thnx..............yes that hepled couldn't figure it out at all.thnx x


PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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hi lori1

im sure i have read somewhere on this site the same delemma...

and the answer was dont worry about their times - you stick to your time schedules, you are in control as long as the time you are giving them was put in your correspondence to them..

 

i am sure this is what i read, i have tried to find it again so i could tell you where to find it, but i cant locate it again..sorry :confused:

 

can anyone confirm this aswell to help lori1

 

hope this has been of help :)


Thank You For Helping Me, I Really Appreciate It. Rest Assured I Will Click On Your Scales

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You are correct in what you're saying rightfullymine, to some extent. It is lori's claim so she sets the timescales, but the point she was trying to clarify was with regards to court timescales. These cannot be be set out by the claimant. I have outlined the way the system works in my previous post and this is merely so lori can determine what date Nationwide have to submit their defence by.


IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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yes you have deller and many thnx, i understand it now, thnx too rightfully.:)

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PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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How is it going Lori, have you heard anyhting yet?

 

I Filed my MCOL this morning! nails are dissappearing at a rate of knots!


:| worried and stressed:|

Nationwide! Here i come, could be alot of money they might have to pay me back:eek:

 

Data request letter sent 04/06/06 via Hull Branch Nationwide.

Hull financial consultant called ME to help 04/06/06

:smile:Refunded £1200, 19/07/06, still going for the rest of it though!

LBA posted 22/09/06 claiming £2720!

D`oh! - put wrong amount in LBA - short by £1000!

Finally got the money to go to court 09/03/07

Acknowledged 13/03/07

No reply, so judgement issued 29 days after acknowledgment 14/04/07

DEFENCE FILED ??!! 09/03/07

FULLY PAID UP 17/04/07

Second Prelim sent 20/04/07

Second LBA sent 01/05/07

MCOL acknowledged

County court letter saying PAID UP 20/06/07 - although this wasnt the claimed amount, so i disputed it.

Still awaiting court date/decision due to OFT case.

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hi stewpot, i haven't heard anything other than they are going to defend!!my nails disappeared weeks ago!!lol, i will keep you posted.best of luck with yours.x


PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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hi guys.........thats me just finished the LBA for account nuber two!! so looks like i will be filing another mcol soon.i will be a pro at this soon (well maybe not soon), but i am getting the hang of it;)


PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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will be a pro at this soon

 

 

Thats why you have an extra green dot coz your good !! :D

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aww,thnx x

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PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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