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    • We should contact each other so that we get help     
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    • The letter is dated 22nd May.    Their argument is that the ga11ery have worded their contracts to ensure the 'service' they provide fits the contract. The distraction techniques used by these people aren't taken into account. They're very careful to only promise thibgs verbally, then they will draw your attention to certain parts of the contract while you're trying to read your way through it, and also rush you by informing you they have to speak to the other people there to 'let them down'    It baffles me that there's no comeback. So many people scammed and nothing they can do. 
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lori1

nlori1 vrs Nationwide**WON**

style="text-align:center;"> Please note that this topic has not had any new posts for the last 4818 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

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hi there, i am new to all this i hope this works, my story is the nationwide have been taking from me for years and after reading through your site ( and others similar, although i thought this was best!1) i decided to take them on! i am at stage two i have asked they repay my money but funnily enough ive heard nothing back yet,( only posted it two days ago!!), they r playing funny beggars though i requested statements from both my accounts and they only sent me one set!


PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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Hi and welcome to the site,

:p

 

You've definately taken the first step into claiming back what's rightfully yours.

 

Spend time reading the FAQ's and the Step by Step guide as this will stop you making mistakes along the way. Use the letters and spreadsheets in the Templates Library as these have all been tried and tested in successful claims. Read as many threads as you can especially ones that relate to your bank. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere.

 

Don't be afraid to ask any questions, no matter how stupid they may seem, but please remember that any advice that you receive is normally based on experience only and that you should seek expert advice if required.

 

Once you start the process of your claim remember to open a thread in the relative bank forum, this will enable you, and others helping you, to keep track of your claim.

 

All the best in your claim!! :wink:

 

DELLER

 

 

Useful links to help with your claim

 

FAQ’s

http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/

 

Letter Templates

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/

 

Interest Spreadsheet

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

 

Court N1 form

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

 

Mcol Particulars of Claim

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/34887-5-money-claim-line.html

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IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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thnx v much, i have read the faqs and i am following your advice thnx so much for all the help and advice, i know its my fight but it is made easier when u know others r in same position


PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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hi all, i am new to all this but after much thought and reading!! i have begun my fight to reclaim my money with nationwide, i have just sent off letter requesting my money back so we will see, i am still slightly confused about which court i would have to go through as i live in scotland, and i requested statements for two accounts and they only sent me one lot, they r still within 40 days so do i just wait and see if the others come and if not do i report them? help!


PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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Guest Mumofthreeboys

Why don't you send them a reminder that you need statements for the other accounts. They are very busy and may just have missed that you put two account numbers in the DPA letter.

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i sent them a fax and left a message but as yet no reply if i dont hear anything by monday i will send another letter, many thnx


PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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hi all, i have been charged over 4k in last few years and i was wondering how is the best way to go about getting it bavk in scotland, i have read faqs but still unsure, i have written to nationwide requesting they pay this back any ideas?


PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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Hi Lori.

 

If you click on the following link it will take you to a humungous list of useful information.....

 

http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/53241-cant-find-what-youre.html

 

If you now scroll down you will find a block of entries, about 4/5 of the way down the list, that relate to claims in Scotland.

You should find all the info you need there.

 

Good luck.

Regards, Rooster.


If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

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hi all, quick update from nationwide and me, i got a letter from them today saying that they would forward my letter to the correct dept( thought i had sent to correct dept!) so do i keep to my timetable or do I allow for letter to get to right place?


PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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hi all quick update and a question, i got what seems to be the standard bogof letter from nationwide after requesting back charges, LBA due to be sent out tomorrow do i send it to Pipers Way or do i address it to sam Phipps?anyone?


PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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got the standard letter tellin me to beat it! lba gets posted tomorrow! they still have not sent documents about 2nd account am i right in thinking £10 covers all accounts held at bank?


PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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oh dear i think i have messed up!!!!

when i sent letter requesting payment back i sent lba by mistake according to that letter i sent i told them that i would be taking further action and would begin a claim against them!! i think i have jumped the gun, they sent a letter today which said they thought the charges were fair and if i wasnt happy i could get in contact with financial ombudsman blah deblah.... what do i do now can anyone help?????????:o

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PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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I sent mine to Electra House, Farnsby Street, Swindon, SN2 1SR

 

Good luck

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hi all i think i may have messed up here is my story so far;

i got my statements and sent away letter requesting they pay me back the charges, i recieved a letter from them today saying charges were fair and so on, however i have just realsied that i sent them the lba, now i am very unsure what to do as in the letter i have sent them i said they had 14 days to pay up or i would be filing a claim against them, what do i do now??????? i know i jumped the gun but do i send another lba or go straight to mcol? please help so confused and i could kick myself for my stupidity ( honestly i read all the faqs) but i still messed up!:eek:

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PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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Personal opinion, you gave them 14days, they responded in that time, so you progress to filing a claim....


G.

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Don't worry

The 'BBC' recommendations are to send what is in effect an LBA from the start thus by-passing the preliminary letter stage. As far as I can ascertain from the BBC website it always works for people who follow that procedure. I would say it's preferable to appear reasonable and allow an extra 14 days with the advance notice of the preliminary letter as per guidance from this forum...........but what's done is done.

You should get what's rightfully yours 2 weeks sooner!!! Good luck

:)

Pete

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oh dear i think i have messed up!!!!

when i sent letter requesting payment back i sent lba by mistake according to that letter i sent i told them that i would be taking further action and would begin a claim against them!! i think i have jumped the gun, they sent a letter today which said they thought the charges were fair and if i wasnt happy i could get in contact with financial ombudsman blah deblah.... what do i do now can anyone help?????????:o

 

I got the same letter from them today so thanks for this post lori. I will be keeping an eye on it. Can anybody out there help us please??:?

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thanx for the help u guys i am going to be reasonable and give them an extra 14 days!! i will keep u posted


PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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hi jackie, i have sent another letter telling them i will give them another 14 dats grace if no response onto mcol!!!!


PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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Hi lori, i decided to write to them today and let them know I wasn't happy with their response and if they couldn't come up with an acceptable solution i would be going to court to recover the charges. They have 7 days! Will have to do a Summary Cause as far too much money at stake to go through small claims. Court forms seem a bit daunting tho. :o

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i have decided to go through mcol, i have an english address i can use my claim is near 4k this is just for one account!! they have still not sent me the statements for my main account, if i get the charges back for this account can they stop me claiming for the other account? im soo confused:confused: if anyone thinks im daft do not hesitate to let me know


PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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hi all a quick update i am still waiting a reply from nationwide, they now have only 5 days then i file a claim!!!!!!!!!!! i am in scotland and will be claiming through mcol as i have an english address i can use, i have still not received statements for other account i hold with nationwide so looks like i will have to sue for non-compliance!!!!!:-( any advice is greatly appreciated


PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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Let me know more if you do sue for non-compliance. I haven't recieved statements for my bro's credit card from Natwest. He's calling tomorrow and if they don't get here sharpish I'm not sure how to proceed. They sent staements for his bank aco**** real quick.


The views I express here are mere speculation based on my experience. I am not qualified nor insured to give legal advice and any action you take will be at your own risk.

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Hi eveyone,

 

I'm at the LBA stage myself after trying to reason with them both in branch, over the phone and then with a preliminary 14 day approach letter. my question is this, my claim is very small, only £90, what are the chances of them returning my charges at this stage in light of the smallness of my claim and if they don't how do I go about starting my small claims proceedings as I have resolutely resigned myself to being my next planof action as stated in the LBA.

 

Many thanks in advance.

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hi there, from what i have learned from this site the chances of them paying up are very slim, looks like u will have to go through small claims, you can claim through mcol which is done online, i am not exactly sure what is best for u i am in scotland and things r slightly different up here, have a look at other threads where people have gone through small claims you will find all the information you need on this site, it is just a matter of looking for it im afraid look through the guidance notes this should help put you in the right direction.

your welcome!!


PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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