Jump to content

You can now change your notification sounds by going to this link https://www.consumeractiongroup.co.uk/index.php?/&app=soundboard&module=soundboard&controller=managesounds

 

You can find a library of free notification sounds in several places on the Internet. Here's one which has a very large selection https://notificationsounds.com/notification-sounds

 

 

BankFodder BankFodder

 

BankFodder BankFodder


  • Tweets

  • Posts

    • Nationwide is facing mounting criticism from savers.This is a result of the cuts it has applied to savings rates in the wake of the Bank of England's decision to cut the Base Rate to 0.1 per cent. View the full article
    • As a former NHS manager in a mental health trust... I agree 100% with the actions recommended by stu007.  And I would make especially clear in your letter(s) of complaint that you are extremely concerned about the whereabouts of any confidential letter that was intended to be sent to you in the handwritten envelope.  (Indeed, the fact that a handwritten envelope addressed to you was used would suggest to me that they definitely had something to send you.  It also sounds a bit odd to me that the envelope was handwritten).   As well as complaining in writing to them, I'd contact the clinical team by 'phone first thing on Monday, explain what's happened and tell them to ensure that any confidential information about you that has been sent to a third party must be recovered immediately, and you want confirmation of that.  Well that's what I'd do - see if others think it a good idea or not.  If that had happened at my trust, heads would roll.   There's another poster on these boards called "think about it".  They're involved (I think) in GP practice management and may have some comments too about patient confidentiality.   Oh - I think I would include a photocopy of the handwritten envelope in my complaint to the trust and the ICO.   (I've got to ask - can you say what trust it is?  Don't say if you don't want to.)   EDIT:  And well done for contacting the other person to tell them what's happened.  You did the right thing
    • Hey, thank you very much again for your replies!   - We go to the branches and ask for business accounts, but as I give them my personal name they register them as sole trader accounts in their systems, regardless of my company name being on the agreement.  Suspended our services for high volume messaging -- that is not explicitly covered in terms and conditions Send us letters referencing wrong terms and conditions that we did not sign Terminate the contract and come with a random balance number. We argue unsuccessfully, but they don't follow up with the requested deadlock letter. Pass our account to Lowell in 2017 I pick the account back up when I notice it is affecting my credit file in 2020 I work on the case for about three weeks and file a complaint with CISAS I give Lowell my contract and they see it is my company's name on it so they pass it back to Vodafone Vodafone wants to settle my account quoting they should not charge me anything on the first place and they offer £250 as a compensation for distress. I mistakenly accept the offer because of confusing wording and thinking that the third party adjudicator was already involved in the case, although they would basically get involved on the later stage.  I make a complaint as per CISAS and try to reverse the settlement in the system and have third party adjudicator having a proper look into my case and hopefully reward me a much fairer compensation for all the damages.    I have made a SAR request with both Vodafone and Lowell so far, but still waiting for the Vodafone to send it.    I am now waiting for CISAS to respond, but because I am still upset how much damage this has caused me I am considering taking them to small claims court.  For that I am researching what are the acts I would have to reference in that case.   Obviously Consumer Rights Act 2015 and then Data Protection Act 2018 and perhaps some acts regarding entering into contractual agreements -- can you help with that maybe?        My main concern at the moment is to how to express claims well in a legal language, because £250 they offered feels just patronizing given that there has been everything clearly written in black and white, yet I have had to go though this damaging and humiliating experience. 
    • Cooling off periods do not apply to faulty items. The cooling off period relates to a distance purchase of an item which is of satisfactory quality. Where an item is faulty then it become subject to the rules under the Consumer Rights Act
    • I understand the cooling off period for online purchases, but this is a little different due to the item being collected/paid in person.    A used item was recently sold by auction on eBay. The seller inspected, paid with cash and collected the item in person.    The buyer is now claiming the item to be faulty.    If this transaction was completely remote and the item posted, I would absolutely expect the buyer to be entitled to a refund.    But as the transaction happened in person would the point of the money changing hands be when the contract is made? Therefore not giving the buyer any cooling off period?   I think this is the key information; Used item Paid in person Working when collected Private sale   Thanks!
  • Our picks

Ian Appleby

I have to appeal to the court,so i am not evicted.

style="text-align:center;"> Please note that this topic has not had any new posts for the last 4897 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

I have rent arrears for a while,but have paid off quite a bit in the past 12 months.I had a bad patch in work just before xmas and the arrears went back up a bit,but since i have paid what i missed.This morning i had a notice of eviction for the 22 jan.I have phoned up my landlord (housing assosiation) and they said they are happy that i have brought my arrears payments back on track.They said that i still need to go through the court process,so that they would not have to pay the court cost if it happens again.I have been told to appeal to the court using a n244 form.Can anyone tell me of a template letter for this form or give me some advice on how to go about filling it in to my favour.Thanks for any help.

Ian

Share this post


Link to post
Share on other sites

Ian

 

can i ask, do you already have a possession order against you? or is the landlord taking court action for the first time?


Thanks

 

 

 

23/11/06 HSBC **SETTLED**

30/12/06 - GE Capital - **SETTLED**

30/12/06 - MBNA - charges and interest **SETTLED**

 

30/12/06 - Welcome Finance - Prelim sent for mis-sold PPI

 

 

Share this post


Link to post
Share on other sites

It sounds like they are getting an eviction order 'in reserve', so to speak - that means if you fall behind by two months again, they have it ready and waiting to evict you.


-----

Click the scales if I've been useful! :)

Share this post


Link to post
Share on other sites

ian if demon is right then i think they are trying to get an SPO (suspended possession order) against you. your notice under s8 HA 1988 should have stated under which grounds the housing association will be asking the court to make an order for possession. there are both mandatory grounds and discretionary grounds. if you could advise that if you have received notice, what grounds the housing association has given for the court action.

 

likewise, currently is there a voluntary agreement in place whereby you pay rent plus some of the arrears per week/fortnight/month?


Thanks

 

 

 

23/11/06 HSBC **SETTLED**

30/12/06 - GE Capital - **SETTLED**

30/12/06 - MBNA - charges and interest **SETTLED**

 

30/12/06 - Welcome Finance - Prelim sent for mis-sold PPI

 

 

Share this post


Link to post
Share on other sites

Thanks for your posts and sorry for the delay in getting back.I did already have a possession order.The housing association want me to appeal to the court so they dont have the court charges i guess.I would be grateful on what to put on the appeal form it is a n244 form.I am setting up a standing order this week and will also state what i have paid off already,but i am not sure how much detail i need to go in to.Any advice i thank you in advance for.

Regards Ian

Share this post


Link to post
Share on other sites

are you appealing to have the possession order annulled? are you no longer subject to the order?


Thanks

 

 

 

23/11/06 HSBC **SETTLED**

30/12/06 - GE Capital - **SETTLED**

30/12/06 - MBNA - charges and interest **SETTLED**

 

30/12/06 - Welcome Finance - Prelim sent for mis-sold PPI

 

 

Share this post


Link to post
Share on other sites
are you appealing to have the possession order annulled? are you no longer subject to the order?

 

Hi

I am appealing on the basis that i am going to keep paying off my arrears.The landlords have said they are happy with this,but want me to do it this way to save on their court cost incase they have to take me back again i guess.I am going to town tomorrow to get this n244 appeal form.

Ian

Share this post


Link to post
Share on other sites

ian

 

apologies, ive had my head up my backside moaning at social services. in respect of the n244 i doubt that the housing associaion would be happy with you applying to set the judgement (i.e. the possession order) aside unless arrears have been paid off, instead they may be happy with the postponing of the date for possession. however suspended possession orders in respect of housing associations are worded in such a way that the order be suspended as long as the tenant complies with the order (usually rent plus some of the arrears), the HA will not go back to court asking for a date for possession unless the terms of the original order has been broken.

 

can i ask what the original terms were in the application for possession? were they for rent plus costs?

 

i would advise going to see a local housing advice service in your area and request support in filling in the n244 and the witness statement.


Thanks

 

 

 

23/11/06 HSBC **SETTLED**

30/12/06 - GE Capital - **SETTLED**

30/12/06 - MBNA - charges and interest **SETTLED**

 

30/12/06 - Welcome Finance - Prelim sent for mis-sold PPI

 

 

Share this post


Link to post
Share on other sites

Hi Iwbdf,

They have not mentioned costs at all.As far as i know the terms were for arrears increasing after the possession order.I will be seeking advice tomorrow.Thanks for your help i appreciate it.

Regards Ian

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...