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KarenHowlett v Barclays

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Hello everyone,

Barclays have just entered a defence against my claim, I'm going to complete the questionnaire, but I'm really worried that I will have to go to court. I don't feel confident at all about having to do this, could anyone give me advice about the likelyhood of having to go to court, what to expect if I have to go to court, or details of your own experiences of this.



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Hi - It's very unlikely that you will have to go to court - i don't believe that Barclays have ever turned up in court to explain their charging regime. That said you should be prepared to attend the court. Have you checked out the basic court bundle ( found in the templates library). Don't be scared in my opinion Barclays will pay up before the court date - it's a bit of a waiting game with them.


Hope that helps

Regards Sandbag.

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Hi Karen


Try and relax. They will pay out before then looking back at the history of most banks. They refuse to disclose the real cost of their charges, so probably won't turn up. If you do have to go, then take all of the paperwork with you. Statements,correspondance and the court bundle found on this site. The court room itself is like a conferance room with a judge sitting at one end a little higher than everyone else. You will then sit opposite the solicitors defending the client. Remember you are suing them. They have to justify the charges by presenting paperwork, we all know they won't hand out. The judge will make you feel at ease, as you have nothing to hide. The laws are in place regarding fees. If you still require assistance post a thread under the bank name, and someone living near to you, could come along with some support.


Good luck



Some useful links.


Making Posts

Letter Template Library

Bank Contact Details

AQ Guide to Completion

Court Fees

Data Protection non Compliance

Witness Statements for Court Bundle

Banking Code Website

Limitations Act

Fast Track Costs

A-Z Index

Mis-Claim Tutorial

Step By Step Instructions


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Your decisions and actions are your own, and should you be in any doubt, please seek qualified professional legal Help.



Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers





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Hi Karen ditto all this advice.

I have moved your post into the Barclays bank forums where you will see that they do not go to court.


In fact if you can find anything here that suggests thats likely to change any day soon I will buy you a case of ASDA cava;)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.



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