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Urgent advice required for Halifax claim!!!

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Hi folks, really need some help.


Halifax have offered me 1062 pounds


This is the full amount they owe me but doesnt include 10 pound SAR fee nor 8% interest.


I called them today and they are adamant that this is the final offer.


The big question is then, if i take this to (NI small claims) court can they contest it and correctly state they offered me the full amount...


Anyone have experience of Northern Ireland small claims process.



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You are not entitled to the 8% statutory interest until you have actually filed a claim. If you are at the LBA stage and have not filed a claim then your claim does not include interest yet.


Regarding the SAR fee, why hold up a claim for less than 1% of it? Take the money they have offered you.

iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.

Vanquis - Claim issued, no AoS or Defence received

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