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PeterMcG

Urgent advice required for Halifax claim!!!

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Hi folks, really need some help.

 

Halifax have offered me 1062 pounds

 

This is the full amount they owe me but doesnt include 10 pound SAR fee nor 8% interest.

 

I called them today and they are adamant that this is the final offer.

 

The big question is then, if i take this to (NI small claims) court can they contest it and correctly state they offered me the full amount...

 

Anyone have experience of Northern Ireland small claims process.

 

Thanks

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You are not entitled to the 8% statutory interest until you have actually filed a claim. If you are at the LBA stage and have not filed a claim then your claim does not include interest yet.

 

Regarding the SAR fee, why hold up a claim for less than 1% of it? Take the money they have offered you.


iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.

Vanquis - Claim issued, no AoS or Defence received

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