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paulwilko

Has anyone WON claiming Contractual Interest ?

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Hi

 

My wife is just putting together her claim.

 

She is slightly concerned about the amount her claim rises when contractual interest is added.

 

Can anyone please put her mind at rest and say she is doing the right thing ?

I think she is personally

 

Has anyone actually won against the Abbey going this route ????

And what rate did you use to win, Authorised or Non Authorised and please state the rate.

 

Thx

 

Paul

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Am I to assume that the lack of responses means no one or no one know if anyone has won ?

 

Thx

 

Paul

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paulwilko, don't forget that all those who have won are still on a Caribbean cruise, wintering in the S. Hemisphere, or can't be bothered to log onto CAG anymore. Seriously, try Advanced Search (Abbey contractual) on the Litigation Councluded subforum. It turned up loads (although I only opened the first one). Regards, Mad Nick.


Abbey £8370 settled 17 Apr 07

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I'm claiming contractual interest.

 

(Haven't won yet, though.)

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I am also claiming contractual but still at the LBA stage!

 

Can anyone advise if you still add the 8% when you file the court claim if you are claiming contractual?


13/11/06 - Request for statements made by phone

18/11/06 - S.A.R - (Subject Access Request) letter sent by recorded first class post

21/11/06 - 10 duplicate statements received

22/11/06 - Letter from Abbey requesting £10 and a request to complete their form

15/12/06 - Received statements for last 6 years

18/12/06 - PRELIM LETTER sent

03/01/07 - LBA LETTER sent

17/01/07 - GOGW received & accepted as part payment

19/01/07 - N1 posted to Court

28/01/07 - Claim deemed served

30/01/07 - Abbey filed an acknowledgement to defend

17/02/07 - Received defence and offer of 50%

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No, You can only claim one or the other.

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I'm claiming contractual to but still at preliminary stage.

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claimed and first small claims payed including contractual 29.25%

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Hi there

 

I'm new to all of this and am confused on the "claiming interest" subject.

I have entered all of my charges onto the Simple spreadsheet and total charges = £3532.20, the 8% interest = £389.30 the combined total being

£3921.50

 

I am assuming that should i be successful, I will receive the combined total?

 

Having read the this thread I am aware that this amount can in fact be even more due to the "contractual interest"

 

This is where i get confused.

 

Apologies if I appear thick, but I would be soooooooooooooo grateful if someone could explain to me what the difference is and how it is worked out etc...

 

Many many thanks

 

J xx

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I'm also trying to put my bank claim together adding contractual interest at 29.6%. I'm not using the statutory interest , just the contractual rate. What points should I be putting in my argument ot justify contactual interst? PLease take a momoent to have a look at my thread:

http://wwww.consumeractiongroup.co.uk/forum/natwest-bank/96553-claiming-contractual-interest-help.html#post953662

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