Iwantmymoneybackrightnow v Barclays

[Iwantmymoneybackrightnow]

Hi All, fell across your site by accident but have been engrossed ever since. Have just sent off request for bank statements to Barclays for myself Lloyds for my husband and Lloyds for my mother in law, just waiting for all the paperwork. Strange feeling of excitement and nervousness.

All the successes on this site have encouraged me to go ahead with this as I estimate it could well be a few thousand between both myself and my husband. Will keep you all posted as to my progress, and will no doubt be asking for advice shortly.

[Iwantmymoneybackrightnow]

By the way cant stop telling everyone I come into contact with about this site (most people to embarassed to admit they incur charges, until I mention getting them back)!!!

[Josamolly]

Hi and welcome to the forum

 

Some of this info you will already know, so I apologise if you have already seen some of it.

 

The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Then start your own thread under the relevant bank and other users will help and guide you along the way.

 

Everyone is very friendly and keen to help.

 

You must always remember that this MAY lead to court, so far it hasn’t, but it may do. We will all be there if you end up being the ‘chosen one’ so don’t worry, it’s a long way off.

 

Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed.

 

I have put some useful links onto the thread that you can refer to when needed.

 

Oh, and if they are useful please click on my scales at the bottom. This just shows that I have been a good boy!!

 

Good luck. See you at the other end……

 

FAQ’s

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

 

Letter Templates

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/

 

Interest Spreadsheet

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

 

Court N1 form

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

 

Court Bundle

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html

 

Bank Contact Details

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31052-contact-details-banks.html

[FairlyNiceChap]

Hi

 

Good to have you on board

 

Read everything you can - there are loads of twists and turns

 

Dont miss out on claiming Compounded Contractual Interest - it can double the value of older claims

 

Dot the Ts cross the eyes and good luck

 

FNC

 

BTW - nothing personal but your bold pink writing is very hard on the eyes and people on this site have loads to read - gentle hint

[Iwantmymoneybackrightnow]

Many thanks for that, I have read and read and read FAQ's and other peoples cases. was very nervous about starting this process as Barclays are a little bigger than me, but reading all the success stories has given me the belief that maybe just maybe I can take them on. So let the battle commence (all sounded very brave)

[Iwantmymoneybackrightnow]

Thanks fairlynicechap will tone it down

[FairlyNiceChap]

Do you remember Gullivers travels - the Liliputians - little guys manage to tie the Giant up in knots - Ever seen a waterbuffalo tormented by mosquitos - You get the picture - They can only actually fight one at a time in court and they have to pick one they think they will win, So far they havent found one - this speaks volumes -

 

PS you can always click scales (bottom left ) of people you find helpful, inspiring whatever .

[Iwantmymoneybackrightnow]

Oh no, think I may have messed up already. I didnt send the SAR letter from this site but a template letter from moneysavingexpert.com which does not mention anything about manual intervention on my account but just asks for a list of charges incurred or copy statements under the Data Protection Act.

 

Having been reading other peoples claims I think I should have used the template from this site, will this affect my claim. PLEASE HELP!!!!!!

[Iwantmymoneybackrightnow]

Hope I havent messed up at stage 1....

[cheddar]

I wouoldn't worry too much anout the MI issue as it is pretty much dead in the water, you need to decide what process it is that you're following though as MSE's process is different to ours.

 

Also please start a thread in your banks forum as this is the welcome forum for new members. Post your progress there and we will be able to help yu more easily.

 

Cheers

[MARTIN3030]

Welcome to the site.

Have moved your posts here into the Barclays bank group.

The posts above are right about MI.

 

The original reason that MI was requested was because it was felt that Banks and FIs may use this in their defence.

However as time has gone on,it seems that they have shyed away from this,and the main reason is that if they did use this in their defence then they would obviously have to reveal specific details of the roles and costs incurred to them in support of that arguement.

As we well know ......this is something they have NOT been prepared to do !

[Iwantmymoneybackrightnow]

UPDATE:

 

2/1/07 Letter sent requesting list of all charges (or bank statements)

 

4/1/07 Letter received from Peter Townsend returning £10 chq (very kind)

stating that my statements will be forwarded to me within the next

few weeks. (Can't wait to see how much they have taken).

 

[Iwantmymoneybackrightnow]

Has anybody else just started their journey with Barclays, would be nice to share info with someone else who is at te same stage as me.........

[dickeggsy]

i started mine back in october full of trepidation same as you and am now just waiting for them to file a defence next week sometime.

you have taken the first step and are on the way.

if you go to the Bank Templates Library you should find everything you need i.e. letter templates etc etc.

if you get stuck just jump back in here and ask for help everyone is brilliant.

good luck with your claim.

[whoareya]

Hi Iwant

 

Nice name, straight to the point.

 

Success is a journey not a destination..

 

Any questions just post, someone will answer

[pjdavies2000]

Hi IWant, I am at exactly the same stage as you - wella day behind! I got my here's ya money back ya ****, letter on the 5th!

 

We will have to keep up to speed with each other! I have been signed up to this site for a while, and have really only taken it seriously since december (shame on me!)

 

I found it reall useful to read some of the threads - the one in this forum by Crafty v Barclays is short and to the point, and will help me loads as I go through this, and there are several funny and uplifting ones - I read one the other day where the baliffs were going to be sent to the local barclays branch! How funny!

 

We should make a sportsmans bet as to who will win quickest - you or me! Add a bit of fun to the preceedings!

 

catch you soon

 

Peter

[Iwantmymoneybackrightnow]

I have today received my statements and calculated my charges to be £1395.00. I am unsure where I am to send the second letter asking for a refund of my charges, I have previously had this but can not seem to find the page now that I need it.

 

Any help would be much appreciated !!!

[Falcom]

Send it to:

 

Customer Relations

Barclays Bank Plc

1 Churchill Place

LONDON

E14 5HP

 

Peter