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How to stop a Default on Catalogue in Dispute?

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Hi there ... does anyone know of a way to stop a catalogue issuing a default on a debt in dispute?

 

Basically I've started proceedings against Littlewoods reclaiming charges & they've now issued a default notice. I was gonna send the letter in the templates library but this is only applicable to banks with the banking code etc.

 

Surely the same rule applies that an account in dispute can't be defaulted as the info conveyed to the credit agencies will be incorrect ..... ?

 

Any help/advice would be appreciated .... Thanks Muchly :)

 

Here's the link to my thread ....

 

http://www.consumeractiongroup.co.uk/forum/other-institutions/41146-chezt-littlewoods-catalogue.html


links to my current claims ...

My claim - Yorkshire Bank Visa

chezt V RBS Mastercard

Chezt v RBS Joint Account

chezt v Abbey Credit Card

 

Settled ...

chezt V Duet Card/Creation Finance

chezt v's Studio Cards

chezt v's Littlewoods Catalogue

 

Next ...

Abbey Joint a/c & Single a/c

Barclaycard (Mine & Hubby's)

Anyone else I can think of ...! :rolleyes:

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How much is the default for? and how much are you claiming back in charges?


HSBC

7th October 2006 - Prelim for £3078

24th October - LBA

7th November - Claim filed

11th November - Acknowledged with intent to defend

11th December - Defence filed

16th December 2006 - Offered full amount but no default removal. Rejection letter sent.

 

Halifax

7th October 2006 - Prelim for £3427

24th October - LBA

3rd November - Offered £913

3rd November - Accepted as partial payment

7th November - Claim issued

21st November - Acknowledged with intent to defend

11th December - Offered full amount but no late payment removal

4th January - SETTLED + removed adverse credit info

 

A & L

19th October - Prelim for £540

26th October - Offered £358

2nd November - Accepted as partial payment and LBA

27th November - SETTLED + removed adverse credit info

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How much is the default for? and how much are you claiming back in charges?

 

The default IS for the whole debt ... which is more than the charges ..... I'm still paying towards the debt via a DMP with CCCS so it's not as if no payments are being made.

 

I know they will prob default anyway when/if the charges are refunded, its just a matter of principal & also that the info they send will be incorrect as it will include the unfair charges.

 

Hope you can help :)


links to my current claims ...

My claim - Yorkshire Bank Visa

chezt V RBS Mastercard

Chezt v RBS Joint Account

chezt v Abbey Credit Card

 

Settled ...

chezt V Duet Card/Creation Finance

chezt v's Studio Cards

chezt v's Littlewoods Catalogue

 

Next ...

Abbey Joint a/c & Single a/c

Barclaycard (Mine & Hubby's)

Anyone else I can think of ...! :rolleyes:

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Hi - have you had any success with this yet? I'm in a similar position with the Halifax and have been looking for advice without much success.


Bank and credit card reclaims - £9,806

Sainsburys CCA non-compliance with FOS;

Natwest reclaim of £340 in progress;

Egg credit card reclaim in progress

 

 

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