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what do i add up in my statement?


paulyc
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Really appreciate your kindness paulyc :) I don't expect miracles just a little move in the right direction. If it turns out that I have a legitimate claim, without this site I could have been losing money ad infinitum this would really be a wake up call for me.

Cheers

holamiga

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Yesterday I found bank statements for 2003 & 4 and the 'ghost' Direct Debit appeared for 1st time in November 2004 and to date they have taken £1,463.88 in wildly varied amounts from £6.39 to £191,70 occasionally missing a month. Debit interest on account charged monthlyI still haven't received an explanation. At least it seems I don't need to write for previous 2 years statements.

Is this a familiar pattern to anyone ?

Cheers

Holamiga.

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Take the money. It's the charges you wanted back. I dont know how much interest you're claiming but i'd guess, if you add in the hassle/stress/angst factor, i'd settle for it as it is and enjoy!

WON £4000 v NAT WEST

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Take the money. It's the charges you wanted back. I dont know how much interest you're claiming but i'd guess, if you add in the hassle/stress/angst factor, i'd settle for it as it is and enjoy!

 

I would aggree with RobberBank..' a bird in the hand worth two in the bush' Yes do enjoy.

Holamiga

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It's only fair that I make a public apology to my NatWest bank I am deeply

:oops: :oops: :oops: . I rang my bank and a helpful lady gave me the answer.....I had forgotten making arrangements for any Credit Card purchases to be debited immediately from account to avoid charges. At least I have had a wake up call re CC use So sorry to have been a 'time waster' and have apolgised to paulyc. However I think I could have waited forever for a reply to my enquiry . :( that can't look forward to a windfall.

, but wish all of you 100 percent success with your claims.

adios

Holamiga

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It's only fair that I make a public apology to my NatWest bank I am deeply

:oops: :oops: :oops: . I rang my bank and a helpful lady gave me the answer.....I had forgotten making arrangements for any Credit Card purchases to be debited immediately from account to avoid charges. At least I have had a wake up call re CC use So sorry to have been a 'time waster' and have apolgised to paulyc. However I think I could have waited forever for a reply to my enquiry . :( that can't look forward to a windfall.

, but wish all of you 100 percent success with your claims.

adios

Holamiga

 

if they charged u ,claim it back it does`nt matter if it was your fault.

natwest took £260 one month off me due to charges .it nearly ruined me..had to take out a consolitation loan(not theirs although they tried at 35% apr)this is about the amount they charge not the circumstrance

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recieved a letter offering the full refund of charges but without the interest.. cannot decide what to do. any tips.?

 

Hi paul,

 

How much interest are we talking here? Is it 100s or less?

If less I'd be inclined to take the money they've offered. However, the interest is money that they've ultimately taken from you in some shape or form and if you really want to go the whole hog advise them that you accept it as part settlement, but you will be chasing the remainder as a matter of principle and give them 7 days to respond. No response then you hit them with court proceedings?

The choice, as always, is entirely your own to make.

Good luck:)

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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hi all it is £180 i think i will take the money and run as i have got it after 2 letters. i hope every one has tyhe same succes as me and i would like to thank you all for your help and advice.

i would also like to take this moment to say, alot of friends felt this was a daft idea as i would be given a bad credit score or the bank would shut down my account and many other stories.

My letter wrighting is basic to say the least but with the help and knowledge from this site i got my charges back no problem.

 

so all i say is go out and claim the money back, unless every body starts doing it the banks will never change this ridculas and unfare charge system..

good luck all, and if i can be any help just ask...:)

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Congratulations - another success!!! :D:lol::D:lol:

Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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Good on ya:)

 

Enjoy the money.

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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