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    • March 23: As the coronavirus crisis escalates, the UK is placed into lockdown with strict limitations on travel. The Government guidelines state: “You should not be visiting family members who do not live in your home.” The prime minister tells the UK public they "must stay at home". People are warned not to meet friends or family members they do not live with. Those with symptoms had already been told to self-isolate     Friday 27 March: Downing Street On the day Cummings ran out of No 10, his wife, Mary Wakefield, appears to have been already ill, according to her Spectator article about the experience, in which she says: “My husband did rush home to look after me.”   Both Boris Johnson and Health Secretary Matt Hancock test positive for coronavirus, while chief medical officer Chris Whitty says he has symptoms of the disease and is self-isolating.   Mr Cummings said: "I suddenly got a call from my wife who was looking after our four-year-old child. She told me she suddenly felt badly ill." He went home and after a couple of hours his wife felt better and he returned to work. "There were many critical things at work and she asked me to return [to work] in the afternoon and I did." He then "drove up to Durham that night arriving at roughly midnight" with his family.     In spectator articles on 24th and 25th April * Wakefield (wife) wrote in the spectator that Cummings said “I feel weird” and collapsed 24 hours after he came home to look after her * She went on to explain that for the next 10 days “Dom couldn’t get out of bed. Day in, day out for ten days he lay doggo with a high fever and spasms that made the muscles lump and twitch in his legs.” * Cummings wrote that “at the end of March and for the first two weeks of April I was ill, so we were both shut in together.” * The following days, by Wakefield’s account, were a mixture of family idyll and health nightmare, as she made a “palace out of polystyrene packaging” with their son … even as Cummings’s breathing got so bad that she feared he should be in hospital. But 10 days after her husband first fell ill, she said, he began to feel better – just as Boris Johnson went into hospital. That would place the improvement in his condition around Sunday 5 April,     Sat March 28th Is apparently the day Cummings said “I feel weird” and collapsed 24 hours after he came home to look after her His wife went on to explain that for the next 10 days “Dom couldn’t get out of bed. Day in, day out for ten days he lay doggo with a high fever and spasms that made the muscles lump and twitch in his legs.” Cummings wrote that “at the end of March and for the first two weeks of April I was ill, so we were both shut in together.” 10 days from March 28th – would take us to the 7th April.   Mon March 30: Downing Street confirms Mr Cummings is suffering from coronavirus symptoms and is self-isolating.   Tuesday 31 March/1st April: Durham The police have said that on 31 March they were “made aware of reports” of Cummings’s presence in the area and had then contacted the family to “reiterate the appropriate advice around essential travel”.   2 April: During the night, Mr Cummings' four-year-old son "threw up and had a bad fever". Following medical advice, an ambulance took the child to hospital. He was accompanied by Mr Cummings' wife   3 April: Mr Cummings' son spent the night in hospital and woke up the next day having "recovered". He was tested for coronavirus and his mother, who was with him at the hospital, was told "they should return home". According to Mr Cummings, there were no taxis so he "drove to the hospital, picked him up and returned home". He said he "did not leave the car or have any contact with anybody on this short trip".   Sunday 5 April: The ‘Abba’ sighting (despite claims of ten days where he couldn’t get up with a high fever) Cummings alledgedly seen in Garden with AbbA blaring But 10 days after her husband first fell ill, she said, he began to feel better – just as Boris Johnson went into hospital. Which would place the improvement in his condition around Sunday 5 April, … Although the claimed 10 days after the 28th – the earliest point at which Cummings was said to have been symptomatic – would be the 7 April. The Guardian approaches Downing Street about the story, only to be told by a spokesman: “It will be a no comment on that one.” Mr Cummings said "after I started to recover, one day in the second week, I tried to walk outside the house". He confirmed he, his wife and his son went for a walk into woods owned by his father and it was at this point he was seen by passers-by but his family "had no interaction with them". The exact date is not clear but his second week isolating in Durham would have between 4-11th   6 April: At some point in the week leading up to this date, Mr Cummings discussed his decision to travel to Durham with the prime minister. "When we were both sick and in bed," he said, "I mentioned to him what I had done. Unsurprisingly given the condition we were in, neither of us remember the conversation in any detail."   Fri April 10: Number 10 is again contacted for comment regarding Mr Cumming’s trip by the Guardian. Instead of defending the journey, officials declined to comment.   Fri 10th/Sat 11th April: The 14-day period of Cummings’s isolation would have expired on 10/11th April, assuming it is counted from when Wakefield appears to have first fallen ill on 27 March or when Cummings fell ill 24 hours later.   11 April: Believing he had recovered by this date, albeit "feeling weak and exhausted", Mr Cummings said he "sought expert medical advice". "I explained our family's symptoms and all the timings and asked if it was safe to return to work on Monday or Tuesday, seek childcare and so on. I was told that it was safe and I could return to work"   Sunday 12 April: Barnard Castle Wakefield’s birthday, according to Companies House records – they allegedly made a trip to Barnard Castle, a charming town 30 miles from the Cummings’s family property, described on the English Heritage website as having “fantastic views” and “plenty to do for families on a day out”. That detail emerged in an interview with Robin Lees, a retired chemistry teacher who lives in the town. Lees, who says he has a photographic memory, told the Guardian he was “a bit gobsmacked” to see Cummings, and then was so incensed that he made a note of the family car’s numberplate and checked it online when he got home. Cummings acknowledges he drove to Barnard Castle, 30 miles from his parents' home in Durham, with his wife and child. He explained this episode as needing to test his driving was fine before making the long drive back to London. He said he'd been having problems with his vision   Tuesday 14 April: London The Guardian asked Wakefield to confirm whether the family had been in London throughout the lockdown period, but received no reply. Cummings was photographed back in Downing Street on 14 April   Sunday 19 April: ‘bluebell’ woods - Cummings and Wakefield in Houghall woods? Could Cummings have then gone back to the north-east from London? Downing Street is emphatic that he did not. The denial came after another witness claimed to the Guardian and Sunday Mirror that they had seen Cummings and Wakefield on a country walk in Houghall Woods, a beauty spot near his parents’ property in Durham. According to this account, Cummings said: “Aren’t the bluebells lovely?” Cummings says he did not return to Durham   Monday 20 April Cummings seen in London again   May 23: Downing Street statement: “Owing to his wife being infected with suspected coronavirus and the high likelihood that he would himself become unwell, it was essential for Dominic Cummings to ensure his young child could be properly cared for.” The statement said: “At no stage was he or his family spoken to by the police about this matter, as is being reported. “His actions were in line with coronavirus guidelines. Mr Cummings believes he behaved reasonably and legally.” Speaking outside his home, Mr Cummings reiterated: “I behaved reasonably and legally”. When a reporter suggested to him that his actions did not look good, he replied: “Who cares about good looks? “It’s a question of doing the right thing. It’s not about what you guys think.” Later at the daily Downing Street briefing, Transport Secretary Grant Shapps said Mr Cummings had the PM’s “full support” and that Mr Johnson “knew that he was unwell and that he was in lockdown”. Mr Shapps said it had always been permissible for families to travel to be closer to their relatives as long as they “go to that location and stay in that location”. Meanwhile, deputy chief medical officer for England, Dr Jenny Harries, said that travelling during lockdown was permissible if “there was an extreme risk to life”, with a “safeguarding clause” attached to all advice to prevent vulnerable people being stuck at home with no support.   Health Secretary Matt Hancock and Chancellor of the Exchequer Rishi Sunak have tweeted their support for Mr Cummings.   Education Secretary Gavin Williamson said on Monday morning that Mr Cummings had "set out absolutely clearly and absolutely categorically he didn't break the rules and didn't break the law". The attorney general, Suella Braverman, tweet on Saturday in which she quoted the full text of the No 10 statement on Boris Johnson’s chief aide in which the prime minister said he had behaved “responsibly and legally”.   (Disgraceful) Boris Johnson said at the weekend Cummings acted “responsibly and legally and with integrity”   “The PM’s risible defence of Cummings is an insult to all those who have made such sacrifices to ensure the safety of others,” said Johne Inge, the bishop of Worcester, on Twitter.   “What planet are they on?” asked a front page headline in the Daily Mail, an influential right-wing paper usually supportive of Johnson.   https://descrier.co.uk/politics/dominic-cummings-and-wife-tried-to-cover-up-lockdown-breach-in-articles-for-the-spectator/   https://www.theguardian.com/politics/2020/may/24/dominic-cummings-timeline-what-we-know-about-his-movements   https://www.eveningexpress.co.uk/news/uk/timeline-the-coronavirus-lockdown-and-dominic-cummings-trip-to-durham/   https://www.bbc.co.uk/news/uk-politics-52784290   https://www.theguardian.com/politics/2020/may/25/attorney-general-faces-calls-to-resign-defends-dominic-cummings-suella-braverman   https://uk.reuters.com/article/uk-health-coronavirus-britain-cummings/what-planet-are-they-on-no-respite-for-johnson-and-aide-idUKKBN2310UE   https://cyprus-mail.com/2020/05/25/what-plant-are-they-on-press-slams-johnson-and-cummings/
    • simply tell them on the phone writing only sorry as I might want to escalate this to the fos or court. sorry but no speaky..speaky   you night find this interesting?   https://www.theguardian.com/money/2012/jun/09/life-insurance-misselling-aviva-hamilton-life   dx
    • I've had a few missed calls and then text from RBS wanting to talk about the letter I sent, two posts up.    Am I best to wait for them to write? Didn't really want to get into a discussion with them about it ideally!
    • I haven’t even looked.  I doubt some PR bod would have been in the loop.
    • Gove will be rubbing his little hands together in glee. He been quite careful in his limited wording in 'supporting demonic. but he poo'd his own pot a bit with that priority preferential test   No confidence vote (in PM not party).
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themadcap

Themadcap vs HSBC

style="text-align:center;"> Please note that this topic has not had any new posts for the last 4669 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

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in the LBA stage (to commence proceedings on 17th jan) with HSBC for £5860 wondering whether i should go for it all or lower to £5000 for the small claims court any advice would be greatly appreciated

thanks

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ask a moderator to move your thread into the hsbc forum, then you will get lots of advice. is it all one account? you could separate it into two by using dates (i.e. 2001-2003, etc.) but it would mean two lots of court fees, etc. see if you can get this moved and others will tell you. i'm going to look back and see what i can see, i'll get back to you.

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thanks

how do i contact a moderator?

 

cheers

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here's one: MARTIN3030

go on privale message in your welcome box - top right. click on send new message - put him in the address box and move thread in the subject - then ask him to move you from the hsbc success thread into the regular hsbc forum. i've also asked bong to take a look , she's a wizzzzzz!

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Guest bong

hi there.

 

I would keep your claim intact. firstly they are likely to close your account if you make 2 claims in succession, if you filed them at the same time the court would combine them and the claim isn't that much over £5k so you still stand a very good chance of getting into the small claims track. However, it is probably to your advantage (at the moment anyway) if it does go into fast track. this is because you probably stand a much better chance of getting the bank to settle your claim quickly, because they will want to avoid disclosure that comes with fast track cases.

 

does your figure include county court interest?

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let's get this thread moved, madcap - zootscoot and blueskies are both moderators and are both on-line right now - pm one of them to move it into the forum.

bong, dear, for future reference, is it the done thing to ask a mod to move a thread you see in the wrong place or leave it to the person - as they maybe couldn't find it again.

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Sorry chaps I been out all day and only just got the message......but I have done it now.;)

 

For future reference Mods are able to move threads change titles and merge threads users cannot.

Only Admin can change user names.

You are welcome to let me or one of the other Mods know if you see something that needs sorting.

 

Btw I would agree with Bongs reply regarding filing.

There is no benefit to splitting them up for the money we are talking about over the 5K.

Just also out of interest The 5K ceiling is not absolutely set in stone....the Judge has the discretion to allow amounts that go over this,and in fact there have been cases where 5 and half grand have been allowed.

 

Ta:D

  • Confused 1

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hi i'm glad i read everybody's threads now because that one just made me feel a whole lot better. My claim is for £5086 before any interest is applied and i was also worried that the small claims wouldn't touch it - PHEW!!!

Netty x

p.s. Lattie will tell you what a stresshead i am lol... so once again i'm relieved.:confused:


If i've been helpful in any way....then tip my scales over there!

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thankx martin - that's lots of useful info.

so, in future, if i see a thread out of place it's not being too nosy parker to let a mod know - i will do that!

and thankx bong for always being there!

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Thanks for the help!!!

ive just been on moneyclaim online and can make my claim there for full amount £6550 inc 8% interest, although got a letter on saturday saying HSBC are charging me £25 for informally declining an overdraft (no idea what this is about wonder if theyre trying to get their own back!) and a further £25 everytime they need to do this whilst im ovedrawn so will call into the branch and try and get a summary of these to add on as i need to initiate proceedings by friday 18th jan going to cost me £250 for court but money well spent and will not be too long before ive got it back

 

will keep everyone informed of my progress and if i need any help

cheers

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called into my branch today to discuss the informal overdraft fee (they agreed to remove it as my account was £265 in credit when £125 payment asked for - cheeky!) so thought i would ask for my next charges info which was £150 to be debited on 8/2/2007 they gave me a printout of this, can i add this to my MCOL as i will be submitting it on 18/1/2007 and these charges arent due to come out till 8/2/2007

 

any help greatly appreciated

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not unless they have actually been charged - you could wait until the 8th to file - that won't upset the apple cart.

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thanks, i think ill keep it as it is and make my MCOL on friday and claim the £150 later on

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ok, i'm sure you've read before - hsbc are known for closing accounts on the second claim. as long as you are aware. any chance of a meaningful dialogue with your manager (or someone with a little authority) asking if they wouldn't like to in this instance reverse that charge coming up, as you have filed a claim and wouldn't hesitate to do it again but it seems like a lot of fuss over one charge - and you are hoping to be in a much better financial position in the next few weeks. doesn't hurt to try! they have done it before. or, if they won't, when it comes to an offer with dg - ask them wouldn't they like to avoid another claim and include this one charge (which by then will have shown up) as a goodwill gesture with your claim (this is when they make an offer) again - doesn't hurt to ask politely!

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thanks, that was kinda the way i was thinking, im claiming over £6.5k so even if they say no to reversing the £150 i can afford to soak it up as i do want to keep my account open

cheers lateralus for your help much appreciated will post any happenings shortly

 

 

 

 

 

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paid my MCOL today so now well in motion will let everyone know how i get on

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Just had notice d&g solicitors intend to defend all of my claim (no surprise there then) I assume i will recieve allocation questionaire shortly? it says they have 28 days to submit their defence, can anyone help me so i know what i should recevie from d&g or county courts and what i need to send and to whom

 

thanks

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i'm going to get this tattooed on my head!!!

with pleasure............now that you have the notic. of acknw. (or if you are going by the mcol, you'll have the paperwork shortly) send the courts 2 copies of your breakdown, referencing you claim no. and send dg (address and maybe a name on pg.2) a copy also referencing your claim no.

as for what happens next - this just gave them an extra 14 days (28 in total from the service date) to submit a defense - if they do - you'll get the aq stuff in the post. nothing else to do now but send breakdowns and then wait.

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AQ filed today e-mailed dg friday and phoned today but alas no reply! They have to file theirs by tuesday although they will probably try and get an extension (maybe i will get an extension when i get my money back! ha ha) p****S you off how they try to hold out though,the judges should ask on what grounds but will keep at them anyway.

later guys and gals

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look forward to a nice offer very soon tmc!!


If i've been helpful in any way....then tip my scales over there!

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Phoned the court this morning DG have failed to submit the AQ on time was told the judge is looking at it today and will make a decision of which i will receive a letter from court letting me know his decision.

Oh well ive waited 4 months already so can wait a bit longer.

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DG phoned Friday saying they have received my breakdown ( recvd 5/2/07 recorded delivery) good of them to let me know over a month later or maybe they meant the one with my AQ as i sent them a copy of that also out of the goodness of my heart with a standard disclosure request, said they were looking at it and would send out a letter,I was under the impression HSBC would look at it as they always say its with their client when contaced!!ha ha ha, not received anything from court despite DG not submitting AQ on time and was told judge would look at it on Wednesday last week, anyone else at this stage? it becomes quite boring and tiresome now just waiting around before they give you what is yours back.

oh well catch everyone later

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Thanks for that, i will wait a couple of days to see if i get any mail before sending the "nudge", obviously need to alter to suit my situation, i have only phoned 2or 3 times as i agree it could be seen as harrasment and i dont think it moves things on very much.

 

cheers

themadcap

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the background to this letter was that i thought a default judgment was lovely - means you are going to get it all back - then crusher did his imitation of a party pooper and i have "rethunk" my ideas. it isn't - an offer is lovely - so try to nudge them into an offer especially when a court date is looming - read more on the thread above - post 58.

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