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    • if i remember rightly, long ago in one of the first drafts of the old proposed gov't overhauls, there was a listing of recommended 'charges' that inc wrong reg = £20. some PPC's implemented such changes in advance. then later as it looked increasing likely the new code was never going to be implemented after it's 1st review and another set of codes was to be debated they all quietly revert back .......... dx
    • Potentially it may not even get sold on? Just the default left for 6 years then gone? but if it is sold on ill get a letter from the DCA which is the notice of assignment? Sorry what is the different between a default notice and a default cal marker? yes, i may try and work arrangements out with the OCs after the breathing space but I'll see my circumstances then thank you again for all your help and patience, I really appreciate it and apologies If i am too fast or repeating myself.
    • receiving a default NOTICE (forget simple default cal markers) does not mean it will get sold on... OC's very very rarely do court themselves.  if it does you would receive a Notice of Assignment from the debt buyer/DCA.  as for reduced payment if it remains with the OC and they issue a DN, no harm in trying but lets get all your ducks inline first. dx  
    • okay thanks do you know how long it will take for it to get to the DCA or could the OC try and issue a CCJ? even though it's unlikely also for example would the OC agree to a reduction and a small payment over a super lengthy period of time if agreed? Rather than go through chasing apologies again for all the questions, just trying to understand all the possible scenarios.  
    • Currently - "the maximum daily price at 100p / kWh for electricity and 30p / kWh for gas – keep in mind that's a lot higher than the Ofgem Energy Price Cap, so if you can't afford prices to increase further, you're probably better off sticking with a protected tariff such as Flexible Octopus." Octopus Tracker is a product of our labs, available now to customers through our beta programme. Octopus Tracker is a beta product. Some things may not work the first time, and installations and processes may take longer than we'd like. Third party tech like In-home Displays won't always work, and on occasion data issues with smart meters can take significant time to fix or prevent things from working at all.   Copied straight from octopus   Feel free to shove it somewhere else    
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Debbie Gilbert - Team Leader


shaileytuff
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Hi can anyone help - sent my SAR to

Penny Berryman

Senior Manager

Data Protection Dept.

Lloyds TSB Bank PLC

The Pentagon

48, Chiswell Street

London

EC1Y 4XX

following that sent prelim letter to:

Customer Care

LloydsTSB

125 Colmore Row

Birmingham

B3 3SF

got a response from:

Debbie Gilbert

Team Manager

Customer Service Recovery Centre

Charlton Place

Andover

Hampshire

SP10 1RE

 

so now this is who i have sent my LBA to, is this right and which address should i use for MCOL??

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It is generally recommended that you use their registered address. I haven't used MCOL but I have feeling that it has a default setting for LTSB's address.

 

REGISTERED ADDRESS: -

LLOYDS TSB BANK PLC

25 GRESHAM STREET

LONDON

EC2V 7HN

 

Having said that I think LTSB, at any address, will by now recognise a County Court Summons!:D

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I think that the Birmingham address is the most likely.

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Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.

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There are so many address about for Lloyds TSB that it is difficult to which to use.

But as Elsinore said most of the branches will know what the forms look like and should pass them on to the correct destination.

 

Regards, Rooster.

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i sent my 1st letter to my branch who have sent it on. i received a reply from Debbie Gilbert she is team manager at customer service recovery centre in andover. got what seems to be usual reply, *sorry we think are charges are fair* second letter on its way tomorrow. anyone else had dealings with debbie at LTSB and success stories

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Hi there shaileytuff

 

Our original complaint letter was sent to Birmingham who then passed it to the Andover Recovery Centre which is where I then sent our LBA.

 

As soon as I began court proceedings we were contacted by Lloyds Solicitors, Martineau Johnson, who we've dealt with ever since so I would say send your LBA to Andover f.a.o. Debbie Gilbert.

 

I've not dealt with MCOL as we are exempt from court fees due to our situation (we receive working families tax credit) and MCOL won't deal with claims that are fee exempt, so I filed our claim manually at our local county court.

 

I'm sure someone else will advise you about MCOL.

 

Good luck with your claim ;)

 

Spiritgirl x

Please note I am not legally qualified, I am offering advice based on my own personal experience in the hope that it may be of help to others in a similar situation.

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